RICHARD BIANCONE
Sewaren, NJ ****7
908-***-**** / ************@*******.***.
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Experience First Credit Services. Woodbridge, NJ
Collections Representative 1999-2003, 2009-2013
•Answer customer inquiries regarding their account status, review the terms of sales
contract, service contracts and/or credit contracts
•Skip Trace delinquent client accounts to efficiently locate and updated addresses and
phone numbers
•Customer service, and negotiate debt repayment strategies for my clients
•Handle two hundred inbound/outbound calls daily.
•Trained new employees
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Petro Heating & Air Conditioning S. Plainfield, NJ
Credit Analyst 2003-2008
•Produce monthly reports and spread sheets recording information about financial status
of delinquent customers and the collection efforts.
•Review and analyze credit reports for approval or denial in accordance with company
guidelines.
•Knowledge of FDCPA
•Negotiate credit extensions
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211 Hotline Whippany, NJ Service
Representative 2012
•Answered calls from people in need of assistance with basic needs and/or life
emergencies
•Connect people to the appropriate agencies/facilities that could help them the most
•Listening to people who call the hotline and responding appropriately by guidelines set
forth
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Education Woodbridge High School
Woodbridge, NJ 1991
Diploma
•Received diploma and graduated with a strong emphasis in mathematics
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Lincoln Technical Institute
Union, NJ
EPA, Type I, II, III Universal, R-410A 2011
•Graduated with a 3.5 GPA with strong analytical skills in HVAC
_Skills Computer: Microsoft Word, Excel, Access, Outlook, and Windows
Collections programs: Accurint, Crs, Cams, Lexus Nexus, Wintergate