Management Customer Service

B amidele Banuso FADIYA

**-**** ******* ****, * ississauga ON L4T4L4. 416-***-****. d *********@*****.***

H I G H L I G H TS OF QUAL I F ICAT IONS

• Industry leading finance/investment professional with over 10 years of progressive

management and senior leadership growth in various sectors of the economy.

• Boosted five companies return on investments by over 30% each within 2-years despite

economic uncertainty and market f luctuations by establishing new investment portfolios and

p roper management of the old ones.

• Successfully arranged $5 million in loans to develop a $7 million commercial and residential

complex in the core of mainland, Lagos.

• Increased the number of high net worth customer from 5 to 18 within 3 years through my skill

of marketing and exceptional customer service.

• Reduced financial expenses by more than 19% for 4 consecutive years t hrough proper

monitoring of excess bank charges and repayment of unnecessary outstanding bank credit.

• Highly skilled in robust software: SAP, Sage, Quickbooks, Microsoft office, E-View, SPSS, Stata

etc.

S K I L LS AND EXPER I ENCE

Zen Group Limi ted, Lagos, Nigeria. August 2010 - 2013

As the group financial controller, I overlook four independent companies, which are Zen Group and

t hree subsidiary companies:

Zen Group Ltd - corporate management, real estate development, warehousing & logistics solutions,

f inance and business development.

Mazin E ngineering L td - steel fabrication for the downstream oil & gas sector and logistics sector (gas

stations, double wall storage tanks, warehouses, mast sites).

Continental Feeders (Nig.) L td - cold storage systems and FMCG food distribution (frozen dairies and

vegetables including Kerrygold, Lurpak and Lutosa brands).

Zen Emporia Ltd - contracting, project management, civil construction and finishing.

G roup Financial Controller

• Specialist in accurate financial and management information such as accounting, office

administration, Stocks (inventory), Logistics etc.

• As a curious and analytical professional; I support senior management in

u nderstanding their business drivers, competitive positioning, project cost controlling

and future opportunities for cost savings for the organization.

• Prepare monthly management reports and gather the required information to explain

t he variances between actual and outlook .

• Analysis companies credit in accordance with laydown rules/Adjudicate on all credit

issue with the banks.

• As an experienced project finance professional, I oversee the percentage of job

completion, managing financial targets to be met through the project lifecycle.

• Evaluate capital projects to be undertaken by the company using modern project

appraisal techniques, and write reports and recommendations.

• Oversee the approval and processing of revenue, expenditure, and position control

documents, department budgets, mass salary updates, ledger, and account

maintenance and data entry.

• Coordinate the preparation of financial statements, financial reports, special analyses,

and information reports.

• Developed post investment strategy for the revitalization and expansion of a $2.7

m illion fruit juice factory for continental feeders (Nig.) Limited.

• Interact with other managers to provide consultative support to planning initiatives

t hrough financial and management information analyses, reports, and

recommendations.

• Accountable for analyzing cash f low, cost controls, and expenses to guide business

leaders. Analyze financial statements to pinpoint potential weak areas.

• Management of the organization’s bank accounts and banking relationships, ensuring

t hat these relationships are of benefit to the organization.

• Analysis of Group Financial statement in terms of sales, costs, expenses and tax rates

to determine Group value and to project its future earnings.

• Creating and maintaining comprehensive Fixed Asset register for the Group

• Keeping abreast of new regulations or policies that may affect the Group’s investment

and monitoring the economy to determine its effect on earnings.

• Responsible for complete, accurate and timely, financial and management accounting

i nformation for all stakeholders.

Mazin Engineering Limited, Lagos, Nigeria, A ugust 2007 – July

2010

M azin Engineering limited is a major player in the downstream oil and gas sector. The company

renders professional services to the top 5 oil and gas companies in the area of storage and distribution

systems.

G roup Finance Manager

• Ensure strict compliance with the budget. Analysis budget variance and make

recommendations to the management as the head of budget committee.

• Oversees various financial arrangements with banks and other financial Institutions.

• Worked on capital raising project to raise $40 million for building of prefabricated

warehouse for the international airport.

• Guide the company in selecting the r ight mix for investment Portfolio.

• Develop a risk assessment framework to be used as part of the investment appraisal for

p roposals.

• Direct, monitor and t rade investment portfolios including Working capital, High-Yield,

and other portfolios.

• Create, coordinate, and evaluate the financial programs and supporting information

systems of the company to include budgeting, tax planning, real estate, and

conservation of assets.

• Delivering management accounting reports (cost, profitability etc) utilizing SAP

• Ensure the investment’s influence on the portfolio's r isk is assessed based on set

guidelines.

Mazin Engineering Limited, Lagos, Nigeria, M ay 2004 – July 2007

Mazin Engineering is a subsidiary of Zen Group Limited, a major player in oil and gas servicing

i ndustry. The company fabricate double well underground tank for major oil companies in the country.

F inancial/Business Analyst

• Analyses financial statements and performance review reports: reviews income relative

to goals and galvanises the relevant unit to take necessary action.

• Developed financial model and business plan.

• Conduct feasibility studies for potential business ideas.

• Apply modern portfolio and asset-liability management theory, advice on portfolio

strategies and maintain counterparty relationships, and report on portfolio activity.

• Reviews the management accounts for accuracy, integrity and compliance with

accounting standards.

Gulf Bank Limited, Lagos, Nigeria Janua ry 2003 –

A pril 2004

Gulf Bank Limited is a Nigeria-based financial institution engaged in universal banking, focusing on

consumer banking, trade finance, investment banking and capital market activities.

Credit Analyst

• Responsible for completion of loan credit analysis for new and existing loans.

• Conducts financial statement review for loan officers, as well as comprehensive

statement spreading.

• Safeguard the bank position by making sure all loan applications followed the policy

and procedures, putting into consideration minor exceptions to policy and procedures.

• Ability to effectively communicate with all lending personnel.

• Complete loan documents, including credit analyses and summaries of loan requests,

and submit to loan commit tees for approval.

• Tracking maturity date of loan, informing customers of maturity date for prompt and

effective payment.

• Meticulously analyses financial statements, management profiles, business and

p roduct cycles, cash f low ability, collateral, aging, etc. of future and existing Customers

to identify t rends, measure performance, assess financial strength and develop an

assessment of credit r isk.

• In charge of credit restructuring, data management and data analysis for effective

management decision.

• Prepares insightful and timely approval memorandums for presentation to credit

authorities.

• Responsible for performing underwriting analysis of Borrower's character, credit

worthiness and financial condition.

• Capable of maintaining confidentiality of credit and Customer information.

• Exceptional interpersonal skills and a team orientation.

SPEC IAL SK I L LS

• Strong Analytical skills

• Great Interpersonal Skills

• Effective Communication skill both oral and writ ten

• Created great client experience

• Created a wow moment

• Performed a superior client service orientation

• Performed exceptional business services

• Successfully called clients to resolve problems

ED UCAT ION H ISTORY

• M.Sc. Degree in F inance 2013

University of Lagos, Nigeria

• M.Sc. Degree in Economics 2010

University of Lagos, Nigeria

(Equivalent to a Master’s in Economics, as determined by World Education Services,

Toronto, ON)

• B.Sc. Degree in Economics 2000

University of Ibadan, Nigeria.

(Equivalent to a Bachelor’s in Economics, as determined by World Education Services,

Toronto, ON)

Contact this candidate