Manager Real Estate

KIPP L. KESTER

*** *** *****

Plattsmouth, NE ***48

Cell: 402-***-**** / ********@*****.***

LinkedIn URL: http://www.linkedin.com/pub/kipp-kester/55/a9a/973

SUMMARY OF QUALIFICATIONS:

( 18+ years of a successful career in banking, business

development and administration leading to increased market share

and net income exceeding budget projections

o Proven ability to develop, sustain & increase market share in highly

competitive environments and a tumultuous economy

( Successful leadership and communication skills resulting in

efficient staff operations

( Proactive approach has resulted in capturing numerous accounts

and expanding client base

( Excels at interfacing with others at all levels to ensure

organizational goals are attained

( Excellent interpersonal, analytical and organizational skills

EXPERIENCE:

BUSINESS BANKER, SAC Federal Credit Union, Bellevue, NE

11/13-12/13

( Developing and maintaining a Commercial Loan portfolio, business lending

& deposit relationships by uncovering and

evaluating members & potential members financial needs; analyzing

corporate & personal financial data to determine credit

risk of small business loan applicants

MORTGAGE LOAN ORIGINATOR, Franklin American Mortgage, Omaha, NE

2/13-10/13

Equal Housing Lender. Marketplace Home Mortgage, LLC, NMLS #1029744 license

to originate mortgage loans in the following state(s): Nebraska and Iowa

( Specialties: VA, FHA, Conventional & Jumbo Mortgage Financing Products

plus Rural Development & Rehab Programs

( Negotiate home loans & closing costs while working with title

companies, real estate agents, home appraisers and

insurance companies ensuring a smooth closing

VICE PRESIDENT/BRANCH MANAGER, State Bank of Bartley, Bartley, NE

6/06-11/12

High profile position accountable for soliciting community business

accounts and developing strategic alliances in a successful $26 Million

branch

( Devise and implement innovative marketing principles and promotional

sales events for commercial and consumer

projects further supporting financial growth

( Negotiate and secure terms, pricing and conditions on deposit

products, home loans & closing costs while working with

title companies, real estate agents, home appraisers & insurance

companies ensuring a smooth closing

VICE PRESIDENT OF AGRICULTURAL LENDING, First Central Bank, Cambridge, NE

1/01-6/06

Successfully managed $18 million in loan portfolio

( Develop tactics increasing assets and profitability within the

institution market area

( Analyzing financial statements and pertinent information determining

credit worthiness of customers & potential

customers, as well as, serving on the Sr. Loan committee

( Cross selling of banking services and products to customers

OPERATIONS MANAGER, Kester Enterprises, Bartley, NE 4/97-1/01

Increased productivity with increasing net income by 300% in only four

years

DISCIPLINARY COMMITEE COORDINATOR/CORRECTIONAL SERGEANT, NE State

Penitentiary 6/91-4/97

Responsible for operating all aspects of the institutions "internal court

system"

Professional Certifications: Affiliations:

NMLS #1029744, National and Iowa S.A.F.E. Tests Fraternal

Order Eagles #150 2012-Present

Licensed Life and Health Insurance Agent 2013 Cambridge

Chamber of Commerce President 2005

NSAA & NJCAA Certified Volleyball Official 2004-Present Cambridge

Rotary Club President 2005-2006

Cambridge/Bartley EMT Rescue Squad 2004-2009

NE National Guard 1987-1992 NE Army Reserve, Sgt. E-5 1992-1997

Education: DOANE COLLEGE, Crete, NE B.A., Public

Administration

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