Financial Analyst, holding MBA & CMA

SAJJAD SALEH

******.*****@*****.***

647-***-**** (Cell), 416-***-**** (Home)

** ****** ******, *******, ** M1L 4P2

Senior Financial Analyst/Financial Analyst

An MBA and CMA, having over 10 years of experience working in both

manufacturing and financial environment, with developed abilities in

planning and directing accounting and financial activities. The detail-

oriented and timely reporting with focus on controls and processes will

provide critical insights on improving revenues and saving costs and

support the informed decision-making by internal and external stakeholders.

Demonstrated knowledge, skills and experience include:

? Value-added Financial Analysis ? Financial Planning,

Budgeting, Forecasting

? Period-end Financial Closing ? Internal Audit,

Compliance Reporting

? Measuring KPIs, Analyzing Variances ? Excel/QuickBooks/ACP,

ERP/SAP/SQL

? Preparing/Reconciling Financial Statements ? Excellent Oral &

Written Communication

? Strong understanding of Accounting Principles ? Strongly Analytical,

Good Judgment

? Profound knowledge of IFRS, GAAP, SOX ? Exceptional Interpersonal

Skill, Team Player

SECLECTED ACHIEVEMENTS

. Designed a reporting module for monitoring the ageing of accounts

receivables which expedited the recovery of client dues and reduced

the debtor balances by 12% in 1 year

. Coordinated the change of company's business model by shifting focus

from commission-based portfolio management to fee-based corporate

advisory, shoring up revenue by 15%

. Researched and introduced 3 types of Credit Scorecard with "cut-off"

scores that transformed the internal decision making process into a

more objective Yes/No function

. Redesigned the KYC forms for capital market customers to collect key

information for establishing necessary controls to determine the

extent of credit offerings

. Initiated a mandatory realization from the sale proceeds of the

portfolio investment clients to improve the company's liquidity and

reduce the working capital requirements by 10%

. Implemented an Internal Control Policy that streamlined the standard

operating procedures (SOPs) and reduced the internal and external

audit objections by about 20%

RELEVANT EXPERIENCE

Senior Financial Analyst, Financial Reporting

Jan '11 - Sep '13

BRAC EPL Investments-a Financial Institution with 4000 clients and

$100million asset under management, a subsidiary of BRAC Bank, the largest

SME bank listed on Dhaka Stock Exchange. BRAC, the largest developmental

organization globally, is the ultimate holding company of the group

entities.

. Produced daily, weekly and monthly trading performance reports in line

of customer categories for internal and external stakeholders

. Prepared weekly dashboard reporting on capital market trading and

developments for the executives on policy decisions regarding

investments and market volatility

. Monitored and reported the performance of the corporate advisory

services on monthly basis with comparison between actual and forecasts

. Prepared monthly, quarterly, half-yearly and annual financial reports

of the company in line with IFRS, clinching unqualified or clean

findings from auditors for 3 consecutive years

. Handled the process to certify the accuracy of financial information

to comply with strengthened Corporate Governance (equivalent to SOX)

. Prepared Management's Discussion and Analysis (MD&A) report on

quarterly basis to present the management opportunities to discuss

financial and non-financial performance indicators

. Extracted results from the reports generated by the Micro Strategy

Solutions to prepare Balanced Scorecard for performance measurement on

half-yearly and annual basis

P - 1/2

P - 2/2

647-***-**** ******.*****@*****.***

Sajjad Saleh

RELEVANT EXPERIENCE (CONTINUED)

Financial Analyst, Corporate Finance

Jan '07 - Dec '10

Duncan Brothers, Bangladesh - a wholly-owned subsidiary of Camellia Plc UK

(listed on London Stock Exchange's Premium Main Market) - with 3

subsidiaries listed on stock exchange in Bangladesh

. Compiled drawing account balances and short/long term deposits to

determine weekly fund positions and manage working capital

requirements

. Initiated steps to identify best/prudent practices and controls for

cost savings and improvements in SOPs through bench-marking and

standardizing procedures

. Prepared detailed budget, cash flows, financial plans, forecasts by

ensuring their compliance with corporate objectives and debt covenants

. Prepared half-yearly and year-end financial statements and financial

reporting for group consolidation with KPI calculations

. Half-yearly and yearly inventory counts, substantiating balances with

source documents, analytical support on key P&L and balance sheet

areas

Cost Analyst, Budgeting & Cost Control

Jul '03 - Dec '06

Duncan Brothers - Bangladesh

. Scrutinized the fortnightly remittance requests from manufacturing

units against production, budget, and trend

. Examined the unit-wise monthly accounts to prepare the cost control

reports with variance analysis to support senior management's decision

making

. Analyzed costs to attribute them to relevant factors of production and

assist in pricing decisions and responded to specific pricing related

queries justifiably

. Assisted in the preparation of annual budget, financial planning, cash

flow forecasts with historical cost analysis

TRAINING/PROFESSIONAL DEVELOPMENT

International Accounting & Finance Professional (IAFP) Bridging Program,

Chang School, Ryerson University - Business Law (completed in Sep '13),

Taxation (enrolled for Jan '14)

Monetary Authority of Singapore (MAS) - on financial modeling of stock

valuation

Tokyo Stock Exchange (TSX) - on analysis and interpretation of financial

statements

EDUCATION

Master of Economics, Australian National University (ANU), Canberra,

Australia 1998

MBA (major-Finance), Institute of Business Administration, University of

Dhaka, Bangladesh 1996

PROFESSIONAL DESIGNATION

Associate Chartered Management Accountant (ACMA), CIMA-UK

Sep '13

Certified Management Accountant (CMA), CMA-Ontario - expected in 4 weeks

Dec '13

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