Manager Analyst

Joshua B. Shearer

**** ****** **.( Sand Springs, OK 74063( Phone 816-***-**** (

************@*****.***

Education

Arkansas Tech University

Russellville, Arkansas

****-**** *.*. *********/Finance

1999-2000 Business Education Teacher Certification

University of Arkansas at Little Rock

Little Rock, Arkansas

2010-2011 Masters of Business Administration

Related Programs and Training

. Member of the Risk Management Association

. Completed Commercial Credit for Lenders supervised RMA course

. Completed Omega Commercial Loans to Small Business course

Skills

. Proficient in MS Office Software, Corel Office Suite software, Windows

XP,

Cash/Cash-Tax 2003, Cash/Cash Tax 11, Baker Hill's Statement

Analyzer,

Moodys RiskAnalyst, & Webequity

. Ability to learn new software quickly

. Solid written & verbal communication skills

. Complete assigned tasks in a timely manner

. Detail & multi-task oriented

Work Experience

Spiritbank Tulsa, OK

Loan Portfolio- $800MM

Credit Analyst, AVP

April 2012-August 2013

. Create financial spreads and other analytics for use in underwriting.

. Underwrote both C&I & CRE loans ranging in size from $100M to $15MM

. Analyze credit facilities for capacity, trends and capital adequacy to

determine probability of payment ability going forward.

. Make recommendations for approval and grading.

. Assist the Chief Financial Officer in regards to developing and

maintaining the Fas 5 methodology and Fas 114 impairment testing and

reserve calculations.

Arkansas Department of Workforce Services Little Rock, AR

Fiscal Support Specialist

February 2010-December 2010

. Investigate unemployment claims to determine employer liability to

report wages according to Arkansas law & to ensure employer compliance

with their payment of unemployment tax

. Correct social security number errors to ensure correct reporting of

claimant wages

. Estimate quarterly wages based on W-2 or 1099 information if employer

fails to provide a quarterly report of wage earnings

. Other duties as assigned

Community Counseling Services, Inc Hot

Springs, AR

Teacher/Case Manager

November 2008-November 2009

. Provide Mental Health Paraprofessional services to middle school aged

children

. Prepare students for GED exam through instruction & testing in various

subject areas

. Other duties as assigned

Village Bank

Springfield MO

Senior Commercial Loan Credit Analyst

August 2007-May 2008.

. Spread & analyze company & personal financial information using

Cash/Cash Tax 11.

. Underwrote both C&I & CRE loans ranging in size from $100M to $1MM

. Prepare lender credit packages for loan committee periodically

. Answer any questions about the credit packages while in loan committee

. Attend loan committee meetings on a weekly basis

. Maintain watch list credits. Update risk ratings as needed

. Monitor EOSCAR on a weekly basis. Respond to disputes as necessary

Town & Country Bank Leawood, KS

Commercial Loan Credit Analyst

May 2006-May 2007

. Spread & analyze company financial information using Baker Hill

Statement Analyzer.

. Underwrote both C&I & CRE loans ranging in size from $100M to $1MM

. Act as primary contact person for Baker Hill issues

. Prepare lender credit packages for loan committee on a weekly basis.

. Answer any questions about the credit packages while in loan committee

. Prepare the quarter-end concentration report

. Prepare month-end variable rate report

. Prepare & monitor monthly watch reports

. Pull credit reports on customers as requested

. Fill out credit reference forms sent to us by various venders wanting

to check our clients credit history

. Check back new & renewed loans to ensure they were entered into Jack

Henry correctly

. Maintain & monitor adverse action folders to ensure compliance in that

area

. Check EOSCAR on a weekly basis. Check to make sure we have no

disputes as to how we've reported consumer credit to the credit bureau

Metropolitan National Bank Little Rock, AR

Commercial Loan Credit Analyst

June 2002-January 2006

. Provided individual written analyses of credit relationships over

$250,000

. Underwrote both C&I & CRE loans ranging in size from $100M to $15MM

. Gave recommendations concerning accuracy of company risk ratings

. Performed profitability analyses; Spread company financials & personal

tax returns using Cash/Cash-Tax 2003 software

. Served as Cash/Cash-Tax 2003 software liaison for the credit analysis

department.

. Provided Dun & Bradstreet reports to loan officers upon request

. Trained commercial lenders in the area of credit analysis.

. Partnered with the loan review department to ensure that loans were

risk rated properly & that loan to value ratios were properly done.

Little Rock School District- McClellan Magnet High School Little Rock,

AR

Business Teacher, Sr. High

January 2001-May 2002

. Instructed six business courses per semester using the block schedule

. Taught General Business courses including Computer Concepts, MS Excel,

MS Access, and MS Word

. Taught elective course in Economic Basics

. Actively served as an FBLA adviser

Activities/Honors

. Eagle Scout

. Active member of Sand Springs Church of Christ in Sand Springs, OK

Contact this candidate