OBJECTIVE
My objective is to establish myself in a growing, creative, and reputable
company with the opportunities for advancement after proving myself through
results.
EDUCATION & CREDENTIALS
B.A., Business Administration of Finance CALIFORNIA STATE UNIVERSITY
FULLERTON, Fullerton, CA
Associate of Arts, Business Administration ORANGE COAST COMMUNITY COLLEGE,
Costa Mesa, CA
SKILLS
Familiar with web-based applications and MS Office programs (Excel, Word,
PowerPoint, & Outlook). I am mostly familiar with Calyx Point as mortgage
software. I pick up new software quickly along with company
internet/intranet or custom made company software.
PROFESSIONAL EXPERIENCE
JMAC Lending, Irvine, CA 06/2012 -
07/2013
Funding Assistant
Stack loan documents. Register MERS. Perform VOE. Review and approve final
HUD1 for fees and disbursement authorization. Scan documents and package
ship legal/collateral in accordance with document custodian requirements.
Send out funding figures and wires.
TN SHEET METAL, INC., Fountain Valley, CA 07/2007 - 06/2012
A/P Clerk /Subcontractor Admin
Handle heavy incoming phone calls from customers, contractors, and vendors.
Perform accounts payable and manage vendor accounts. Process purchase
orders and account receivers. Prepare Liens and Lien Releases, Change
Orders, Schedule of Values and General Subcontracting Billing. Prepare
required documents: Insurance, Workers Comps, City Business License, State
Pocket License, and Preliminary. Calculate and verify employees'
Timesheets. Perform general office duties and administrative tasks.
Assist Controller and Business Manager on special tasks.
THE LENDING CENTER, Anaheim, CA 5/2006 - 6/2007
Underwriter Level 2 (Purchase/Refinance)
* Follow lender's guidelines to underwrite loan files submitted by
branches located nationwide.
* Manually calculate borrower's income and thoroughly review credit
report.
* Review appraisals for value integrity, title commitments, and other
mortgage related documents to ensure the content in the file are
accurate and consistent.
* Use company's rate sheet to manually calculate borrower's rate. Sign
off/review outstanding conditions for clear to close and timely
funding.
AMERIQUEST MORTGAGE COMPANY, Anaheim, CA 5/2002 - 5/2006
Credit Analyst/Funder (Purchase/Refinance)
* Underwrite purchase loans using primarily income docs, FICO scores, and
LTV percentage. Condition for additional documentation for initial
approval and funding. Reviewed Purchase Contracts, Insurance, Title
Report, Paystubs, Bank Statements, and Appraisals (AVM & Full). Look at
the overall picture of the loan making sure it benefit clients. Review
and approve conditions submitted by branches/broker via fax.