Education
Baker College Center for Graduate Studies Muskegon, MI
master of business administration
graduated summa cum laude
University of Wisconsin - Platteville Platteville, WI
bachelor of science – agribusiness, minor - animal science
other education
RMA Omega Financial Statement Analysis (Crowe Bus. Cons)
Bank Administration Institute Certificate (BAI) in Loan Review
Illinois Banker Association (IBA) Agricultural Lending School Graduate
CUNA Management School Graduate
Licensed for Life, Health, and Property & Casualty Insurance
Licensed for Variable Annuities & Credit Products
NMLS# is 869948.
Professional Experience
(* Duties)
2018 – 2018 Farmers Trust & Savings Bank Williamsburg, IA
title: senior vice president & chief loan officer
* Was responsible for $82 Million Agricultural, Commercial, Consumer Loan Portfolio
* Credit Administration, Stress Testing
* Financial Analysis, Loan Grading, Cash Flow Analysis, Customer Calls
* Loan Workout Experience (SBA & FSA)
* ALL Calculation, CECL Training
* Special Assets
* Loan Officer Training
2017 – 2018 First Community Credit Union East Grand Forks, MN
title: commercial / agricultural loan officer, branch manager
* Managed $20 Million Agricultural & Commercial Loan Portfolio
* Supervision of Branch Personnel
* Financial Analysis, Loan Grading, Cash Flow Analysis, Customer Calls
* Loan Workout Experience
2015 – 2017 Turtle Mountain State Bank Belcourt, ND
title: president/ceo
* Commercial, Consumer, & Agricultural Lending
* SBA & Bureau of Indian Affairs Lending
* Farm Service Administration (FSA) Experience
* Financial Analysis, Loan Grading, Cash Flow Analysis
* Farmer Mac Lending, Customer Counseling, Business Development
* Budget Analysis, Monthly Preparation of Loan Watch Reports & Allowance (ALL) Allocation
* Member Bank Board of Directors
* Initiated New Lending Products
2014 – 2015 First Community Credit Union Devils Lake, ND
title: commercial / agricultural loan officer
* Commercial & Agricultural Lending
* SBA Lending
* Farm Service Administration Experience
* Financial Analysis, Loan Grading, Cash Flow Analysis, Customer Calls
* Farmer Mac Lending
2011 – 2014 The Harvard State Bank Harvard, IL
title: assistant vice president, lending/credit administration
* Agricultural, Commercial, Consumer, & Real Estate Lending
* Credit/Special Asset Department
* Advise Commercial Lenders at all Branch Locations
* Underwrite & Review Commercial Loans, Loan Grading
* Executive Loan Committee Member,
* Responsible for Loan Watch Reports & Allowance for Loan Loss (ALL) Allocation
* Member City of Harvard’s Chamber of Commerce & Library Board