Matthew A. Ramos, MBA, CFP®

**** ****** *****, **

Washington, DC 20011

703-***-**** ac9y68@r.postjobfree.com

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EXECUTIVE SUMMARY

“If we weren’t already doing it this way, is this the way we would start?” That question drives how I have approached my various roles. I am a successful, well-educated, hard-working professional seeking a position that will leverage my analytical abilities, interpersonal skills, and desire to make a difference. SKILLS & CORE COMPETENCIES

Communication

Diplomacy

Mentoring & Team Building

Resourceful

Analytical & Thoughtful

Dependable Team Player

Operations

Versatile/Cross-Functional

Financial Planning

Investment Research

Portfolio Management

Spreadsheets & Models

WORK EXPERIENCE

MAR Financial Planning Washington, DC

Founder February 2019 – Present

• Re-started my own financial planning firm that caters to the needs of the mass affluent (portfolios less than $1 million)

Golfdom McLean, VA

Accounting Manager February 2019 – Present

• Responsible for accounts payable, reconciliations, and month-end closing for this multi-million-dollar specialty golf retailer.

Cassaday & Company McLean, VA

Vice President July 2018 – February 2019

• Hired to create a new business unit and platform that efficiently serves the needs of the mass affluent MAR Financial Planning Washington, DC

Founder July 2016 – July 2018

• Founded my own financial planning firm that catered to the needs of the mass affluent (portfolios less than $1 million)

• Created my own website, logo, all necessary compliance filings, account agreements, investment processes, and client deliverables

Sullivan, Bruyette, Speros & Blayney McLean, VA

Senior Portfolio Manager January 2014 – July 2016

• Managed over 300 client accounts totaling over $500 million in assets and supervised all aspects of portfolio management, trading, and research

• Presented portfolio management and investment strategy recommendations to clients and prospects

• Explained complicated investment concepts and strategies in writing and orally

• Researched investment strategies and presented recommendations to the Investment Committee

• Developed standards for all portfolio analysis and proposals including investment plans, investment policy statements, and Morningstar analysis

• Developed four new asset allocation models for the firm

• Developed new rebalancing and dollar-cost averaging templates and strategies

• Instituted new procedures to invest available cash and to automate pulling index data for reports

• Instituted weekly team meetings and mentored junior members of the team Matthew A. Ramos, MBA, CFP®

6001 McLean Place, NE

Washington, DC 20011

703-***-**** ac9y68@r.postjobfree.com

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• Took the initiative to regain access to the exclusive mutual fund family, Dimensional Fund Advisors Capital Fiduciary Advisors Reston, VA

Relationship Manager & Chief Compliance Officer October 2012 – December 2013

• Lead relationship manager/advisor to a group of high net worth clients

• Led the firm’s financial planning engagements

• Trained staff how to use the financial planning program, MoneyGuidePro

• Member of the Investment Committee and Management Committee

• Successfully salvaged troubled relationships and developed new relationships for the firm MTX Wealth Management Bethesda, MD

Vice President, Chief Operating Officer & Chief Compliance Officer February 2007 – October 2012

• Financial advisor to professional athletes

• Managed their investment portfolios and cash flow, supervised the payments of their bills, and assisted with home purchases, mortgages, auto purchases, and insurance placement

• Designed the firm’s proprietary asset allocation models, rebalance tool and proposal package

• Member of the Investment Committee responsible for reviewing and maintaining our preferred list of money managers and mutual funds

• Supervised performance reporting process and trained staff in all aspects of the business

• Responsible for the firm’s adherence to SEC compliance standards; coordinated the annual surprise custody audit and annual compliance consultant review

• Proactively evaluated all areas of the business to improve efficiency, establish work flows, upgrade deliverables, and reduce costs; examples include performance reporting, CRM, rebalance software, trading, financial planning software, marketing material, bill pay, client portal, and firm website SFX Sports/SFX Financial Advisory Management Enterprises Washington, DC Director January 2004 – February 2007

• Financial advisor to professional athletes

• Managed their investment portfolios and cash flow, supervised the payments of their bills, and assisted with home purchases, mortgages, auto purchases, special requests, and insurance needs

• Created and presented our financial advisory marketing material to professional athletes and agents

• Designed optimized asset allocation models based on the client’s objectives and risk tolerance

• Implemented client portfolios based on liquidity, future cash needs, time horizon, investment minimums, current market conditions, and suitability

• Utilized investment database to review money managers and to build model portfolios

• Analyzed private real estate and private equity investments and prepared summary investment memos for our clients

• Researched and reviewed money managers as a member of the Investment Committee

• Proactively improved the overall efficiency of our portfolio reporting process by engaging an outside consultant, implementing a more formal process, and training the staff A.G. Edwards Washington, DC

Financial Consultant October 2001 – January 2004

• Developed an investment advisory practice focused on the sports industry

• Designed investment portfolios based on clients’ cash needs, risk tolerance, goals, and time horizon

• Scored 95/100 on the Series 7 exam (the General Securities Representative Qualification Examination) Matthew A. Ramos, MBA, CFP®

6001 McLean Place, NE

Washington, DC 20011

703-***-**** ac9y68@r.postjobfree.com

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Bank of America Raleigh, NC

Assistant Vice President – Commercial Banking April 1999 – February 2001

• Clients ranged from software and internet e-commerce start-ups to manufacturers

• Devised short-term investment programs for two clients that enabled them to maximize returns and minimize risks for their private equity financing

• Analyzed financial statements and created cash flow and income statement forecasts to determine debt service capacity and leverage

• Developed financing strategies based on capital structure and risk profile using traditional credit or alternate forms of capital (asset-based lending/leasing/subordinated debt/private equity) Bank of America Chicago, IL

Assistant Vice President – Global Corporate & Investment Banking January 1998 – March 1999

• Managed a portfolio of 25 clients in the Insurance and Money Management industries

• Advised a major life insurance company on the appropriate capital structure for its $1 billion acquisition of a money management firm and authored the investor Offering Memorandum for the

$150 million syndication

• Structured transactions and negotiated loan agreements with clients, attorneys, and participant banks when Bank of America was the Agent

• Supervised completion of credit approval documents, presented deals to the loan approval committee, mentored analysts, and monitored portfolio compliance and performance Corporate Finance Associate – Global Corporate & Investment Banking August 1995 – January 1998

• Responsible for financial, credit, and qualitative analysis of insurance and money management firms

• Analyzed financial statements and developed cash flow and debt service models

• Selected to build an extensive Excel model to simulate the structure, IRR, and cash flows of a

$400MM collateralized bond fund for the investment division of a major life insurance company

• Researched, developed, and implemented a contingency plan enabling a client to invest $1.7 billion overnight in the event its acquisition failed to close as scheduled

• Produced the credit approval documents and investor Offering Memoranda for two insurance company acquisitions and the complete capital structure of a collateralized bond fund Chase Manhattan Bank New York, NY

Summer Associate – Global Chemicals Summer 1994

The Vanguard Group Malvern, PA

Investment Accountant June 1990 – July 1993

• Consistently recognized as one of the division’s top performers by providing stability, doubling productivity on the most active and challenging fund, supervising staff, and training co-workers

• Calculated available cash for overnight investment into REPOs, reconciled and marked-to-market FX accounts, and investigated and resolved trade settlement problems with foreign stocks EDUCATION

University of Michigan Ann Arbor, MI

Master of Business Administration September 1993 – April 1995

• Concentrated in Corporate Finance, Accounting, and Corporate Strategy

• Awarded full merit scholarship from the Consortium for Graduate Study in Management Matthew A. Ramos, MBA, CFP®

6001 McLean Place, NE

Washington, DC 20011

703-***-**** ac9y68@r.postjobfree.com

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Drexel University Philadelphia, PA

Bachelor of Science in Business Administration September 1985 – December 1989

• Dual Major: Finance and Marketing

• Worked on the floor of the Philadelphia Options Exchange and for a small biotech during Co-Ops CERTIFICATIONS

• CERTIFIED FINANCIAL PLANNER™ professional

• Series 7 and Series 66 securities licences

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