Social Media Loan

Rebecca Flores

**** ****** ***, **********, ** **823 916-***-**** ***********.**@*****.***

Skills

·Worked with Point, Encompass, Reverse Vision, Tango, Baydocs, Outlook, Microsoft, Excel.

·Knowledge of State/Federal regulations to maintain loan file compliance.

·Strong loan pricing skills.

·Advanced organizational skills with the ability to handle multiple assignments.

·Knowledge of HECM guidelines and programs.

·Exceptional knowledge of basic lending, real estate contracts and language, foreclosure, short sales and delinquent accounts.

·Ability to handle stressful situations with calmness and courtesy.

·Ability to communicate effectively, both orally and in writing.

·Excellent records and file management skills.

·Knowledge of FHA connection and Final HUD 1 review, CD’s, LE’s.

·Excellent customer service skills.

·Experienced in FHA, Home Ready, Home Possible, Conventional, CALHFA, VA, Non QM, LP, AUS and DU.

Experience

SENIOR LOAN COORINATOR/LOAN OFFICER TRAINER GOLDEN CITY HOME LOANS JANUARY 2019-CURRENT

·Educated new Loan officers on the process of all types of loans.

·Prepared initial proposals, applications, re-disclosures, ordering of title, appraisals, credit reports, flood certs.

·Handled all quality control, Marketing, Social Media set up, Loan Officers commission check.

·Reviewed all loans and placed in correct program for Purchase & Refinances

SENIOR REVERSE MORTGAGE LOAN PROCESSOR/LOAN OFFICER TRAINER ACADEMY MORTGAGE CORP FEBRUARY 2017 – APRIL 2018

·Educated new Reverse Mortgage Loan officers on the process of reverse loans and inputting into Reverse Vision.

·Prepared initial proposals, applications, re-disclosures, ordering of title, appraisals, credit reports, flood Certs.

·Ordered case numbers, case queries, canceled old case numbers.

·Scanned and uploaded file documents into Reverse Vision.

·Worked closely with loan officers, underwriters, closers, AMC’s and title companies.

REVERSE MORTGAGE LOAN PROCESSOR/TRAINER TRINITY MUTUAL APRIL 2016 – FEBRUARY 2017

·Worked with direct lenders on a daily basis.

·Analyzed credit to determine if a LESA is required.

·Reviewed FA/income, asset and collateral documents to submit files to underwriting.

·Cleared loan conditions and communicate effectively with team.

·Communicated with borrowers and third parties to obtain loan documentation.

LOAN COORDINATOR/LOAN PROCESSOR MASTERS TEAM MORTGAGE NOVEMBER 2014 TO SEPTEMBER 2015

·Reviewed submissions for completeness of documentation required for loan approval.

·Submitted all eligible files through DU/DO/LP/GUS for automated approval prior to submitting.

·Obtained and review needed documentation for final approval. Follow up and work with Loan Officer/Borrower through funding on any items needed to close loans.

·Follow through in obtaining broker check and other documentation needed for closing.

·Closed out files after funding to meet the standards of our Quality Control Department, work on any files with missing documentation or may need corrections to make sure that all files meet standards for Quality Control.

·Conducted weekly pipeline review meetings with Loan Officers.

·Provided customer with timely and periodic status updates of their loan application.

·Collect required documentation from applicants and follow up on missing items.

·Established, maintained, and updated files, databases, records, and other documents.

·Ordered credit reports, title reports, flood, 4056t, appraisals Reviewed submissions for completeness of documentation required for loan approval.

LOAN OFFICER/LOAN PROCESSOR SMALL BUSINESS ADMINISTRATION DECEMBER 2012 TO MAY 2013

·Point of contact for disaster loans.

·Requested and Reviewed documentation for government disaster loans. Assisted customer will paper work needed to complete loan processes.

·Analyzed loan applications and related documents to review the assets, liabilities, capital and cash flow, prospective earnings repayment ability, credit issues collateral and lien positions.

·Underwrote, approved and prepared loan documents for signing.

·Ordered 4506T, appraisals, Title Reports, Flood Certificates and credit report.

·Served as primary contact for Realtors, Escrow Agents, Customers, loan officers.

Education

Business Management Heald College, Rancho Cordova

GED Freemont Adult Education, Sacramento CA

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