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Loan Financial

Location:
Thane, Maharashtra, India
Salary:
500000
Posted:
June 13, 2019

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Resume:

Professional Synopsis

Overall * year of Work Experience.

Over 5 year’s 6 months of Experience in Financial Firm.

An effective communicator with excellent relationship management, supervisory, team building skills and strong analytical, problem solving, decision making and time management abilities.

Career Objective:

To succeed in an environment of growth and excellence and earn a job which provides me job satisfaction and self development and help me achieve personal as well as organizational goals.

Organizational Experience

Gruh Finance

Gruh finance ltd a subsidiary of HDFC ltd is a housing finance company providing home loans to individual salaried as well as self employed.

Duration: June 2013 – Sep 2016

Designation: Executive

Roles & Responsibilities:

1)Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Cheeking cibil scores of customer.

2) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

3) Review and update credit and loan files.

4)cheeking KYC of customer

5)Appraisal of loan

Karvy finance

Loan against Gold (LAG) enables customers to avail a general purpose loan against the pledge of gold ornaments to meet immediate and short term requirements.

Duration: July 2011 – Dec 2012

Designation: Loan officer

Roles & Responsibilities:

6)Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Cheeking cibil scores of customer.

7) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

8) Review and update credit and loan files.

9)cheeking KYC of customer

10)Appraisal of loan

11) Explain to customers the different types of loans and credit options that are available, as well as the terms of those services

Muthoot fincorp ltd.

It is the flagship Company of the Group, with strong fundamentals, is a proactive Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India.

Duration: Aug 2010 - Till June 2011

Designation: Accounts executive

Skill Sets

Maharashtra State Certificate in Information Technology (MS-CIT),

Tally 7.2, Tally 9.0, Desktop Publishing (DTP).

Academic Projects

Performance Measurement of Financial Product

1.This project was developed for the company Reliance Money Ltd.; it focuses on how much people prefer investment & ready to take risk.

2.Research was done on the products of Reliance Money Ltd. such as Mutual Funds, Demat, Insurance, Shares & Fixed Deposit.

3.It was carried out by collecting primary & secondary data through filling questionnaires from investors of these products.

4.After Analysis, Investors were classified as variables based on gender, Profession, income, knowledge etc. by utilizing the primary & secondary data.

5.Graphical representation was made for better understanding purpose.

Impact of Recession on Investors

This project focuses on how much people prefer investment in recession period.

The study was basically done to know the investment pattern of general public, further focusing on their preference given by the customers to different & critical situation.

Further analysis was carried out based on the primary & secondary data collected through filling questionnaires from investor’s.

Academic Details

Degree

Name of School/ College

Board/ University

Year of passing

Class M.M.S

IBSAR COLLEGE

MUMBAI UNIVERSITY

2010

64

B.M.S

BIRLA COLLEGE

MUMBIA UNIVERSITY

2007

60

H.S.C

MODEL COLLEGE

MUMBAI UNVERSITY

2004

56

S.S.C

NUTAN DNYAN MANDIR

MAHARASTRA

2002

48

Personal Details

Date of Birth : 25th February 1987

Nationality : Indian

Languages Known : English, Hindi & Marathi

Contact Address : Durga Nagar, A-1, chinchpada road,

katemanivali, kalyan (E)

I hereby declare that the above mentioned information is correct as per my knowledge.

Date:

Place: Prajakta Patil



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