Kathy J. Davis
Cell Number: 817-***-****
Certified BSA AML Professional proficient in BSA administration, AML transaction monitoring and OFAC compliance. Team player ready to be part of a cohesive unit supporting the organization’s objectives and goals.
GTL Financial Services DBA TouchPay Holdings
08/03/2016 – Current
Senior BSA/AML Compliance Specialist
As a Senior BSA/AML Compliance Specialist, I am responsible for day to day BSA/AML functions. Reporting directly to the BSA Compliance Officer. My day to day functions consist of overseeing all aspects of the monitoring of daily/weekly and monthly activity for suspicious activity and filing of SAR’s when necessary, CTR’s, daily reports, updates of policies and procedures, overseeing of OFAC uploads, screening and results, all aspects of training for the department, Exam requests, NMLS reporting, MSB MT reporting for different states for monthly, quarterly, semi-annual, annual and renewal requests for all states and various other reports as needed for the department.
Southwest Securities, FSB/PlainsCapital Bank 11/10/2008 – 04/01/2016
Vice President/BSA/AML Manager/BSA/AML Analyst – Compliance
As Vice President and BSA/AML Manager/BSA/AML Analysist I was responsible for the day to day BSA/AML functions. Reporting directing to the Chief Compliance Officer. I worked with other members of the Compliance staff to achieve the departments’ goals and objectives.
Overview of Responsibilities and Experience
Work with banking center staff to ensure accurate and timely submission of CTRs. Submit CTRs through Patriot Officer and BSA e-filing
Administrator of AML system, Patriot Officer. Responsible for enabling/disabling employees, balancing system to core processing system and scheduling AML activities
Perform quality control reviews and imaging and indexing of new account documentation to ensure CIP/CDD information is collected. Monitor new account reports to ensure receipt of all documents
Review and investigate AML alerts and high risk designations referring possible SARs to SAR committee when appropriate. Perform 314a searches and monitor ACH reports for unauthorized transactions (Patriot Officer
Report and monitor exceptions to CIP/CDD documentation and work with banking centers to correct
Perform daily database checks for OFAC matches. Assist employees with possible OFAC matches (Patriot Officer)
Investigate and report findings to SAR committee for possible violations of law. File SARs through BSA e-filing system. Maintain SAR files and tracking report for Board reporting.
Assist with collecting data and information for internal and outsourced audits and regulatory exams. Respond to examiners’ questions, data requests and provide guidance on AML system
Maintain and revise BSA/OFAC Risk Assessment annually and as needed
Collect data and ensure timely submission of MLR report to the OCC
Update and maintain BSA/OFAC procedures as needed
Assist with special projects as needed
Work with legal department to fulfill discovery requests in subpoenas, summons and other law enforcement requests. Maintain tracking report
Administrator for computer based training system (BVS), responsible for added/deleting employees, assigning annual compliance training courses, monitoring and reporting to Senior Management on employee compliance
Review suspicious activity identified by Deposit Operations through Guardian Officer fraud monitoring system
Complete full reviews on customers that trigger red flags in Actimize when a case is needed
Complete personal training requirements to maintain current knowledge base necessary to perform duties and train associates
Review suspicious activity identified by Actimize and report results in system
Kathy J. Davis Resume Continued Page 2
Prior Work Experience
Home Gear, Inc. – Arlington, TX 02/2007 to 08/2008
As owner of Home Gear, Inc. I specialized in the origination and placement of home improvement loans. I was responsible for all aspects of the business including payables and receivables, payroll, tax reporting, hiring and training of employees and customer relations. Personally reviewed credit applications and credit bureau reports to determine which financial institution would be most suited to consider the application. Performed and maintained procedures for loan processing & closing, property title work, ordering appraisals, VOE's and VOM's.
Best Exterior Design, Inc. – Pantego, TX 10/1989 - 1/2007
Finance Manager/Loan Processor/Credit Analyst
In my position with Best Exterior Design, Inc., I reviewed credit applications and credit bureau reports to establish which financial institution to submit applications. Responsible for reviewing information against established criteria and resolved any discrepancies that would affect the credit decision. I maintained positive customer relationships working with borrowers through funding of their loan. Responsibilities included ordering appraisals and title searches; preparing and verifying VOEs and VOMs; ensuring homeowners insurance was acquired; preparing loan documents and closing and funding the loans. The position required the ability to deal with high volumes of applications; advanced geographic knowledge of the DFW area; the ability to perform mathematical calculations such as debt to income and loan to value ratios; and, the ability to work with members of a team to maintain lasting business relationships.
Education and CPE
High School Graduate
College Level Accounting
Real Estate School
BSA/AML Certified Professional (CBAP from ICBA)
Patriot Officer Academy
Multiple training courses and seminars offered by TBA, ProBank, ACAMs, BankersOnline & BVS Performance Systems Computer Based Training
Dallas Area Compliance Association, Associated of Certified Anti-Money Laundering Specialists, UCEN
Kathy J. Davis Resume Continued Page 3
Software and Systems
All Microsoft Office and Publisher, Quickbooks Pro, FiServ Signature, Bankway, Patriot Officer, Guardian Officer, Actimize, Sharepoint, AdobePro, Onbase/Nautilus/Info Access
References Available Upon Request