Manager Sales

James R. Metheny

**** ******** **** *********, ** 30549

Cell Phone 706-***-**** e-mail: ********@**********.***

Qualifications/Experience

Over 20 years’ experience in lending and bank management

Experienced and proficient in Retail, Commercial, SBA (7a and 504), USDA and Municipal/Governmental Lending and Underwriting experience

Budgeted bank resources creating a sales plan to attain goals and objectives in increasing loans, deposits, cash management, mortgages and investment accounts.

Maximized budgeted goals by sourcing new business, cross-selling and up selling current accountholders including referrals to appropriate bank lines of business

In depth knowledge of cash flow analysis, underwriting, loan review and classification with individual loan authority of $100k unsecured and $1MM Secured and additional experience in collections and loan administration

Successful history of training, leading, coaching, motivating and managing branch banking teams including multiple branches as well as commercial and retail lenders

Proficient with sales/call tracking software, Microsoft Office, Excel, Word, PowerPoint, Moody’s Financial Analysis, Jack Henry and other banking software

Education

University of Memphis Bachelor of Business Administration – Finance Memphis, TN

Arkansas State University Banking and Finance Jonesboro, AR

Executive Experience

2007 - Current SC&M Enterprises, LLC Managing Partner Jefferson, (Jackson County), GA

As a Senior Lender - responsible for sourcing and referral of Commercial Loans for new construction, renovation/expansion, land acquisition, governmental lending, multi-family and other commercial and business purpose loans from $1 million to $20 million

Innovation, Design, and Manufacture of Specialty Retail Equipment for Commercial Applications

Managing Partner of four members - currently the sole member/owner

2013 – 2017 Winder Housing Authority Financial Specialist Winder, (Barrow County), GA

Successfully managed Banking Relationships including borrowing, construction loan draws, deposits, wire transfers and Financial Project Analysis

Successfully managed Accounts Payable/Receivable, Payroll, Taxes, Employee Benefits,, General Ledger Maintenance, HUD Reporting and Subsidy Maintenance and related financial responsibilities including participation in Annual Audits

2007 – 2009 Northeast Georgia Bank Sr. Vice President/Branch Manager Jefferson, (Jackson County), GA

Hired, motivated, coached and organized branch bank staff

Created sales plan and budget, overseeing the construction and opening of this new branch in 2007

Presented opportunities to senior management for substantial depositors and borrowers consisting of medical, small to medium size business owners and other professionals as well as retail prospects

1999 – 2007 Regions Bank City President/Executive Jefferson, (Jackson County), GA

Successfully sourced and closed new and increased existing retail and commercial loan and deposit relationships - consistently exceeding goals by as much as 30%

Led, managed, and mentored retail and commercial branch bank teams in 6 branches located in Jackson and Banks Counties in Georgia - more than 50 employees including 7 commercial and retail lenders

Exceeded goals in production and referrals of deposits, consumer loans, mortgages, commercial loans, cash management, and investments through proper management of business pipeline of prospects and existing clients

Efficiently managed over $145 million in bank assets with emphasis on portfolio quality, cost control, maximizing margins, maximizing services per household through appropriate up-selling and referrals to appropriate profit centers while

James R. Metheny

1340 Ethridge Road Jefferson, GA 30549

Cell Phone 706-***-**** e-mail: ********@**********.***

maintaining a substantial personal portfolio in excess of $40 million of loans to small to medium sized businesses and professionals with revenues of $5 million to $100 million.

Professional and Community Associations and Involvement

Jefferson Rotary Club (Program Chair), Downtown Development Authority of Jefferson (Chairman), Georgia Bankers Association, Crawford W. Long Museum Association Jefferson, GA (Treasurer), Jackson County Chamber of Commerce (Chairman-Education Committee) and Leadership Jackson (2002 -2003), Barrow County Family Connection, Barrow County Chamber of Commerce, Georgia Chamber of Commerce

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