JAY R. BROWN

*** ************ **, ********** *****, NY

ac9iat@r.postjobfree.com

914-***-****

EXPERIENCE

Hardscrabble Improvements Corp. Briarcliff Manor, NY 12/2015 - Present

President – Tree Mek Operator

Owner/Operator of large knuckleboom crane with 100’ reach utilizing a modern remote-control tree removal technique

Small business do-it-all owner (marketing, financial management, mechanic, etc.)

Jay Brown Properties Briarcliff Manor, NY 12/2015 - Present

Principal – Real Estate Investor and Consultant

Equity investor in private partnerships purchasing commercial and residential real estate

Assessment of private portfolios for buy/hold/sell strategies supporting increased valuations and unlocking equity

Design and implement repositioning plans, including oversight of capital improvements, contractors, and execution of cost saving measures

Review and advisement of debt and refinancing options

Bank of the Ozarks (formerly Intervest National Bank) New York, NY 10/1998 - 12/2015

Assistant VP / Loan Officer / Underwriter / Relationship Manager

Placement and negotiation of $1-15M commercial real estate mortgages on properties in the Eastern and Midwest US

Responsible for full loan underwriting, loan committee proposal, and closing

Performance of loan management and collateral review with reporting & grading of a revolving $160M portfolio

Financial analysis of cash flows, debt service coverage, rollover risk, balance sheets, and income statements

Conduct physical property inspections along with analysis of local market conditions and comparables

Strong knowledge of building construction for assessment of physical condition/defects and cost to complete

Monitoring of bridge loans and administration of construction draw downs along with re-inspections

REO management including approval of major capital improvement plans, construction, budgeting, marketing, sale, with oversight of third-party managers and contractors.

Accomplishments include extended oversight and repositioning of two garden apartment complexes with 800+ units.

Houlihan-Parnes, LLC White Plains, NY 12/1995 - 10/1998

Asset Manager

Portfolio manager of commercial properties & assets with a value of $100 million

Preparation of cash flow projections & budgeting of portfolio assets

Broker and negotiator of REO property and paper sales

Legal management of foreclosure and bankruptcy actions

Mortgage servicing and collection on performing and non-performing loans

Due diligence for property acquisitions

Negotiation of workouts and loan restructuring

Parker Duryee, et al. New York / Philip Aaron, P.C. Syosset, NY 11/1992 - 12/1995

Real Estate and Foreclosure Paralegal

Performed due diligence of commercial loan portfolios for acquisition

Conducted residential and commercial closings

Lease and mortgage drafting & abstracting, review of management contracts

Managed property foreclosures for major national banks

Examined title and mortgage modifications, environmental reports

EDUCATION

State University of New York at Oswego, Oswego, NY

Bachelor of Arts Degree in Public Justice - August 1992

LICENSES & CERTIFICATIONS

Notary Public

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