Financial Analyst Management
Resume:
Brent A. Morris
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Public Financing – Financial Analysis/Management – Forecasting/Budgets – Project Financing – ROI –Cost Accounting Analysis – Strategic Planning – Risk Management – Cash Flow Management – Contracts/Negotiations – Capital Budgeting – Government Liaison
Functioning as a highly effective, result-oriented and versatile corporate professional with more than 15 years of business management experience. Excels at team management, operations, financial analysis, and strategic planning. Demonstrated success in reducing operations costs, controlling inventory, business modeling and budget analysis, with a standout skill of identifying critical issues and implementing effective solutions. Excellent communicator, with a knack for developing positive relationship through all departments, driving the success in meeting company goals. Key competencies include:
Specialized Training
•Chase’s The Art of Leadership and Management Training; Harvard Manager Mentor Program, Credit Training.
•Extensive computer course work with knowledge of various desktop hardware and software applications: Capital Asset Pricing Modeling, General Ledger, Oracle, Great Plains, Quickbooks, MS Office; concentration in Excel, Ad-Hoc and SQL reporting.
•Experienced and knowledgeable with MCDC, OCC, DOJ, SOX and GAAP compliance.
Professional Experience
Compliance Analyst, Willdan Financial Group 10/2016-5/2019
•Successfully managed as subject matter expert, consulting on various types of secured and unsecured public financing including; bonded, private placement, refunding, arbitrage calculation & tax increment valuation as well as secondary market continuing disclosure reporting. Results: provided public agencies financial mechanisms; revenue sources for capital improvements, infrastructure, maintenance and services.
•Performed conservative 5-year historical audit of issuers debt by identifying reporting inefficiency based on continuing disclosure obligations specified in Rule 15C2-12 under the Securities Exchange Act of 1934. Results: Brought issuers back into federal compliance by remediation filings and improved issuers credit ratings standings while reducing costs of issuance.
•As a team player, collaborated with project managers across all platforms to provide additional support in Fiscal Impact Analysis, Cost Allocation Plans and User Fee Studies. Leading to new business for the company.
Financial Analyst, Willdan Financial Group 10/2014-10/2016
•Responsible for special district administration for a variety of issuers including cities, counties, water districts, public utilities and school districts.
•Provided guidance to City Officials in making bond investment strategies, mitigating risk, gathering financial information, and provided sound financial recommendations based on analysis.
•Prepared and disseminated; continuing disclosure reports, annual financials statements, budget analysis, engineer’s report (determine levy rate), bond debt service schedules and pay-off quotes and bond calls.
•Obtained source materials, analyzed bond and investment cash flows, managed quantitative data and created meaningful reports to lead business improvements and a 25% cost reduction.
Research & Remediation Operations Supervisor II, JP Morgan Chase 2/2013-2/2014
•Led risk oversight and process re-engineering to standardize and develop efficient control metrics and validated effectiveness and integrity of operational risk and control reporting.
•Designed, developed, built and implemented modeling including but not limited to key performance, risk/control, enhanced ad-hoc and exception reporting to identify emerging issues, reduce risk exposure and control gaps. Results: Provided transparency, accountability and efficient control metrics while adhering to regulations of the Office of the Comptroller of the Currency (OCC), Department of Justice (DOJ) and Making Home Affordable (MHA) and internal audit provisions.
•Actively engaged senior business management in report analysis, audit findings, trends, root causes and potential risk exposure to various impacted constituencies; Underwriting, Legal Compliance & Audit. Recommend, developed and implemented policies and programs that guided the organization in maintaining and improving its competitive position and profitability.
•Partnered with colleagues across Mortgage Banking to help drive a culture of risk awareness and a proactive risk assessment within the business.
Underwriter, JP Morgan Chase 7/2011-2/2013
•Endorsed high volume retail sub-prime & conventional loan modifications according to Chase institutional policies and procedures. Investor platform include FHA, FNMA, FHLMC, VA, USDA as well as Private/Securitized & Bank-owned. Results: Maintained top performer in the top 5 percentile of the Bankruptcy Department.
•Evaluated applicants package to determine borrower/investor, property and loan condition met establishment and government standards; analyzed debt ratio, LTV ratio, credit risk, property condition and provisional variables associated in determining product eligibility.
Education
Bachelor of Science in Business Administration, Emphasis in Finance, San Diego State University.
Associate of Science in Business Administration, Grossmont College.
Skills
Windows, IOS, Excel Pro, Powerpoint Pro, Outlook, Word, Onedrive, Microsoft Office 365, Quickbooks, Oracle, Citrix, Great Plains, Google Suites, Cloud Computing, Accounts Payable, Payroll, Accounting Management.
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