Alain ABAYA – ** Beacon St Clinton MA *****

Phones: 786-***-**** / 857-***-**** – Email : ac9hce@r.postjobfree.com

-, and External Auditors- Ensure the financial reporting -Evaluate periodically the efficacy and efficiency of the internal control- Clamp the internal control system by using COSO- Coordinate and assist with compliance activities related to SOX

Jul 2007 to Aug 2010 -Senior Loan Officer-Capital Bank-–Int’l: Manage loan portfolio –Analyze borrowers’ financial statement (Analyze ratios, liquidity, AR, AP, Risk)-Prospect new customers and determine eligibility for credit-Assess periodically the financial situation of clients and financial statement to ensure the maintenance of credit quality and to highlight the strengths and weaknesses- Prepare presentation for potential clients, increase company profitability.

April 2004 to Jun 2007 Senior Financial Analyst Unibank-–Int’l: Analyze applicants' financial status- Determine eligibility for approval credit limit- Manage relationship with cardholders - Analyze applicant’s financial statement- Analyze ratios, liquidity, AR, AP, Risk -Manage credit risk and fraud cases- Reduce Credit risk by 15%.

June 2000- April 2004- Junior Engineer – ESC-–Int’l

Prepare and Manage payroll for construction sites on Excel- Improve process efficiency 60% by standardizing end to end project management workflow

Skills

Work with computer: Microsoft office / Introduction to C, ITSM, AMPL, SQL, Accpac, CardPack, Probanks, As400

New standards - Blockchain impact on Audit- Disrupting Risk assessment & Internal Audit Reporting

Languages

Speak, read and write Creole, French, English, and Spanish (average)

Education

Ms Accounting UMASS Lowell (in progress)

April 2015: Licensed insurance

State university of Haiti: March 2002 to April 2003

Specialization in Finance

October 1995-June 2000 Bachelor of Arts, Civil Engineering

References : Upon request

Summary

CFSA- Certified Financial Service Auditor

Certified Internal Auditor Part 1&2

CBBF- Certified Blockchain Business Foundation

I am looking for an Audit, Accounting and/or Finance position within an organization where I may contribute my experience and lend knowledge from my Financial and Audit education.

Highlights

Valued team player, Known for the ability to adapt to new situation quickly; Self-motivated professional.

Experiences

April 2015- as of today: General Agent American Income -Massachusetts

-Lead a team of 4 people to achieve $200k Life Insurance -sales (Q3 2018 - 38% growth in customer acquisition)

-Build Excel Pivot Tables for Sales Forecasting in order to manage New Rep’s Quarterly Goals and Expectations by using data such calls, appointments, presentations, sales.

-Create solutions demand through sales calls/sales

-Increase the Agency closing Ratio from 32% to 43%.

-Identify target markets for new lines of insurance products. Increase client retention rate from 70 to 83%.

-Drive customers to make continuous payment

October 2016 to June 2017: Sub Math Teacher Junior year – Clinton Public School- Massachusetts

Oct 2014 to Feb 2015 -OAVCT– Auditor –Int’l

-Participate in the Planning Engagement, Risk Assessments of Accounting and Operations Departments--Define the Scope and Audit objective “Ensure that the accounts the Balance sheet have supported documents for the External Auditor’’

-Participate in the performance of this Engagement - present the outcome of the audit in an audit report setting out weaknesses in internal control and suggested improvements- Coordinate and assist with compliance activities related to SOX.

Aug 2010 to Oct 2014 – V&F – Internal Financial Controller – int’l: Analyzing and Monitoring the accounting cycle (from data entry to financial statements)

Ensure the Pre Audit of all Accounts in the Trial Balance with supported documents- Assure the go-between with Banks

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