Risk, Analytics and Data Professional

***********@*****.*** 714-***-****

LinkedIn Profile: http://www.linkedin.com/pub/jon-c-farrar/0/636/638

RISK, ANALYTICS and DATA PROFESSIONAL

Data-driven Analytics and Predictive Modeling Professional; liaison between developers of information and functional end-users, including Senior Management, Branch Personnel, Business Units, Internal Audit and Compliance and external Regulators. Integrity, work ethic, reliability, creative solutions, and communication and presentation skills

Domestic and International team leader experience. Ability to quickly join with all levels of the organization. Thrives in dynamic environments and socializes change

Financial Services, Mortgage, Collateral Valuation, Voice of Customer Survey, Predictive Modeling Vendor and Behavioral Sciences. 20 years Managerial and Project experience in Credit Card; Data assessment, interpretation and reporting; Analytics; Risk Management; Business Process and Improvement and Documentation; develops data-driven analytical and predictive modeling solutions, documents them, and ensures proper deployment; Contracts evaluation; Point-person for internal and external Regulatory, Compliance and Audit staff

Subject matter expertise in Risk, Analytics, Data Utility, Statistical Models and Credit Scoring.

Regularly invited to present at Industry conferences

Skill Set

Risk Management Change Management and Socialization

Business Process and Workflow improvement Vendor Relations and Contracts

Data Requirements, Integrity and Availability Project management and Modeling Oversight Customer and Behavior Analytics Reporting and Interpretation Traditional and Non-traditional Segmentation Credit Card and Credit Card Operations Regulatory, Audit and Compliance Standards Presentations and Communication

Policy and Procedure Creation and Documentation

TECHNICAL

- Microsoft Office Suite (Word, Excel, PowerPoint); Visio;

- Salford Predictive Modeling suite (CART, TreeNet®, MARS®, Random Forests®);

- Basic SQL query writing

EXPERIENCE

PF Bean, Inc Oxnard, CA 2011 – Present

President/ Principal Analyst /Expert Witness

Industry Best Practices for Risk, Customer, Data and Business Process Analytics; Critical Thinking skills in Portfolio Management; Business Intelligence Monitoring and Reporting; Competitive and Customer Analytics; Traditional and Non-traditional Customer Segmentation; Scoring; Risk adjusted- and ROA- based Product Pricing; Litigation and Expert Witness Team Management and support

UNION BANK, - SVP, Manager, Predictive Modeling Orange, CA 1995 – 2011

Responsible for the development and deployment of virtually every type of analysis and predictive model used in the Financial Services sectors including Consumer and Small Business, Mortgage, Branch Operations, Marketing and Valuation, Auto Sales and Leasing.

Customer Analytics, Voice of Customer Survey, Operations, Deposit, Finance, Originations, Attrition, Retention, Behavior and Collection, Risk- and ROA- based Product Pricing, Utilization, Portfolio Risk and Next best product, Marketing Campaign Success, Model Risk Management and Validation.

Specific expertise in Non-traditional Segmentation, Credit Scoring, and Automated Valuation Models.

Implementation of Risk Scoring streamlined application processing cycle times by 30% for Consumer and Small Business

Uncollected Funds score reduced UCF losses by 50%, saving $500K annually

Not Sufficient Funds score reduced NSF losses by 30%, saving $250K annually

Attrition Score proactively focused resources on highest worth at-risk customers

Marketing solicitation response model outperformed Vendor model by 50%

EDUCATION

MA COUNSELING PSYCHOLOGY NATIONAL UNIVERSITY IRVINE, CA

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