Executive Qualifications Profile
Results-driven Management Consultant with extensive expertise in financial crimes compliance, BSA/AML/OFAC, transaction analysis, counter financing of terrorism, suspicious activity reporting, risk-based OFAC economic sanctions audit to identify key control weaknesses with regard to AML, Anti-Bribery, Corruption, and Fraud, and quality assurance. Current Ph.D. Student in Business focusing on Finance, subcontracted by Big Four audit firms for risk management expertise. Equipped with numerous publications and conference presentations. Expertise international affairs related to policy through education at the Columbia School of International and Public Affairs. Language skills in French.
Highlights of Expertise
Risk Management & Assessment
Intelligence Analysis & National Security
BSA/AML/OFAC Regulations & Auditing
Third-Party & Fraud Investigations
Policy & Process Development
Global Sanctions/Foreign Corrupt Practices Act
Know Your Customer (KYC) Initiatives
K2 Intelligence—Mega Bank
OFAC SANCTIONS COMPLIANCE PROGRAM REVIEW (10/2018 – Present)
Oversee sanctions compliance program management, including all aspects of policy development and improvement, procedural development, and staff training. Establish and uphold a clear compliance framework while supervising program development as it relates to regulatory and economic sanctions compliance. Lead research to identify possible section hits, escalating for second-level review and/or clearing sanction hits. Oversee sanctions screening efforts via the case management system Fiserv to address and mitigate level 1 & 2 OFAC inquiries.
Serve as a Subject Matter Expert for OFAC sanctions, regulations, and policies across all lines of business, overseeing all aspects of real-time transaction review as well as inquiry resolution for OFAC investigations.
Author and disseminate high-impact OFAC report for the Branch Compliance Committees while streamlining communications to all branch staff regarding committee decisions and regulation changes.
Train, coach, and mentor staff and leadership on OFAC issues, staying abreast of all OFAC sanctions while playing a critical role in OFAC sanction development and improvement.
Lead process development and implementation of new quality assurance, sanctions screening, as well as system testing and updating processes for the Sanctions Compliance Program.
Various Consulting Appointments
LOOK-BACK / TRANSACTION ANALYSIS (1/2016 – 7/2018)
Offered strategic direction regarding anti-money laundering investigation projects, correspondent banking, sanctions, transactions, and more. Consulted Apple Bank, K2 Intelligence, BBVA, Citibank, HSBC, and UBS.
AML & Sanctions Investigations: Oversaw all aspects of transaction analysis (Look Back review) to drive efficiency of the bank’s Suspicious Activity Report (SAR) process; leveraged analytical tools to lead AML and sanctions investigations while playing a key role in banknotes, wire activity, remote deposit capture transactions, and monitoring strategies.
KYC Review & Remediation: Played a critical role in Know Your Customer (KYC) due diligence; EDD; delivered AML, KYC, and Source of Wealth (SOW) memos to ~400 clients.
Look Back Review: Led a regulator-mandated Look Back review of the bank’s cash letter products from international affiliates, conducting process analysis to ensure client-level compliance with the consent order; spearheaded an evaluation of SAR recommendations and documentation to ensure accuracy.
Transaction Review Look Back / AML & OFAC Economics Sanctions Investigations: Championed historical financial research of wire transfers to detect potential OFAC violations, executing a risk-based approach to reduce 40M+ transactions across 24 counties to 140K for simplified data analysis and quality assurance review.
McGladrey (RSM), Manhattan, NY
CONSULTING MANAGER of BSA, AML, & OFAC (7/2014 – 9/2014)
Directed daily operations for the newly created BSA/AML/OFAC Department, offering services in all aspects of business process improvement, internal control assessment, organizational structure, operational analysis, policy development, and more. Executed strategic direction regarding all aspects of Anti-Money Laundering (AML) efforts, Bank Secrecy Act (BSA) compliance, and Office of Foreign Assets Control (OFAC) regulations.
Played a critical role in program development for AML compliance programs and risk assessments.
Conducted data analysis to identify discrepant data and suspicious activity, overseeing due diligence efforts and testing to maximize BSA/AML/OFAC compliance.
Key Banking Appointments
CORRESPONDENT & PRIVATE BANKING / GLOBAL TRANSACTIONS / QUALITY ASSURANCE (4/2010 – 7/2014)
Served in numerous positions for a range of industry-leading banking, including JPMorgan Chase, UBS-Investment Banking, HSBC, Citigroup, and the Royal Bank of Scotland.
JPMorgan Chase (11/2013 – 7/2014): Oversaw risk analysis and management for client-level risk exposure and transactions while leading investigations into suspicious activity to recommend account closures.
UBS-Investment Banking (5/2013 – 9/2013): Led AML investigations to identify and mitigate issues with investigative and analytical tools while conducting transaction analysis and exception report review.
HSBC (4/2010 – 8/2010; 2/2011 – 8/2011; 7/2012 – 4/2013): Served in the Financial Intelligence Unit to lead BSA/AML/OFAC reviews, 314a request processing, due diligence on wire transactions, and SWIFT record monitoring while delivering HMDA and CRA files/disclosures; conducted investigations into mortgage loan activities.
Royal Bank of Scotland (10/2010 – 2/2011): Championed risk assessment program management, transaction analysis, SAR filing, and updating of high-risk geography metrics to optimize quality assurance and control.
Citigroup (8/2010 – 10/2010): Implemented superior transaction monitoring processes to identify and investigate transactions and economic sanctions while supporting KYC and onboarding.
Additional experience with American Express (2008 – 2010), Standard Chartered Bank (2007 – 2008), and Citigroup (2006); served as a key team member following SCB purchase of the Wholesale Banking Division of American Express to migrate data into the new system while managing the investigation team in Chennai, India; hired by American Express as a result.
Education & Credentials
Master of Public Administration (MPA), International Economic Policy & Management
Columbia University, New York, NY 2015
Bachelor of Arts (BA), Economics (Honors) & International Political Economy (Minor: Business Administration)
Fordham University, New York, NY 2006
Dean’s Achievement Award
Student Representative, Arts & Science Council
Founding Member & Vice President, Adult Student Government
Professional Development & Affiliations
Member, Association of Certified Anti-Money Laundering Specialists
Member, Institute of Nuclear Materials Management
Member, Economics of National Security Association
Member, Licensed New York State Accident & Health Insurance Agent
Technical & Language Expertise
Technical: Actimize, Case-Tracker, eGifts/eCos, Norkom
Language: French, Wolof, Mandinka, Susu, Jahanka