Business Analyst

DIPESH SAHNI

E: ******.*******@*****.*** M: 989-***-****/999-***-****

PROFESSIONAL PROFILE

Experienced and goal-oriented professional with ~2.8 years’ of experience in credit research, research report writing and company valuation. Successfully analysing financial statements, assessing risk and evaluating credit worthiness of loan applications. Looking forward to a challenging role in the field of finance, where I can utilize my knowledge and skill. SKILLS

Company and Risk Analysis

Loan Underwriting

Financial Statement Analysis

Ratio Analysis

Company Valuation (DCF and Relative)

FactSet and Capital IQ

Microsoft Excel, Word, PPT

Advance Excel and VBA

EXPERIENCE

Genpact Gurugram, Haryana

Business Analyst (Credit Analyst) Sep 2016 – Present Key responsibilities

Provide support to a top US Bank in structured products like CDOs and Asset Backed Securities

Analyze corporate loans (primarily U.S. Middle Market Loans) which will be included as collateral in the debt portfolios, followed by a quarterly re-evaluation of their financial position. Tasks include: company and financial analysis, cash flow forecasting, business model analysis, industry and borrower risk analysis

Write a concise report on the quarterly performance of corporate loan

Provide recommendation to the client regarding Industry Concentration, Borrower and Overcollateralization requirement

Assist onshore credit team regarding addition/removal of loans in the client’s portfolio and how it is going to impact the overall portfolio

Quarterly credit analysis of the collateral manager/servicer/SPVs in charge of servicing the loans. Also, write a brief report pertinent to facility performance, SPV performance, credit metrics, covenant, and financial performance

Perform covenant test on all the facilities and assure all the covenants (leverage/Coverage ratios) are maintained

Provide training to the new joiners and review their work Key achievements/projects

‘Lean Digital’ trained & certified for delivering a business impact of 2 FTE annually to the client

Recognized for GOLD (annual award) and SILVER (half-yearly award)

Independently leading a deliverable and point of contact for the onshore team EDUCATION & QUALIFICATIONS

Cleared CFA Level 1 2017

Institute for Financial Management and Research (IFMR) Sricity, AP PGDM (Finance) 2016

Projects: Valuation of ITC Ltd. and Century Plyboards (India) Ltd. Award: Runner-up in “Do it the Buffet way” (Company valuation competition)

LLDIMS, Guru Gobind Singh Indraprastha University New Delhi Bachelor of Business Administration 2013

Awards/ Extracurricular Activities: Presented research paper on FDI in retail, Organized Go-Green event and T3 (Tomorrow’s Tycoon Today), Won best manager title in the case study competition

Contact this candidate