Juljana Kujxhiu

Staten Island, Ny•***.***.****http://www.linkedin.com/in/juljana-kujxhiu-guzja-32408312b

ac9bmy@r.postjobfree.com

Back Office and Loan Specialist

Bi-lingual, Office and Loan Administrator with a strong background in compliance and documentation; ready to join your organization as your next Documentation Specialist.

Spearhead the interpretation of different policies and procedures, analyze loan documents, and ensure that all the verification processes meet compliance standards.

Audit loan documents for multiple types of loans, ensuring that all the procedures are carried out effectively and by deadline.

Responsible for final validation and loan disbursement in core banking system for all types of loans.

Impeccable knowledge of loan processing, procedures, and regulations.

Known for maintaining the integrity of all information related to the documentation process for privacy, reporting, and audit purposes.

Languages: Albanian, Italian, English.

Areas of Expertise

Back Office

Commercial Loans

Loan Disbursement

Compliance

Documentation

Audit

Professional Experience

Societe Generale Albania– Albania

Credit Back Office Specialist (2010 to 2015)

Reviewed documents ensure compliance with business standards and to identify improvements: loan contracts,mortgage contracts,ownership certificate of collateral, mortgage of collateral, evaluation reports, insurance policies, and central bank exposure. Worked with teammates to develop improvements and to create timely and efficient workflow for the department. Monitored early loan repayment and commission for retail customers; followed up to ensure the correct closure of loan per agreement in place with local banks. Trained new Back Office Specialists.

Selected Contributions:

Recognized for processing 40 loans daily during the busiest period of the year.

Partnered with a co-worker to create a sector that blocked accounts on behalf of the Government.

Treasury Back Office Specialist (2008 to 2010)

Oversaw accurate execution of Dealing Room transactions. Reduced risk by collaborating across many areas including finance, tax, accounting, and business teams to ensure adherence to treasury policies and best practices. Monitored bank reconciliations and related general ledger account reconciliations. Analyzed financial information for trends and/or variances. Prepared reports and analysis of account balances (classification of Payment Balance Sheet).

Selected Contributions:

Named "Manager on Duty" during workforce shortage, while maintaining responsibilities as Back Office Specialist.

Education

Bachelor- Business Administration, 2010 • Sevasti and Parashqevi Qirjazi University

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