Banker
Resume:
PERSONAL INFORMATION
MARITAL STATUS : Single
CITIZENSHIP : Filipino
PASSPORT NO. : P8255842A
DATE OF EXPIRY : AUGUST 06, 2028
ANALYSIS:
Possess highly developed
analytical skills and exceptional
attention for details.
RESEARCHING:
Able to research topics in a
methodical and thorough manner.
TEAM-WORKING:
Proven record working proactively
within teams and on own initiative.
COMMUNICATION:
Excellent communication and
interpersonal skills- both written
and oral honed in positions at
school and in work.
IT SKILLS:
Proficient user of Microsoft
Office Tools (Word, Excel &
Power point)
EDUCATION
POST GRADUATE
Master in Business Administration
Southwestern University
Cebu City, Philippines
TERTIARY
Bachelor of Science in Commerce
major in Accounting
Liceo de Cagayan University
Cagayan de Oro City, Philippines
JILMAR O. TALARA, MBA
Ibrahim Bldg., Abu Hail Park, Dubai,UAE Mobile: 052-******* ******.******@*****.***
CAREER GOAL
To succeed in an environment of growth and excellence and earn a job which provides me job Satisfaction and self-development and help me achieve personal as well as organization goals. PROFESSIONAL SKILLS
● Credit Evaluation ● Customer Service Officer
● Documents Controller ● Receptionist/Secretary
● Office Supervisor/Assistant
● Administrative Officer /Assistant ● Legal Documentations
● Sales & Marketing Executive
WORK EXPERIENCE – UAE
Finance House Payday Finance Officer January 8, 2017 Dubai, UAE to Present
Dunia Finance Relationship Officer March 4, 2015
Dubai Outsource City to
June 9, 2016
Actual Functions:
● Front Liner of the company.
● Conduct cold callings/office visit and introduced company loan products and services;
● Identifies potential loan borrowers who are qualified, evaluate and offers loan facilities .
● Ensures the authenticity of all documents submitted which are free from FRAUD.
● Maintains relationship after sales.
WORK EXPERIENCE – PHILIPPINES
With 21 years of progressive experience in the field of banking, handling various positions as follows, to wit:
Dumaguete City ASSISTANT BRANCH
Development Bank MANAGER October, 2013
Actual Functions:
● Assist the Manager in the over-all operations of the bank;
● Supervised the Business Center-Loans and Credit;
● Evaluate, sign and recommends all loan applications and ensure to maintain loan portfolio to meet the company’s expectation;
● Represent the two branch and defend/justify all loan applications recommends for approval in the Executive and Board Meetings;
● visit and monitors all bank financed project to ensure collections/payment;
● Handles banks foreclosed/acquired properties for disposal;
● Represent the branch during or any court litigation Other functions as Documents Controller.
● Overall in charge of documents of all loans borrowers that covers the following:
● Land Title Certificate held as collateral of their loan;
● Certificate of Registration of all Financed vehicles;
● and all related documents which strictly held confidentiality. TRAINING/SEMINARS
• Information Security
Awareness: Thwart IS Threats
before they Happen at
Dumaguete City.
• Values Formation Program at
Dumaguete City .
• Accounting for Non-
Accountants and Financial
Statement Analysis at
Dumaguete City.
• Best Practices to Protect
Lenders in Credit
Transactions at Dumaguete
City.
• Comprehensive Real Estate
Appraisal Seminar with
Continuing Education
Program (CEP) conducted by
PAREB-CEBU Realtors Board,
Inc. at Sacred Heart Center,
Cebu City.
• Financial Analysis
Workshop.
• Anti-Money Laundering .
• Service Excellence
Workshops.
• Comprehensive Real Estate
and Property Appraisal
Seminar conducted by PAREB-
CEBU Realtors Board, Inc.
and Institute of Philippine
Real Estate Appraisers
(Manila) at Sacred Heart
Center, Cebu City .
• Bank Documentations (Risk
and Control Aspects)
conducted by Bank
Administration Institute at
Cebu Midtown Hotel, Cebu
City .
• Seminar Workshop on Issues
and Concerns in Practice and
Procedures on Registration
of Deeds and Documents
conducted by Global Business
Consultants, Inc. at Park
Place Hotel, Cebu City .
• Seminar Workshops on Values
and Attitudes conducted by
the bank held at Dumaguete
City .
• Wholesale Lending Program on
ALF, CLF I and II conducted
by LBP. Dumaguete City .
Page 2 Mobile: 052-*******
Dumaguete City LOANS & MARKETING
Development Bank OFFICER 2011-2013
Actual Functions:
● Interview and assessed/evaluate all loan applications;
● Analyze business financial statement as to their capacity;
● Conduct field evaluation together with the Credit Investigator and Appraiser for further evaluation of their loan proposal;
● Gather reports from the Credit Investigator and Appraiser and signed for final recommendation;
● Handles banks foreclosed/acquired properties for disposal;
● Represent the branch during or any court litigation
● Monitors the documentation procedure to ensure release of loan proceeds.
● Ensures completion of loan documents after release of loan.
● Deliberates on problem accounts and offer possible solutions which may be discussed with clients such as restructuring, etc. Dumaguete City
Development Bank LOANS PROCESSOR 2000-2011
Actual Functions:
● Interview all loan applicant and give them checklist of requirements for submission;
● Endorsed to Loans and Marketing Officer for further assessment and evaluation;
● Conduct ocular inspection of their existing business as source of their repayment for evaluation;
● Once approved, prepare documentation process; prepares the credit implementation ticket to ensure prompt release of loan proceeds;
● Computes for the net loan proceeds and verifies correctness from accounting.
● Personally attends to clients for signing of loan documents and actual release of loan proceeds.
● Visit projects and monitors business progress and collection performance.
Dumaguete City CREDIT INVESTIGATOR
Development Bank AND APPRAISER 1997-1999
Actual Functions:
●conduct telephone investigation regarding exposures as to loans and deposits with bank and other financial institutions not limited to their residence address, also in some neighboring cities and provinces; if, possible visits the particular bank and gather some data and information pertaining to their loan/deposit exposure;
●Verifies and authenticates titled documents such as: TCT’s
/OCT’s/CCT’s, Certificate of Registration, Tax Declaration, Certificate of Ownership, etc. with various government agencies such as: Register of Deeds, Assessor’s Office, LTO and other to validate information and other representations made by loan applicant.
● Conducts ocular inspection /investigation of properties offered as collateral.
● Prepares Inspection and Appraisal report.
● Conducts credit interviews and gather pertinent background information from individuals, agencies and financial institutions Dumaguete City BOOKKEEPER/ALTERNATE
Development Bank TELLER 1992-1996
Actual Functions:
● Handles day-to-day transaction and balancing related to withdrawals and deposits on Savings Account and Current Account at the end of the day.
● Receiving deposits and payments transactions and disbursing widrawals.
Certified true and correct:
JILMAR ORTEGA TALARA
Applicant
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