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Banker

Location:
Cagayan de Oro, Bukidnon, Philippines
Salary:
P70,000
Posted:
May 07, 2019

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Resume:

PERSONAL INFORMATION

DATE OF BIRTH : * April ****

MARITAL STATUS : Single

CITIZENSHIP : Filipino

PASSPORT NO. : P8255842A

DATE OF EXPIRY : AUGUST 06, 2028

ANALYSIS:

Possess highly developed

analytical skills and exceptional

attention for details.

RESEARCHING:

Able to research topics in a

methodical and thorough manner.

TEAM-WORKING:

Proven record working proactively

within teams and on own initiative.

COMMUNICATION:

Excellent communication and

interpersonal skills- both written

and oral honed in positions at

school and in work.

IT SKILLS:

Proficient user of Microsoft

Office Tools (Word, Excel &

Power point)

EDUCATION

POST GRADUATE

Master in Business Administration

Southwestern University

Cebu City, Philippines

TERTIARY

Bachelor of Science in Commerce

major in Accounting

Liceo de Cagayan University

Cagayan de Oro City, Philippines

JILMAR O. TALARA, MBA

Ibrahim Bldg., Abu Hail Park, Dubai,UAE Mobile: 052-******* ac9bem@r.postjobfree.com

CAREER GOAL

To succeed in an environment of growth and excellence and earn a job which provides me job Satisfaction and self-development and help me achieve personal as well as organization goals. PROFESSIONAL SKILLS

● Credit Evaluation ● Customer Service Officer

● Documents Controller ● Receptionist/Secretary

● Office Supervisor/Assistant

● Administrative Officer /Assistant ● Legal Documentations

● Sales & Marketing Executive

WORK EXPERIENCE – UAE

Finance House Payday Finance Officer January 8, 2017 Dubai, UAE to Present

Dunia Finance Relationship Officer March 4, 2015

Dubai Outsource City to

June 9, 2016

Actual Functions:

● Front Liner of the company.

● Conduct cold callings/office visit and introduced company loan products and services;

● Identifies potential loan borrowers who are qualified, evaluate and offers loan facilities .

● Ensures the authenticity of all documents submitted which are free from FRAUD.

● Maintains relationship after sales.

WORK EXPERIENCE – PHILIPPINES

With 21 years of progressive experience in the field of banking, handling various positions as follows, to wit:

Dumaguete City ASSISTANT BRANCH

Development Bank MANAGER October, 2013

Actual Functions:

● Assist the Manager in the over-all operations of the bank;

● Supervised the Business Center-Loans and Credit;

● Evaluate, sign and recommends all loan applications and ensure to maintain loan portfolio to meet the company’s expectation;

● Represent the two branch and defend/justify all loan applications recommends for approval in the Executive and Board Meetings;

● visit and monitors all bank financed project to ensure collections/payment;

● Handles banks foreclosed/acquired properties for disposal;

● Represent the branch during or any court litigation Other functions as Documents Controller.

● Overall in charge of documents of all loans borrowers that covers the following:

● Land Title Certificate held as collateral of their loan;

● Certificate of Registration of all Financed vehicles;

● and all related documents which strictly held confidentiality. TRAINING/SEMINARS

• Information Security

Awareness: Thwart IS Threats

before they Happen at

Dumaguete City.

• Values Formation Program at

Dumaguete City .

• Accounting for Non-

Accountants and Financial

Statement Analysis at

Dumaguete City.

• Best Practices to Protect

Lenders in Credit

Transactions at Dumaguete

City.

• Comprehensive Real Estate

Appraisal Seminar with

Continuing Education

Program (CEP) conducted by

PAREB-CEBU Realtors Board,

Inc. at Sacred Heart Center,

Cebu City.

• Financial Analysis

Workshop.

• Anti-Money Laundering .

• Service Excellence

Workshops.

• Comprehensive Real Estate

and Property Appraisal

Seminar conducted by PAREB-

CEBU Realtors Board, Inc.

and Institute of Philippine

Real Estate Appraisers

(Manila) at Sacred Heart

Center, Cebu City .

• Bank Documentations (Risk

and Control Aspects)

conducted by Bank

Administration Institute at

Cebu Midtown Hotel, Cebu

City .

• Seminar Workshop on Issues

and Concerns in Practice and

Procedures on Registration

of Deeds and Documents

conducted by Global Business

Consultants, Inc. at Park

Place Hotel, Cebu City .

• Seminar Workshops on Values

and Attitudes conducted by

the bank held at Dumaguete

City .

• Wholesale Lending Program on

ALF, CLF I and II conducted

by LBP. Dumaguete City .

Page 2 Mobile: 052-*******

Dumaguete City LOANS & MARKETING

Development Bank OFFICER 2011-2013

Actual Functions:

● Interview and assessed/evaluate all loan applications;

● Analyze business financial statement as to their capacity;

● Conduct field evaluation together with the Credit Investigator and Appraiser for further evaluation of their loan proposal;

● Gather reports from the Credit Investigator and Appraiser and signed for final recommendation;

● Handles banks foreclosed/acquired properties for disposal;

● Represent the branch during or any court litigation

● Monitors the documentation procedure to ensure release of loan proceeds.

● Ensures completion of loan documents after release of loan.

● Deliberates on problem accounts and offer possible solutions which may be discussed with clients such as restructuring, etc. Dumaguete City

Development Bank LOANS PROCESSOR 2000-2011

Actual Functions:

● Interview all loan applicant and give them checklist of requirements for submission;

● Endorsed to Loans and Marketing Officer for further assessment and evaluation;

● Conduct ocular inspection of their existing business as source of their repayment for evaluation;

● Once approved, prepare documentation process; prepares the credit implementation ticket to ensure prompt release of loan proceeds;

● Computes for the net loan proceeds and verifies correctness from accounting.

● Personally attends to clients for signing of loan documents and actual release of loan proceeds.

● Visit projects and monitors business progress and collection performance.

Dumaguete City CREDIT INVESTIGATOR

Development Bank AND APPRAISER 1997-1999

Actual Functions:

●conduct telephone investigation regarding exposures as to loans and deposits with bank and other financial institutions not limited to their residence address, also in some neighboring cities and provinces; if, possible visits the particular bank and gather some data and information pertaining to their loan/deposit exposure;

●Verifies and authenticates titled documents such as: TCT’s

/OCT’s/CCT’s, Certificate of Registration, Tax Declaration, Certificate of Ownership, etc. with various government agencies such as: Register of Deeds, Assessor’s Office, LTO and other to validate information and other representations made by loan applicant.

● Conducts ocular inspection /investigation of properties offered as collateral.

● Prepares Inspection and Appraisal report.

● Conducts credit interviews and gather pertinent background information from individuals, agencies and financial institutions Dumaguete City BOOKKEEPER/ALTERNATE

Development Bank TELLER 1992-1996

Actual Functions:

● Handles day-to-day transaction and balancing related to withdrawals and deposits on Savings Account and Current Account at the end of the day.

● Receiving deposits and payments transactions and disbursing widrawals.

Certified true and correct:

JILMAR ORTEGA TALARA

Applicant



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