Tonya J. Zenoni
**** ****** ***** *****, *********, FL 33569 mobile: 813-***-****
e-mail: mailto:********@*******.***********@hotmail.com
SUMMARY OF SKILLS
Microsoft Word PowerPoint Excel Quick Books Sapphire programs Travel Planning Organizing All Events and Group meetings Outlook Macintosh Customer Service Organization of Files and Contacts Managing Vendor Logs Accounts Payable and Receivable Payroll Multi-line phone system
PROFESSIONAL EXPERIENCE
ICON RESIDENTIAL, Tampa, FL
Accounting Manager 3/19-Present
Supervise 4 accounting clerks
Contact vendors for Lien Releases
Prepare reconciliations on Excel
Verify all invoices are entered on Sapphire
Track progress of invoices as to their status in the payment process
Field phone calls from vendors and assign to the clerks for the research necessary
Filing once an invoice is paid
Verifying Bank Draws and release dates from bank
Coordinate funding from bank with checks being cut
ALPHA BUILDERS, Jacksonville, NC
Officer Manager 3/15 - 9/18
General duties as assigned but not limited to the following:
Bookkeeping for each individual project and general ledger and payroll
Purchasing and inventory control
Initial job interviews for new crew members
Supervised on office clerk and 2-person yard crew
Liaison between Clients, Owner and Forman assigned to projects
Completed all paperwork for presentation of bids to both commercial and residential clients
UNITED STATE MARINE CORPS, Jacksonville, NC
Key Volunteer 10/90 - 02/11
Duties of the Unit Key Wife to include but not limited to the following:
Must be available 24/7 for any emergency involving a Marine and their family during before during and after deployment
Distribute any relevant Command information to the family members of the unit during deployment as well as State side
Organize, schedule and coordinate activities, parties and meetings for family’s pre-deployment, and post deployment
Generally, help family member with any issues they may have with their spouses pay, healthcare or any emergencies that may occur.
FIRST UNION MORTGAGE COMPANY, Wilmington, NC
Mortgage Loan Processor 10/93-12/96
Proficient Knowledge of FHA, Conventional and VA Mortgage Loan rules and regulations
Request and verify all employment history and income of Applicants
Request all credit information and pull Credit Reports for all Applicants
Schedule any meetings and/or phone conferences with Applicants and Real Estate Agent(s).
Present Applicant information to the Loan Underwriter and answer any and all questions pertaining to the Applicants file.
Schedule appraisal of prospective home to be purchased
Notify Applicant and Real Estate Agent(s) of decision on the mortgage loan application
Upon mortgage loan approval determine if Applicants has a preferred Title Company
Contact Title Company for survey and title search at the correct courthouse
Complete all closing documents to include the Deed of Trust, Promissory Note and amortization schedule forward to Title Company for approval and schedule loan closing date
FIRST SECURITY TITLE COMPANY, Severna Park, MD
Title Processor and Settlement Assistant 12/90- 4/93
Maintain constant communication with Mortgage Loan Processor
Order Survey and Title search once a mortgage loan is approved
Request all paperwork for mortgage company.
Compete settlement documents including settlement sheet, all legal disclosure statements and all paperwork regarding title search and survey
Schedule Settlement with Mortgage Company, Borrower and Real Estate Agent(s)
FIRST ANNAPOLIS SAVING BANK (formerly known as First Annapolis Savings and Loan), Annapolis, MD Mortgage Loan Processor 10/86-10/89
Receive mortgage loan application from the loan originator or real estate agent
Request verifications of employment, income, debts and bank accounts
Type all the verified information into a formal application, schedule time with the applicants to go over all verified information and have them sign the formal application
Constant availability for any and all questions from applicant or real estate agent(s)
Submit all verified information to Loan Underwriter for final approval
Answer any and all questions from the Loan Underwriter
Proficient knowledge of FHA, Conventional, and VA loan requirements and approval requirements
Communicate with real estate agent(s), applicant and title company
Ordering appraisals for prospective property
Typing Deed of Trust, Promissory Note and Amortization Schedule once approval is received from Underwriting
Schedule closing with Title Company, Real Estate Agent(s) and Borrower
FIRST ANNAPOLIS SAVINGS AND LOAN
Savings Clerk 5/85-10/86
Enter all Savings signature cards into data system
Submit signature cards for microfiche
Call center for all Savings account questions and problem resolution
Receive calls and help the individual branches with any and all questions when dealing with customers account questions and or opening an account
EDUCATION
Bachelor’s Degree in Accounting University of South Carolina, Columbia, SC 5/97
REFERENCES AVAILABLE UPON REQUEST