Tonya J. Zenoni

**** ****** ***** *****, *********, FL 33569 mobile: 813-***-****

e-mail: mailto:ac9bbs@r.postjobfree.com@hotmail.com

SUMMARY OF SKILLS

Microsoft Word PowerPoint Excel Quick Books Sapphire programs Travel Planning Organizing All Events and Group meetings Outlook Macintosh Customer Service Organization of Files and Contacts Managing Vendor Logs Accounts Payable and Receivable Payroll Multi-line phone system

PROFESSIONAL EXPERIENCE

ICON RESIDENTIAL, Tampa, FL

Accounting Manager 3/19-Present

Supervise 4 accounting clerks

Contact vendors for Lien Releases

Prepare reconciliations on Excel

Verify all invoices are entered on Sapphire

Track progress of invoices as to their status in the payment process

Field phone calls from vendors and assign to the clerks for the research necessary

Filing once an invoice is paid

Verifying Bank Draws and release dates from bank

Coordinate funding from bank with checks being cut

ALPHA BUILDERS, Jacksonville, NC

Officer Manager 3/15 - 9/18

General duties as assigned but not limited to the following:

Bookkeeping for each individual project and general ledger and payroll

Purchasing and inventory control

Initial job interviews for new crew members

Supervised on office clerk and 2-person yard crew

Liaison between Clients, Owner and Forman assigned to projects

Completed all paperwork for presentation of bids to both commercial and residential clients

UNITED STATE MARINE CORPS, Jacksonville, NC

Key Volunteer 10/90 - 02/11

Duties of the Unit Key Wife to include but not limited to the following:

Must be available 24/7 for any emergency involving a Marine and their family during before during and after deployment

Distribute any relevant Command information to the family members of the unit during deployment as well as State side

Organize, schedule and coordinate activities, parties and meetings for family’s pre-deployment, and post deployment

Generally, help family member with any issues they may have with their spouses pay, healthcare or any emergencies that may occur.

FIRST UNION MORTGAGE COMPANY, Wilmington, NC

Mortgage Loan Processor 10/93-12/96

Proficient Knowledge of FHA, Conventional and VA Mortgage Loan rules and regulations

Request and verify all employment history and income of Applicants

Request all credit information and pull Credit Reports for all Applicants

Schedule any meetings and/or phone conferences with Applicants and Real Estate Agent(s).

Present Applicant information to the Loan Underwriter and answer any and all questions pertaining to the Applicants file.

Schedule appraisal of prospective home to be purchased

Notify Applicant and Real Estate Agent(s) of decision on the mortgage loan application

Upon mortgage loan approval determine if Applicants has a preferred Title Company

Contact Title Company for survey and title search at the correct courthouse

Complete all closing documents to include the Deed of Trust, Promissory Note and amortization schedule forward to Title Company for approval and schedule loan closing date

FIRST SECURITY TITLE COMPANY, Severna Park, MD

Title Processor and Settlement Assistant 12/90- 4/93

Maintain constant communication with Mortgage Loan Processor

Order Survey and Title search once a mortgage loan is approved

Request all paperwork for mortgage company.

Compete settlement documents including settlement sheet, all legal disclosure statements and all paperwork regarding title search and survey

Schedule Settlement with Mortgage Company, Borrower and Real Estate Agent(s)

FIRST ANNAPOLIS SAVING BANK (formerly known as First Annapolis Savings and Loan), Annapolis, MD Mortgage Loan Processor 10/86-10/89

Receive mortgage loan application from the loan originator or real estate agent

Request verifications of employment, income, debts and bank accounts

Type all the verified information into a formal application, schedule time with the applicants to go over all verified information and have them sign the formal application

Constant availability for any and all questions from applicant or real estate agent(s)

Submit all verified information to Loan Underwriter for final approval

Answer any and all questions from the Loan Underwriter

Proficient knowledge of FHA, Conventional, and VA loan requirements and approval requirements

Communicate with real estate agent(s), applicant and title company

Ordering appraisals for prospective property

Typing Deed of Trust, Promissory Note and Amortization Schedule once approval is received from Underwriting

Schedule closing with Title Company, Real Estate Agent(s) and Borrower

FIRST ANNAPOLIS SAVINGS AND LOAN

Savings Clerk 5/85-10/86

Enter all Savings signature cards into data system

Submit signature cards for microfiche

Call center for all Savings account questions and problem resolution

Receive calls and help the individual branches with any and all questions when dealing with customers account questions and or opening an account

EDUCATION

Bachelor’s Degree in Accounting University of South Carolina, Columbia, SC 5/97

REFERENCES AVAILABLE UPON REQUEST

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