Heather L. Carr
Aston, PA ***14
************@*****.***
PROFILE
** ***** ******** ******** **********. Current PA Notary.
EMPLOYMENT
Closing / Post-Closing Manager, Keystone Funding Inc. (Media, PA)
Collaborate with senior management to implement effective work flow
procedures and policies throughout all departments.
Hire and train closers and post-closing staff.
Responsible for managing all aspects of warehouse lines.
Resolve closing issues while mitigating risk to the company.
Effectively and efficiently have loans purchased off of warehouse line to maximize cost effectiveness and profitability.
Work with underwriters to ensure all funding requirements are met at closing.
File quarterly HMDA reports to comply with CFPB requirements
Executive Assistant / Office Manager, Keystone Funding Inc. (Media, PA)
Provide administrative support to CEO and sales staff.
Serve as a liaison between sales and operational staff
Manage day to day accounting operations.
Process payroll.
Support CEO with quarter-end and year-end close processes.
Ensure necessary requirements to keep licensing are current.
Complete annual contract renewals/applications with investors.
Compile audit requirements for the Department of Banking.
Train new sales associates and perform human resources functions.
2000-2012
Loan Analyst / Assistant Consultant, Trident Mortgage Co. (Media, PA)
Gather all information necessary to complete Residential Loan Application.
Provide good faith estimates and serve as a consultant to prospective clients.
Submit loan files through automated DU system and clear all conditions.
Attend settlements to explain mortgage documents to borrowers.
Second Loan Processor, Trident Mortgage Co. (Devon, PA)
Review applicant’s credit history, financial documents and appraisal reports.
Approve second mortgage applications according to investor guidelines.
Lock rates with appropriate investor.
Prepare files to be sent to the closing department in a timely manner.
EDUCATION
2000 Associate’s Degree in Business, Delaware County Community College
Safe Act and Anti-money laundering courses completed