AARON RADVANYI

Current Address Contact Information

*** ****** ****** ********: 518-***-**** Staten Island, NY 10307 Email: ac99vr@r.postjobfree.com

Citizenship Status: US Citizen Skype: aaron.radvanyi1

PROFESSIONAL PROFILE

More than fifteen years of knowledge and experience conducting financial and regulatory investigations while building and maintaining relationships between clients and bankers/traders. More specifically, became an expert on preventing corruption, fraud, money laundering and other financial crimes from occurring within the institutions, while structuring investigative reports on each client. Fluent in English, with an intermediate level of Spanish. I have participated in projects onboarding new clients and remediated existing client up to current standards. Investigations have been conducted from low to high risk clients, and even rejection of clients based on risk being too high. Experience with clients from South America, North America, Middle East, Asia, and Africa. I have worked with broker-dealers, traders, private banking and retail clients. My projects required for me to liaise with upper management and business side to obtain the necessary documentation to remediate or onboard new clients. Some client required documents which needed to be translated from Spanish to English in order to extract the necessary information needed to meet source of wealth requirements. Some of the programs I have used are Lexis Nexis, Lexis Diligence, World-Check, Accuity, MIS Reports, Finra, SEC, Bankers Almanac, Factiva, Mint, Avox, RDC, Bloomberg, Capital IQ (Standard & Poors), OFAC

EXPERIENCE

01/19 – 07/19 Front Office Cash Management Onboarding Manager (Consultant) New York, NY, United States

Barclays

Coordinated the onboarding of complex Cash Management solutions/products and clients

Managed the migration of relevant business

Performed line management responsibilities

Liaised with regional directors to set rates and fees for external and internal accounts

Mentored and coached regional directors to meet bank and federal requirements

Worked with teammates to complete client onboardings ahead of schedule

Managed senior stakeholders internally to complete projects within a timely fashion

02/18 – 09/18 Client Liaison Officer/EDD Analyst (Consultant) New York, NY, United States

Commerzbank AG

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

Liaised with front office/CLNY/compliance teams for outstanding documents and required information

Initiated, sourced, and prepared client-onboarding and remediation related workflow requirements

Worked on client profiles for product updates

Understanding of entity legal filing requirements

Verified Tax Forms

Sent US Patriot Act (Section 311) notification to clients

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted transaction monitoring

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed risk rating analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC

Collaborated with KYC/Compliance/Upper Management to revamp KYC/Compliance policies, procedures, and approval process for workflow

Trained new employees on group KYC Policy/Procedure and how to assemble a proper KYC profile

04/17 – 10/17 KYC Onboarding Analyst/EDD Analyst (Consultant) New York, NY, United States

Lloyds Bank

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

FATCA classified clients according to tax status and information provided within applicable tax form

Conducted and prepared PEP and Sanction Risk Assessments

Daily use of World Check and RDC to conduct negative news searches

Daily work of Funds, Investment Advisors, Broker-Dealers, Banks, Hedge Funds, Private Companies, Public Companies, Governments, Government Institutions, Charities, Non-Profit Organizations, SPVs

Remediation projects

Working knowledge of FINRA/KYC regulatory requirements

Ability to identify suspicious activity, sanctions, PEP, and other AML risks

Intraday KYC requests for timed products, and same day trade booking

Ability to write an assessment of complete KYC profile

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

Transaction Monitoring

09/16 – 04/17 KYC Remediation Analyst/EDD Analyst (Consultant) Jersey City, NJ, United States

BNP Paribas

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

Reviewed existing clients of the bank and ensured they met the AML guidelines of the bank; this review was done on a risk-based approach with the clients coming up for review every 1,2 or 3 years

Ensured AML documentation for an account up for annual review was received in a timely manner and reviewed, making sure you have the core documents for the account to be processed

Called and sent emails to clients

Ability to learn new policy and procedure quickly

Knowledge and use of the internet

Worked within a team with an adaptable flexible approach and coordinate with team members and with the different platforms across the world

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

08/15 – 08/16 C&ORC Financial Crime On-boarding Analyst/EDD Analyst (Consultant) New York, NY, United States

UBS

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

Conducted enhanced due diligence on existing and new clients in accordance with Firm CIP policies and the USA Patriot Act for predominantly international clients and sensitive domestic clients such as PEPs or those associated with high risk industries or countries. Due diligence is comprised of using both internal and external databases (Lexis Nexis, Factiva and the Internet

Communicated effectively and maintained relationships with the branch network and Senior Management regarding KYC documentation required and clarification of structure and content of account request

Managed case load, and communicated directly with business/branch offices when necessary

Reviewed certain reports and was tasked with assisting in other internal compliance processes

Reviewed and approved due diligence updates to existing accounts when required

Conducted annual risk-based reviews, where required

Worked with personal and institutional accounts (trading, forex, retail, hedge funds, funds, private and public institutions, government accounts)

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

Transaction Monitoring

04/14 – 08/15 Client On-Boarding Specialist/EDD Analyst (Full-Time) New York, NY, United States

Rabobank International

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

Received and reviewed KYC and CIF requests for Amendments, New and Periodic Reviews for Low, Moderate and High risk rated domestic and international customers

Confirmed Legal Name and Address of entity using third party sources such as Hoovers, Bankers Almanac and Lexis Nexis

Conducted background searches on clients and other parties in Lexis Nexis and Accuity

Provided recommendation for subjective PEP/Adverse Press Check component of Compliance Risk Rating

Determined if KYC requires escalation to and/or sign off by Compliance

Reviewed corporate actions and made appropriate notifications utilizing in-house databases

Provided product and role information for Static Data Specialists based on KYC form information

Coordinated client data required for Periodic Review by Compliance

Liaised with Business, Compliance, Tax and Legal for client data-related issues

Performed quality assurance checks on team member work

Functional UAT testing

Participated in a project to proofread and change sections of the compliance policies and procedures

Conducted Quality Assurance checks

Developed report to track current status of clients and sent to upper management

Understood and applied new FATCA regulations

Worked with personal and institutional accounts (trading, forex, retail, hedge funds, funds, private and public institutions, government accounts)

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

Collaborated with KYC/Compliance/Upper Management to revamp KYC/Compliance policies, procedures, and approval process for workflow

Performed Quality Assurance/Quality Checks of KYC profiles for fellow co-workers

Transaction Monitoring

08/13 – 04/14 Universidad EAN Bogotá, Colombia

Spanish course Beginners/Intermediate Level A2

09/12 – 08/13 KYC Analyst/Associate/EDD Analyst (Full-Time) Jersey City, NJ, United States

Société Générale S.A.

Conducted Due Diligence and Enhanced Due Diligence on periodic reviews, new clients, and signature updates

Researched regulations by reviewing regulatory bulletins and other sources of information

Performed due diligence & enhanced due diligence on US & Foreign clients

Responsible for a specific number of portfolios each quarter to review and ensure the existing client meets all the current KYC & Anti Money Laundering requirements (AML)

Ensured the integrity of the information and documentation is correct and in good form

Reviewed and adhered to SG Global KYC Policy & AML /OFAC policies & procedure

Applied all CIP and Patriot Act regulatory requirements to clients

Developed a strong working relationship with other KYC departments globally, thereby, utilizing each countries expertise when needed

Kept other departments abreast of requirements by researching regulatory and filing information; writing and communicating guidelines

Maintained rapport with regulatory personnel by arranging continuing contacts; resolved concerns

Maintained quality service by establishing and enforcing organization standards

Maintained professional and technical knowledge by attending workshops/meeting; reviewed professional publications; established personal networks; benchmarked state-of-the-art practices

Contributed to team effort by accomplishing related results as needed

Performed quality assurance on analysis before seeking approvals

Kept track of all clients (new, existing, and clients of all risk levels)

Adjusted guidelines and procedures to meet the needs and expectations of business lines and clients

Participated in meetings to potentially enhance and better department policies and procedures

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

Collaborated with KYC/Compliance/Upper Management to revamp KYC/Compliance policies, procedures, and approval process for workflow

Transaction Monitoring

05/11 – 08/12 KYC Analyst/EDD Analyst (Full-Time) New York, NY, United States HSBC Bank USA, N.A.

Performed both CDD and EDD audit searches on Institutional Clients and individuals both domestically and internationally, existing and new, by utilizing multiple databases such as: NFA, FINRA, Debtor Discovery, World Check, OFAC, Lexis-Nexis, Bankers Almanac, One Source

Performed AML functions such as review files to ensure that AML audits are complete with all verifications, work with compliance professionals to remediate errors and collect missing information, provide reports and verification of AML files for regulatory organizations

Overseen collection of legal formation, tax, management, ownership and various other documentation required to open new clients

Researched and validated customer’s identification data/evidence using appropriate internal and external data sources

Ensured customers classified in line with required (CIP, FSA, KYC) regulations

Liaised with other account control teams globally to ensure customers are opened correctly and meet local regulatory requirements

Liaised with Compliance Department

Daily monitoring of account refresh activity to ensure all regulatory/document requirements are met

Sanction/CFT Understanding

Worked on clients in the North America, South America, Africa, Europe, Asia, and Australia

Conducted OFAC searches to find Specially Designated Nationals and Blocked Persons

Resolved escalated issues found during Finra and OFAC searches to adhere to BSA/AML related regulations

Performed rate risk analysis on new accounts within 90-days of opening in the absence of the BSA/AML Officer

Researched and responded to 314a, 314b, Subpoenas and customer complaints

Identified suspicious activity as identified under BSA/AML and FinCEN guidelines

Conducted negative news searches using RDC/World-Check

Collaborated with KYC/Compliance/Upper Management to revamp KYC/Compliance policies, procedures, and approval process for workflow

Transaction Monitoring

PREVIOUS POSITIONS & INTERNSHIPS (8 years ago plus)

04/05 – 05/11 Business Analysis & Reporting Specialist (Full-Time) Jersey City, NJ, United States JPMorgan Chase & Co.

01/04 – 11/04 Private Equity Support (Full-Time) New York, NY, United States

Maxim Group LLC

09/03 – 01/04 Trading Desk Support (Internship) New York, NY, United States

The Actaeon Group

07/03 – 09/03 Floor Broker Support (Internship) New York, NY, United States

SLL Securities

EDUCATION

08/16 – 08/18 Utica College (On-Line) Utica, NY, United States

Received Master’s Degree of Science in Financial Crime and Compliance Management

08/13 – 04/14 Universidad EAN Bogotá, Colombia

Spanish course Beginners/Intermediate Level A2

09/10 – 12/10 Instituto Cervantes New York, NY, United States

Spanish course Beginners/Intermediate A1.2

08/98 – 08/02 University of Wisconsin - Milwaukee Milwaukee, WI, United States

Bachelor of Arts in Economics

SOFTWARE SKILLS

Basic: Microsoft Excel, PowerPoint and Word, Lotus Notes, Outlook, Access

Advanced financial software: ILX, BBSS, Tradeware, CDC, DTC, NASD, NFA, RDC, MIS, Factiva, FINRA, Lexis Nexis, CSSS, Patriot Act, BSA, One Source, Bankers Almanac, Money House (Trade Register Data and Business Information), State Business Registration Offices, Accuity, Hoovers, Bloomberg, Avox, Capital IQ (Standard & Poors)

FINANCIAL REGULATION KNOWLEDGE

Bank Secrecy Act (BSA)

Patriot Act

Dodd–Frank Wall Street Reform and Consumer Protection Act (Volcker Rule)

FATCA

USA Patriot Act Sections: 311, 314a, 314b

FinCEN CDD Rule/Certification

TRAVEL EXPERIENCE: USA, Canada, Italy (Sicily), Israel, Austria, Barbados, Jamaica, St. Lucia, St. Maarten, Puerto Rico, Mexico, UK, Brazil, Colombia, Hungary, Tanzania (Africa), Thailand, Cambodia, Germany, Switzerland, France, Peru

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