risk analyst

Tarig Mohamed Nasr Shuaib

Risk Management Professional

Mobile: +249********* E-mail: *********@*******.***

Strengths

Acquired Master’s Degree in Islamic Banking & Finance

Strong background in Economics and Banking Industry

Perceptive w/ Enterprise Risk Management Principles

Project Implementation/Training & Development Skills

Knack in Stress testing & Macro Economics Indicators

Exemplary Analytical and Problem-Solving Skills

Competency in Banking Risk Management/Risk Analyst

Versed w/ Credit Risk, Operational Risk & Market Risk

Prowess with Islamic Banking and Financial services

Portfolio Management & Islamic Finance Methodologies

Due diligence & Statutory-Regulatory Compliance

Goal Driven – Dynamic – Vibrant Personality

Master of Business Admiration (Islamic Banking & Finance) – Bangor University, UK Dec – 2012

BSc. (Honors) in Economics – University of Khartoum, Sudan Nov – 2006

Bank Risk Analyst (Market, Credit, Regulatory & Operational) – Faisal Islamic Bank, Sudan Jul 2008 – Present

Accomplished Master’s Degree in Business Admiration (Specialized in Islamic Banking & Finance) from one of the reputed University in the UK (Bangor University).

Acquired Certificate from International English Language Testing System (IELTS) with 6.5 overall grades.

Gained Certificate of Capital Adequacy requirements for Sukuk - Securitization & Real Estate Investment in 2010 and obtained Stress Test Certificate - Mar 2010.

Spearheaded and implemented the whole gamut related to Stress Testing Project, Macro Economics Indicators, and Project implementation of (Pillar II/Basel II) and assess the opportunity cost for the Bank Portfolios.

Lead the Operational Risk Team in the new product approved by the Committee. Analyzing Credit, Operational, and Market Risk and analyzing the specific Risk of Islamic Finance Methodologies.

Acquired extensive knowledge of Islamic Banking and Finance, Islamic Financial services, and a member of Basel Committee Standards (Basel I-II-III).

Performed assigned workload with indefinable enthusiasm, commitment, honesty and dedication and drove towards contributing to the continued business growth.

Banking Risk Management

Responsible for ensuring the Bank maintains an adequate and effective Enterprise Risk Management (ERM) program thus ensuring the Bank is in full compliance with all banking laws, rules, regulations, and internal policies, procedures, and processes. Plan, organize and implements new Basel accords requirements.

Accountable for promoting risk and regulatory compliance by identifying, quantifying, reviewing, evaluating, and measuring risk to ensure that all risk categories are identified and managed in accordance with regulatory compliance and audit requirements, approved risk tolerance, risk demand and strategic plans approved by the Board of Directors.

Works closely with the Bank's Chief Compliance Officer, legal counsel, and various branches and departments in identifying, defining, and remediating various risk-related issues in attaining established compliance goals as directed by the Board of Directors and Senior Management.

Works with Relationship Managers, Credit Product Officers, Credit Managers, and Credit Administrators, across the lines of business to test scorecards, collect feedback, identify improvements, measure effectiveness, and roll out changes.

Deposit and Credit Compliance

Ensure that the Bank maintains an Enterprise -Level Complaint Monitoring/resolution tracking system.

Develop and maintain Compliance Management System (CMS) Documentation for the Bank in conjunction with the Credit and Deposit compliance officers.

Information Security and Disaster Preparedness

Oversee the execution and reporting of the annual corporate information security program, and participate in disaster response as a member of the Incident Response Team.

Provide oversight of automated risk management tools for vendor management program and IT risk assessment.

Bank Secrecy Act (BSA) Compliance

Supervise and provides direction, support, and appropriate training to the Bank’s Security & BSA Officer.

Ensure that all board policies are currently assigned, calendared, updated as required, and submitted.

Management

Establish goals and work plans consistent with Bank needs and monitor progress.

Recommend and monitor budget and strategic plan. Assist in Recruiting new staff, select, train, and provide leadership and performance feedback for direct reports.

Banking Risk Analyst

Responsible for evaluating the risk in portfolio decisions, forecasting potential losses, and deciding how to curb potential losses and volatility using diversification, and other investment decisions.

Analyze, measure, and monitor assets risks such risks include but are not limited to (market risk, credit risk, liquidity risk, accumulation risk, etc).

Responsible for risk assessment procedures, including trigger tracking, verification of credit analysis and portfolio management action.

Work with related group entities to arrive at coherent risk management processes and exchanging information to improve the overall framework.

Provide independent research, as well as gather externally provided research to provide strategic and tactical input into the investment management process and to forestall impending risks.

Identify evolving risk themes and their impact on investments across individual names, sectors and asset classes.

Work with credit research to execute credit surveillance process. Conduct surveillance of idiosyncratic risks for credit-sensitive securities and other bank portfolios.

Administered formal research on debt issuers to ascertain a credit profile and gauge the willingness and ability for debt repayment. Work closely with quantitative research to increase functionalities of risk analytics system.

Bank Risk Analyst – Fisal Islamic Bank, Sudan

Evaluate and determine risks to help bank make sound financial decisions. Determine solutions to minimize risks. Analyze financial statements such as profit and loss, bank budget and employee headcount reports.

Compile reports showing the proposed plan of action for existing and potential clients.

Review other risk factors including problems with the physical location of the organization.

Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies. Examine and interpret statistical reports.

Monitor and assess the post-period implementation of risk management strategies. Aid in the constructive developments for the bank to create good capital.

Enterprise risk management

Bank risk management such as:

Market Risk analysis

Operational Risk analysis

Credit Risk analysis

Risk Based Auditing

Credit Assessment

Collateral Assessment

Capital Adequacy analysis

Camel analysis

Liquidity Risk analysis

Exchange Rate Risk analysis

Stress Testing analysis

ICCAP analysis

Financial Reporting

Planning, Budgeting and Forecasting

Performance Management

Cost Management

Internal Controls

Financial Statement Analysis

Corporate Finance

Decision Analysis

Risk Management

Investment Decisions

Self development workshop (Faisal Islamic Bank talent program) - 2018.

ISO 31000 risk management process -2017

Certified management accountant course (Part I – Part II)- 2016

Financial risk manager (Part I) – self study 2016.

Credit report analysis- 2016.

Facilitating the implementation of the IFSB standards workshop on the revised guidance on key elements in the supervisory review process (IFSB-16) and guidance note on Quantitative Measures for Liquidity Risk Management (GN-6) - Jan 2016.

Stress Testing the Islamic Banking System: Methodologies & Applications – Jan 2015

Credit & Collateral Registry Project in Sudan, World Bank Workshop – Oct 2015

ICAAP Workshop Central Bank of Sudan – Oct 2015

Operational Risk, Regulatory Capital & Capital Management & Value Creation – Nov 2015

Outside supervision techniques - 2015.

Auditing Techniques – Mar 2015

Facilitating the implementation of the IFSB standards workshop – Feb 2014

Regulatory Capital Framework: Implication of Alpha and smoothing practices IFSB workshop – Feb 2014

Basel III Accord – Oct2013

Risk-Based Capital Measures – Oct 2013

Business Leadership Excellence for Executives from Oct 2010 to march 2011 which include :

Business Financial Management

Business Strategic Human Resource Management

Business Strategic Marketing Management

Organizational Behavior

Business Strategic Management

Capital Adequacy Standards for Islamic Banks – May 2010

Capital Adequacy Ratio IFSB Workshop – Jan 2009

Credit Control and Anti-Money Laundering, CFT & Fraud - British Arabic Commercial Bank Workshop – Jan 2009

Risk Management in Banking – Feb 2009

Follow-up & Control of Bank Financing – Feb 2009

Proficient in MS Office application (Word, PowerPoint, Email application & Internet) from International Training Center for Youth Student Sudan.

Advance Excel - Target Alada Center

Nationality : Sudan

Date of Birth : 03rd Aug 1983

Marital Status : Single

Languages : Arabic, English

Reference : Available upon request

Profile Synopsis

Versatile, Dynamic, and Goal-oriented professional equipped with 10+ year’s record of delivering key significant contributions towards continued business growth within Banking Industry. Manifest broad knowledge in Banking Risk Management such as Market, Credit, Regulatory, Operational, Liquidity, and Interest Rate Risks. Prowess in enterprise risk management principles including risk identification, assessment, monitoring, and reporting; spearheaded and implemented a various project such as Stress Testing Project, Macro Economics Indicators, Project implementation of (Pillar II/Basel II) and assess the opportunity cost for the Bank Portfolios. Well versed in Islamic Banking and Financial services, policies and procedures with a track record of achieving set targets, and delivering value-added service that contributed to profitability. Perceptive in analyzing, categorizing, and quantifying risk exposures and finding resolutions to mitigate risk; Desirous for continuous learning with excellent analytical, problem solving, decision making, organization, coordination, time management, communication and interpersonal skills; Seeks a challenging work profile where gained skills, experience, and industry knowledge will have a valuable impact.

Educational Qualification

Career Snapshot

Focal Key Achievements

Core Competencies

Proven Job Role

Risk Management Skills

Management Accountant Skills

Trainings & Seminars

I.T Proficiency

Personal Details

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