Administrative Assistant Data Entry

USMAN IQBAL

Phone: +92-323-*******, +92-308-*******

Email: ************@*****.***

Objective:

Join a dynamic and very progressive organization offering plentiful opportunities for diversified experience and seeking a position, which can allow for continued and innovative professional growth, offering an environment in which advancement is based on teamwork, individual’s co-operations to the realization of organizational goals.

Academic Qualification:

Master of Commerce (M.com) in Accounting & Finance from National College of Business Administration & Economics (NCBA&E) 3.68/4.00 CGPA, A+ (July 2015)

Bachelor of Commerce(B.com I.T) in Advance Financial Accounting, Cost Accounting from Lahore College of Commerce Certified Punjab University(P.U) 2nd Division (Sep 2012)

I.C.S (Computer Science) from Govt. Shalimar College Baghbanpura, Lahore 3rd Division (Sep 2010)

Matriculation (Science) from New Cantt Public Boys High School PAF Colony 1st Division (Aug 2008)

Professional Experience:

Faysal Bank Ltd. (2018 to Date)

Working at Faysal Bank Ltd. as an “Credit Analyst” Retail Risk Group, Grade OG-III Dept. (CIU) Credit Initiation Unit

My core responsibility is to supervise the day to day activities and coordination with other concerned departments regarding the fulfillment of Discrepancies that occurred before purchase order issuance.

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence

Properly pre screening of all cases with tight checks

Sending collection feed back

Provide recommendations tied to analysis and assessment of credit risk

Calculations of all bank’s statement

Reconcile credit files and identify discrepancies and variances

Checking DBR of all cases either High DBR or not

Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them

Place in flies of all kinds of checks like Nacta, Tcss Dumps, Ocaf, Concerned party List etc.

Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

Preparing reports about the degree of risk in lending money to clients

Responsible to receive files of Auto Loans from Sales Dept. and coordinate with Processors to resolve for any kind of Discrepancies under the defined process.

Evaluating the financial status of clients by producing financial ratios through computer programs

Responsible to maintain all MIS’s and maintain proper record of Faysal Bank’s status

Conferring with clients to verify their financial/credit transactions and to resolve their complaints

Analyzing client records and using the data to recommend payment plans

Mcb Bank Ltd. (Sep.2016 to Aug.2018)

Worked at Mcb Bank Ltd. as an “Officer Assets Operations (OG-IV)” (Consumer Asset Operations) Operations Group

Ensuring that the purchase orders of Auto Disbursement are issued proper checks & controls under the defined process. Responsible to maintain all the MIS’s and maintain proper record of MCB Car4u & status like purchase order, Offer Letters, TCO advices, TCO Refund & Declined files on daily basis. To coordinate with RM’s/RSM’s/Processors of all regions for the smooth process of Purchase order issuance, issuance and resolution of discrepancies.

I am responsible of Asset Operations (auto loan) back office activities such as reviewing of credit documents.

My core responsibility is to supervise the day to day activities and coordination with other concerned departments regarding the fulfillment of discrepancies that occurred before purchase order issuance.

Coordinates with Accounts Dept. regarding financial updates, Daily Disbursement Reconciliations, disbursals etc.

Client Generating on CBS 8.5

Dispatching of Credit Files to South and North Ops on Daily Basis after Purchase Order (PO) Issuance of Auto Loans

Data Entry on CAMS (Consumer Asset Management System) Software, TCO Advices MIS Maintenance & Dispatching to Finance

PO’s (Purchase Order) Generating on CAMS

Ensuring Handling Over of Complete Credit Disbursed Files of Auto Loans to Archival Unit

Receiving of approved Credit Files from CCAD with Proper Acknowledgement

Placement of Disbursal Letters and Schedule in Respective Disbursed Credit Files

Preparing Stage – I after issuance of purchase order

Data Verification

Extensive Experience in the Use of CAMS

Making Different Kinds of Reports at MS Excel like TCO Advices, stage I etc.

Coordinate with Sales Dept. to provide the required information about Customers.

Handling of Disbursement activities including issuance of payments to next dept.

Supervisor monthly Dashboard MIS for all Consumer products for management review.

Technical Skills:

CAMS (Consumer Asset Management System) 10 G Version

CBS 8.5

TCSS (Total Consumer Services Suit)

Proficient in MS Office packages: Word, Excel, PowerPoint

Internet Browsing & Searching

Windows XP, 7 & 8.1, 10

Personal Qualities:

Motivated, Hardworking, enthusiastic, enjoy creative challenges

Resilience to cope with pressures of tight deadline and demanding schedules

Excellent Communication skill

Analytical and problem solving skills

Interest & Hobbies:

Passionate reader of books and magazines

Keen sports person : Like to play Cricket, Cycling and Badminton

Likes travelling to new places and adventuring with friends

Contact this candidate