Financial Accounting
Resume:
OBJECTIVE
To find a job that will allow me to utilize and enhance my knowledge, experience and skills in Audit, Accounting, Marketing, Manufacturing, Banking and Finance and will enable me to use my strong passion for achieving to the development and greater success of the Corporation as a whole.
PERSONAL INFORMATION
TIN
414-680-848
PHILHEALTH NUMBER
SSS NUMBER
09-2111692-1
PAG-IBIG NUMBER
OTHER NAMES USED, IF ANY
DOLPH
RESIDENCE ADDRESS
Bacolod, Lanao del Norte
CELLPHONE NUMBER
CIVIL STATUS
Single
SEX
Male
DATE OF BIRTH
August 08, 1978
PLACE OF BIRTH
Bacolod, Lanao del Norte
CITIZENSHIP
Filipino
Persistent, thorough, and prompt in completing projects, meeting deadlines, adept in time management and planning, able to learn quickly, meticulous and precise.
Experienced Chief Internal Auditor with a demonstrated history of working in the accounting industry. Skilled in Internal Audit, Banking, Accounting, Public Speaking, and Internal Controls. Strong accounting professional with a Bachelor of Science in Accountancy focused in Accounting from Cotabato State Polytechnic College.
SKILLS
External and Internal Auditing, Financial Statements Preparation, Bureau of Internal Revenue Returns Preparation, Bangko Sentral ng Pilipinas Reports Preparation, Bookkeeping, Microsoft Word Document, Microsoft PowerPoint Presentation, Microsoft Excel Worksheet, Peachtree Accounting Software, XERO Accounting Software. SAP Software
EDUCATION AND TRAINING
Educational Attainment: Bachelor of Science in Accountancy
School Last Attended : Cotabato City State Polytechnic College (CCSPC)
Years Attended/Graduated: March 28, 2000
NATURE/TITLE
CONDUCTED BY
YEAR TAKEN
BASIC AUDITING SKILLS SEMINAR
QCB CO., CPAs
December 03 to 05, 2011
BSP Circular 855: Guidelines on Sound Credit Risk Management Practices; Amendments on MORB and NBFIs
BANGKO SENTRAL NG PILIPINAS (BSP)
January 09, 2015
SEMINAR/WORKSHOP ON THE AMLA 2001, AS AMENDED AND BRIEFING ON THE NEW AMLC REPORTING TEMPLATE
ANTI-MONEY LAUNDERING COUNCIL (AMLC)
December 05, 2014
CFIEP-CONSULTATION WITH CFIs
BANGKO SENTRAL NG PILIPINAS (BSP)
November 21, 2014
BASIC RURAL BANKING COURSE SEMINAR (BRBC) AND LEADERSHIP DEVELOPMENT PROGRAM
BANGKO SENTRAL NG PILIPINAS (BSP) AND MISAMIS ORIENTAL-BUKIDNON-CAMIGUIN AND ILIGAN- FEDERATION OF RURAL BANKS (MOBCI-FRB)
March 19 to 20, 2015 / March 27 to 28, 2015
BASIC MICROFINANCE REFRESHER ON COLLECTION AND DELINQUENT MEMBERS COURSE FOR COLLECTION
PEOPLES CREDIT FINANCE CORPORATION (PCFC)
October 20-21, 2005
BASIC COMMUNITY ORGANIZING WORKSHOP
MILAMDEC
December 2005
CFIEP-CONSULTATION/DIALOGUE/ROADSHOW WITH CFIs and ROADSHOW on Guidelines on Sound Credit Risk Management Practices (BSP Cir. No. 855)
BANGKO SENTRAL NG PILIPINAS (BSP)
June 07-08, 2016
Unleashing a Culture of Excellence in the Workplace
JSC Co., CPAs
by; Prof. Thessa Requilman, MBA
June 11, 2017
Purpose Driven Accountants: A Deeper Look On the CPAs, Adherence to the Code of Professional Ethics
JSC Co., CPAs
by: Odiza Mae S. Gutang, CPA
July 01, 2017
Management and Supervisory Leadership Development Program
JSC Co., CPAs
by: Glezel S. Trazo, CPA
June 10, 2017
Improving Your Managerial Effectiveness: A Practical Guide on Working Smarter, Faster and Better
JSC Co., CPAs
by: Michael S. Lipura, CPA
June 10, 2017
WORK EXPERIENCE
I.MILAMDEC FOUNDATION – FINANCE OFFICER – November 28, 2000 to October 15, 2010
a.Responsible of the Financial Statements/reports of the branch Office.
b.Reports directly to the Branch Manager.
c.Assistant Manager of the Branch Office.
d.Reports directly to the Head Finance Officer in the Head Office.
e.In the absence of the Branch Manager, he/she should manage/takeover the post as Officer-in-Charge of the Branch Office.
f.Responsible of the deposits/withdrawals of the clients/depositors.
g.Responsible of all the collections from the Collectors/Account Officers
II.QUILAB CABILIN BATO Co., CPAs (QCB Co., CPAs) – STAFF AUDITOR – August 01, 2011 to July 31, 2013
a.He/she audits Financial Statements of the Banks, Pawnshops, Single Proprietorship, Partnership, Corporation in accordance with Generally Accepted Accounting Principles (GAAP) and Philippine Auditing Standards (PAS).
b.She/he makes advises and reports to the Board of Directors as to real condition of the Company.
c.Has the right to examine/review of the accounts and records by the Bank or Company.
d.Has the right to review Bank’s/Company’s financial position and operating results, as well as, its system of internal accounting controls to the extent necessary under Philippine Standards on Auditing.
e.Reports directly to the Board of Directors’ findings, comments and recommendations, which resulted from the study, are submitted to assist the management in improving the bank’s/company’s internal control system and in evaluating the Bank’s financial position and operating results for the current period.
f.Responsible to express an opinion on these financial statements based on our audits in accordance with Philippine Standards on Auditing. To comply with ethical requirements and plan and perform the audits to obtain reasonable assurance whether the financial statements are free from material misstatement.
g.To perform procedures to obtain audit evidence about the amounts and disclosures in the financial statements as to judgments, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error.
h.Considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control.
III.CONSOLIDATED COOPERATIVE BANK (CCB) –CHIEF INTERNAL AUDITOR – August 04, 2013 to July 31, 2014
1.Financial, operational, and compliance audits in accordance with the banks internal audit program.
2.Develop recommendations for improving internal controls, operating efficiency, and the adequacy of bank records and record keeping.
3.Assist audit committee to review and discuss audit findings and some other matters at such time as necessary.
4.Report audit findings and recommendations to appropriate management regularly.
5.Conduct follow-up reviews of financial, operational and compliance deficiencies noted during audit.
6.Responsible to conduct investigations of irregularities discovered brought to auditors attention.
7.Investigate, as requested by the senior officer, any fraud, embezzlements, and defalcations within the bank.
8.Other jobs that maybe assign from time to time.
9.Confirmation of accounts – at least once a year, shall confirm by direct verification with the clients the following:
Balances of loans and credit accommodations of borrowers;
Deposit account balances particularly new deposit accounts, inactive or dormant accounts and closed accounts;
Outstanding balances of borrowings and other liabilities.
10.Perform other internal control standards:
a.Deposit Accounts
Entries to dormant account ledgers shall be verified and approved by a designated officer. His initials shall be placed next to the entry on the ledger sheet.
Dormant accounts shall be segregated from active account ledgers with a separate subsidiary control.
Signatures cards of dormant accounts shall be removed from active files.
All new current accounts shall be approved by a designated officer.
Signature cards and deposit ledger sheets shall be authenticated by some form of validation. Subsequent changes shall also be validated.
Signature cards and deposit ledger sheet shall be accessible only to authorized persons.
Deposit tickets shall be occasionally examined at irregular intervals to determine that postings are made on the actual date deposits are received.
Checks shall be cancelled as soon as they have been paid and posted.
Reports on closed accounts and returned checks shall be prepared daily.
b.Miscellaneous
Verification of cash and other liquid assets as to its existence and availability.
Loan applications and related documents shall be verified to ensure their authenticity particularly the name of residence, including the existence and proper valuation of collateral.
Repossessed and other investment assets shall be verified as to its existence and proper valuation.
c.Perform other duties and responsibilities inherent in the position.
d.Reports directly to the Board of Directors, Board Audit Committee and President.
IV.NAAWAN COMMUNITY RURAL BANK (MISAMIS ORIENTAL), INC. – CHIEF COMPLIANCE OFFICER –
August 04, 2014 to January 05, 2015
The principal function of the Compliance Officer is to oversee and coordinate the implementation of the compliance system. His duties and responsibilities shall include, among other things, the following:
Build-up a compilation of all banking laws and relevant rules and regulations issued by the Bangko Sentral ng Pilipinas (BSP) and other regulatory/supervisory bodies such as the Securities and Exchange Commission (SEC), the Philippine Deposit Insurance Corporation (PDIC), the Social Security System (SSS), the Department of Labor and Employment (DOLE), Bureau of Internal Revenue (BIR) and the Local Government Unit (LGU) and to implement such laws.
Update this collection by seeing to it that copies of new laws and regulatory issuance, interpretations thereof, amendment thereto and repeal or revocation thereof, are on file with the bank.
Evaluation of each new law, rule or regulation with the following objectives:
a.Identifying the risks/consequences of non-compliance thereto.
b.Identifying the Department, Officers and products/services affected.
c.Providing implementation guidelines.
For this purpose and whenever necessary, the Compliance Officer may seek the assistance of operations/legal consultants, if any of the bank.
Dissemination of laws, rules and regulations:
a.Establish a system whereby relevant laws, rules and regulations together with their implementation guidelines and an evaluation of the risks/consequences for non-compliance thereto are disseminated among the principal officers of the bank (at least down to the section level) who shall in turn, disseminate them to each and every members of his staff. The system shall include a written acknowledgment by each officer of the receipt of a copy of said documents.
b.Conduct regular meetings and seminars/workshops among the officers/staff on the interpretation, implementation guidelines and risk implications of each law, rule or regulations in the operations of the bank.
Monitoring and testing for compliance.
a.The Compliance Officer in coordination with the Internal Auditor shall conduct periodic compliance review of all operating departments and branches to determine their complies with relevant laws, rules and regulations.
b.The Bank’s Internal/External Auditors shall be required to inform the Compliance Officer of any violation of laws, rules and regulations noted in their audit work.
Consult the appropriate regulatory agencies for additional clarification on specific provisions of laws, rules and regulations and/or discuss compliance findings with the regulatory authorities. Initiate a dialogue with respect to borderline issues.
Establish an effective and efficient regulatory program and ensure its effective and efficient implementation
To pro-actively identify, monitor and control compliance risks
Periodically report to the Board of Directors through the Audit Committee, all significant compliance issues requiring immediate corrective actions
Provide compliance update, at least on a quarterly basis and all aspects affecting the design and implementation of the Compliance system
Conduct regular compliance testing through Internal Audit and self-assessment of regulatory Compliance testing
Review and evaluate propriety of internal policies and procedures for regulatory consistency, proposing changes and/or amendments thereto, if applicable
Strengthen compliance regulatory matrix to facilitate easy reference, understanding of applicable laws, rules and regulations of all concerned
Monitor compliance with the Corporate Governance Manual
Establish a clear and open communication process within the bank to educate and update concerned officers and employees and address compliance matters
Dissemination of new laws, rules and regulations upon receipt from regulatory bodies. Provide highlights/synopsis/clarifications pertinent to new regulatory issuances in a timely and accurate manner
Determine the training requirements of employees at particular level and review the training program syllabus. Coordinate with the Human Resource Department in developing the appropriate training program for employees
Serve as primary contact with the regulatory agencies for the regular/special examination/audit of the bank and its subsidiaries
Oversee the Management of the bank and promptly report significant issues to Audit Committee and the Board of Directors or to the Senior Management when deemed appropriate and necessary
Review, consolidate as well as submit necessary management replies to the findings/exceptions for regulatory bodies
Monitor and assess industry trends and “best practices” in the compliance, corporate governance and Anti-money Laundering fields through ongoing involvement in industry associations and activities
Develop and maintain a constructive working relationship with regulatory agencies that will be called upon from time to time to clarify specific provisions of laws, rules and regulations, and to discuss/clarify compliance findings/exceptions
To undergo training to keep himself/herself fully abreast with recent developments in compliance, corporate governance and anti-money laundering
V.NAAWAN COMMUNITY RURAL BANK (MISAMIS ORIENTAL), INC. –CHIEF INTERNAL AUDITOR –
January 05, 2015 to December 31, 2016
1.Financial, operational, and compliance audits in accordance with the banks internal audit program.
2.Develop recommendations for improving internal controls, operating efficiency, and the adequacy of bank records and record keeping.
3.Assist audit committee to review and discuss audit findings and some other matters at such time as necessary.
4.Report audit findings and recommendations to appropriate management regularly.
5.Conduct follow-up reviews of financial, operational and compliance deficiencies noted during audit.
6.Responsible to conduct investigations of irregularities discovered brought to auditors attention.
7.Investigate, as requested by the senior officer, any fraud, embezzlements, and defalcations within the bank.
8.Other jobs that maybe assign from time to time.
9.Confirmation of accounts – at least once a year, shall confirm by direct verification with the clients the following:
Balances of loans and credit accommodations of borrowers;
Deposit account balances particularly new deposit accounts, inactive or dormant accounts and closed accounts;
Outstanding balances of borrowings and other liabilities.
10.Perform other internal control standards:
a.Deposit Accounts
Entries to dormant account ledgers shall be verified and approved by a designated officer. His initials shall be placed next to the entry on the ledger sheet.
Dormant accounts shall be segregated from active account ledgers with a separate subsidiary control.
Signatures cards of dormant accounts shall be removed from active files.
All new current accounts shall be approved by a designated officer.
Signature cards and deposit ledger sheets shall be authenticated by some form of validation. Subsequent changes shall also be validated.
Signature cards and deposit ledger sheet shall be accessible only to authorized persons.
Deposit tickets shall be occasionally examined at irregular intervals to determine that postings are made on the actual date deposits are received.
Checks shall be cancelled as soon as they have been paid and posted.
Reports on closed accounts and returned checks shall be prepared daily.
b.Miscellaneous
Verification of cash and other liquid assets as to its existence and availability.
Loan applications and related documents shall be verified to ensure their authenticity particularly the name of residence, including the existence and proper valuation of collateral.
Repossessed and other investment assets shall be verified as to its existence and proper valuation.
c.Perform other duties and responsibilities inherent in the position.
d.Reports directly to the Board of Directors, Board Audit Committee and President.
VI.JILL SANTOS-CUA Co., CPAs (JSC Co., CPAs)- Accounts Analyst – May 08, 2017 to November 10, 2018
Assigned client: (Outsource in Universal Canning Incorporated a Manufacturing Company as Auditor)
a.He/she audits Financial Statements of the Banks, Pawnshops, Single Proprietorship, Partnership, Corporation in accordance with Generally Accepted Accounting Principles (GAAP) and Philippine Auditing Standards (PAS).
b.She/he makes advises and reports to the Board of Directors as to real condition of the Company.
c.Has the right to examine/review of the accounts and records by the Bank or Company.
d.Has the right to review Bank’s/Company’s financial position and operating results, as well as, its system of internal accounting controls to the extent necessary under Philippine Standards on Auditing.
e.Reports directly to the Board of Directors’ findings, comments and recommendations, which resulted from the study, are submitted to assist the management in improving the bank’s/company’s internal control system and in evaluating the Bank’s financial position and operating results for the current period.
f.Responsible to express an opinion on these financial statements based on our audits in accordance with Philippine Standards on Auditing. To comply with ethical requirements and plan and perform the audits to obtain reasonable assurance whether the financial statements are free from material misstatement.
g.To perform procedures to obtain audit evidence about the amounts and disclosures in the financial statements as to judgments, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error.
h.Considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control.
VII.JILL SANTOS-CUA Co., CPAs (JSC Co., CPAs)- Senior Accounts Analyst- November 11, 2018 to May 31, 2019
Assigned client: (Outsource in Universal Canning Incorporated a Manufacturing Company as Auditor
Head/Team leader)
a.He/she audits Financial Statements of the Banks, Pawnshops, Single Proprietorship, Partnership, Corporation in accordance with Generally Accepted Accounting Principles (GAAP) and Philippine Auditing Standards (PAS).
b.She/he makes advises and reports to the Board of Directors as to real condition of the Company.
c.Has the right to examine/review of the accounts and records by the Bank or Company.
d.Has the right to review Bank’s/Company’s financial position and operating results, as well as, its system of internal accounting controls to the extent necessary under Philippine Standards on Auditing.
e.Reports directly to the Board of Directors’ findings, comments and recommendations, which resulted from the study, are submitted to assist the management in improving the bank’s/company’s internal control system and in evaluating the Bank’s financial position and operating results for the current period.
f.Responsible to express an opinion on these financial statements based on our audits in accordance with Philippine Standards on Auditing. To comply with ethical requirements and plan and perform the audits to obtain reasonable assurance whether the financial statements are free from material misstatement.
g.To perform procedures to obtain audit evidence about the amounts and disclosures in the financial statements as to judgments, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error.
h.Considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control.
VIII.JILL SANTOS-CUA Co., CPAs (JSC Co., CPAs)- Accounts Analyst Supervisor- June 01, 2019 to present
Assigned client: (Outsource in Universal Canning Incorporated a Manufacturing Company as Accounts Analyst Supervisor)
i.He/she audits Financial Statements of the Banks, Pawnshops, Single Proprietorship, Partnership, Corporation in accordance with Generally Accepted Accounting Principles (GAAP) and Philippine Auditing Standards (PAS).
j.She/he makes advises and reports to the Board of Directors as to real condition of the Company.
k.Has the right to examine/review of the accounts and records by the Bank or Company.
l.Has the right to review Bank’s/Company’s financial position and operating results, as well as, its system of internal accounting controls to the extent necessary under Philippine Standards on Auditing.
m.Reports directly to the Board of Directors’ findings, comments and recommendations, which resulted from the study, are submitted to assist the management in improving the bank’s/company’s internal control system and in evaluating the Bank’s financial position and operating results for the current period.
n.Responsible to express an opinion on these financial statements based on our audits in accordance with Philippine Standards on Auditing. To comply with ethical requirements and plan and perform the audits to obtain reasonable assurance whether the financial statements are free from material misstatement.
o.To perform procedures to obtain audit evidence about the amounts and disclosures in the financial statements as to judgments, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error.
p.Considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control.
CHARACTER REFERENCES:
PUBLIC PRACTICE
Mr. Lope L. Bato Jr., CPA Mr. Rico P. Quilab, CPA
Managing Partner Managing Partner
LLB and Co., CPAs Quilab, Cabilin, Bato and Co., CPAs 2nd Floor, Bato Building, Zone 1, Villa Vicente 2nd Floor, Executive Centrum Building, J.R. Borja Street,
Cagayan De Oro City Cagayan De Oro City 091*-***-****/091*-***-**** 727-515
COOPERATIVE BANKING
Dir. Virginia D. Yañez Dr. Teresita L. Guiritan,CPA
Chairman of the Board Chairman of the Board Consolidated Cooperative Bank (CCB) First Community Cooperative (FICCO)
CBDS Bldg., R. Magsaysay Street, Digos City, Cagayan De Oro City
Davao Del Sur 093*-***-****
"I hereby affirm that the foregoing particulars and aforementioned information are true and correct to the best of my knowledge and conscience.”
RANDOLPH BATO MABANTA
GF Rock Fort Makati, Kalayaan Ave-EDSA, Makati City
Mobile Phone Number: 095*-***-****
Email: ************@*****.***
Contact this candidate