GI pitched in credit card

Jayasmita Upadhyaya

*********************@*****.***

Mobile No: - +91-636*******

Career Objective:

To develop a career with renowned firm where I will be able to explore my potential in a wide range of application where the sector is concerned.

Academic Profile:

Degree/Exam

Board/University

Year of Passing

Class

Bachelor of Commerce

University of Odisha

2018

first class

Higher Secondary

Odisha residential college science and technology- Odisha Board

2015

Second class

Secondary

Mahamadpur high school-Odisha Board

2012

First class

Work Experience:

Company

Designation

Duration

ICICI BANK LTD. (I Process Service India pvt ltd)

Senior Executive (Personal Loan, Home Loan, Business Loan)

Feb 2018 to July 2018

Work Description:- Personal Loan, Home Loan, Business Loan Department with ICICI Bank in I-process payroll.

Responsibilities:-

Preparing credit appraisal memo (CAM) based on CIBIL report, company category, salary consideration, debt service coverage ratio(DSCR) calculation, property paper civilization, direct consumer for loan details confirmation.

Deciding loan eligibility of applicant based on various consideration and calculation.

Taking deviation as per policy.

Filling all the furnished report and detail application process system (APS)

Forwarding loan case to credit manager for further decision on loan approval or decline.

Disbursement process

Verifying and validating the personal loan, Home loan and Business loan case document received from sales department.

Login the system by entering the personal details, banking details, income details and loan requirement details of applicant.

Finance process for acquiring obligation details of loan applicant with ICICI bank or any other bank through CIBIL reports.

Checking disbursement kit as per company policy to insure legitimate loan disbursement.

Port disbursement operation.

3rd December 2018 am joining axis bank as a operation team which one is taken by credit card and TATA AIG health card also.Now it'll be going on.

Computer Knowledge:

Working Knowledge of Basic knowledge MIS (Microsoft Excel, Word)

Languages Known:

Native proficiency in Odia

Bilingual proficiency in Hindi

Professional proficiency in English

Hobbies:

Listening Music

Playing sports

Personal Information:

Date of birth

Gender

Place

: 14th June 1997.

: Female

: Bangalore

Jayasmita Upadhyaya

3rd April,2019

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