Debonna Merlin
Abu Dhabi, UAE.
CELL (050-******* • E-MAIL *******@*****.***
OBJECTIVE I seek to work in a progressive organization whereby investing the incorporated skills of exercising and executing view and decision-making ability to achieve concrete returns and expanding skills as a financial professional, where expansion to new horizons the buzz word and which challenges its people, while enhancing learning and leadership ability.
I am looking forward to explore my full potential and will get an amble opportunity to steer toward fulfilling the organization’s objective, while fostering team spirit and thrive loyally and sincerely for the success of organization.
CORE COMPETENCIES
Fund Raising Project analysis and Development
Budgeting and Forecasting Project and Product Costing Pricing Policy and Analysis Risk Management
Financial Reporting and Business Analysis TreasuryManagement Working Capital Management Analytical & Presentation Skills PROFILE Detail-oriented, efficient and organized professional with extensive experience in accounting systems.
Possess strong analysis, analytics, communication and negotiation skills. Sound knowledge of handling accounting system.
Strong analytical and problem-solving skills.
Remarkable patience and skillful in handling the cases. Excellent communication skills in written and verbal both. Highly trustworthy, discreet and ethical.
Resourceful in the completion of projects, effective at multi-tasking. Good organizational skills.
Good knowledge in mercantile and financial Laws.
EDUCATION Certified Management Accounting -CMA (Pursuing) Master of Business Administration (Finance)
Manipal University, Karnataka, India. (2012-14)
Bachelor of Business Administration
Kannur University, Kerala, India. (2008-11)
SKILLS Good knowledge in internal audit & statutory audits of various organization such as LLCs, Trusts & Firms.
Managing and processes in compliance with norms, regulations and business objective of the organization.
Highly skilled in researching issues and finding solutions and best alternatives to tax issues.
Implementing policies and reducing overall cost for an all-round development. Book Keeping and Tax Audit of various Companies.
Finalization of accounts including Cash Flows
Monitoring debtors and Debt Analysis.
Drafting of scrutiny letters.
Dealt with various banks & its taxation.
Coordinating with auditors.
Controlling and arrangement of finance.
Finalizing project report of various companies
EXPERIENCE Via Nova Emirates Real Estate LLC –Abu Dhabi, UAE – Accounts Manager and Internal Auditor
(27th November 2016 to Till date)
Improving Top line of organization and scale those up to next level of growth through better opportunity cost in close co-ordination to GM to help organization improve market share and our clients value for their money.
Up to date knowledge of the Real Estate market and amended laws in order to achieve maximum cost reduction accompanied with maximum profit share.
Continuous efforts on resetting the costs and optimization of idle resources thereby making the organization more profitable and creating efficiency which makes business model sustainable through business cycles.
Getting Mortgages and financial approvals for the clients with the utmost accuracy of the NPV, IRR and Liquidity Analysis.
Improving compliances and controls to handle/mitigate various risk based on understanding of geography, regulatory framework and overall business environment. UAE Vat implementation:
• Making required changes in current accounting system in group companies to comply with new VAT Laws in UAE.
• Registering group of Companies for with federal TAX authorities of UAE.
• Training accounting staff and giving them basic knowledge about VAT laws of UAE.
Handled on-going project of Commercial and Residential building which includes:
• Preparation of Project Feasibility Report
• Budgeting Risk and thereby reduce the cost
• Developing Project Timeline
• Negotiation and commercial closure of key contracts.
• Review the final contract to mitigate financial, operational and execution risk.
• Arranging Project Funding lines and working capital in line with budgeted capacity levels.
Assisting management in developing a new business plan from scratch to reality, which includes:
• Assess the business plan prepared in conjunction with business development team
• Assess various kinds of risks involved
• Preparing the feasibility report which includes break even time, profitability, SWOT analysis and worst case business losses.
• Advising about the targets for the business and finalizing marketing budgets with marketing managers.
• Accessing the targets v/s achievement and reassessing the feasibility of the startup based on actual scenario.
Preparing and Monitoring Budgets and Variance Analysis.
Monitoring of Cash flows.
Built up the finance team required to adhere the business growth.
Finalization of books of accounts and getting them audited.
Controlling over all capital and revenue budgets for the group companies
Taking adequate steps to minimize the financial risks
Assisting and advising on cost control of current as well as new projects
Arranging various sources of finance for the company
Formatting strategies on long term business plans and financial reports at various stages
Supervising finance department staff
Overlooking banking operations of the company and making it sure that the cash flow runs smoothly.
Giving specific targets to marketing teams and analyzing the same with the actual.
Verifying & analyzing various MIS reports.
Modifying Business process to prepare organization for new VAT regulations.
Overlooking the HR and Admin departments of the company. M/s Rai & Associates – Senior Accountant and Audit Analyst- India (CA Firm) (1st
Feb 2012 to 9th
Aug 2014)
Covering all the aspects from starting up company to financial management and company closure.
Skilled in professional judgment in dealing with the disclosure of information in financial reporting with the aspect of Budgeting.
Researching issues and finding solutions and best alternatives for tax issues. (VAT) Proficient in computation corporate, individual and taxes, corporate organizations, surplus distribution and cross boundary analysis etc. Statutory Audit of various public Banks.
Monitored and maintained all bank audit functions. Achievements Lead the Team to achieve Best Real Estate Agency Awards in Arabian Property Awards.
Successfully completed financial project report of M/s Shrividya Education Foundation® having total investment of $3.5 Million out of which $3.5 Million was loan from bank.
Completion of Project Reports of Abdhi Edu Services(LLC), Aquila Infotech, Mathrushree Charitable Trust.
Computer Skills Expert in various Accounting Software ERP and Quickbooks, . Professional Qualification of C and C++.
SAAP
Internet Savvy
Expert in Microsoft Office.
DEBONNA