Raquel Unda

**** ******** ****. **** ******, CA *0660

Cell 562-***-**** ac8yfj@r.postjobfree.com

Sr. Mortgage Loan Processor

A demonstrated history of leadership position in a high-volume fast paced mortgage lending industry with a high degree of change. The proven ability to strategically think and respond in a dynamic environment with a solid knowledge of operational procedures. An outstanding written and verbal communication skill set, which includes strong presentation and interpersonal skills.

Excellent working knowledge of information technology systems. Established organizational, goal setting, analytical, technical and planning skills with the ability to create a service culture with emphasis on motivation, recognition and improving performance. Strong ability to develop and communicate a clear and compelling customer driven corporate vision.

Employment and Experience:

Sr. Mortgage Loan Processor - August 1,2016 – Present

Southland Mortgage Group

12540 Slauson Avenue., Suite I Santa Fe Springs, CA 90670

- Ensured all files were complete prior to underwriting hand off and coordinated effectively with title companies to ensure smooth closings

- Process loans from set up to submission, from conditions to close

- Processed all FHA, VA, Fannie Mae loan according to Program Guidelines

- Successfully processed some of the most challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories)

- Provide support to loan officers by ensuring timely, judicious and accurate processing of mortgages. Review and verify borrower’s income, credit report, employment history, property appraisals and title insurance information to prepare loan applications for underwriting.

- Input and update data, prepare the transaction for closing by ordering payoffs and gathering 3rd party fees

Sr. Mortgage Loan Processor - January 4,2016 to July 15,2016

Genpact Mortgage

15420 Laguna Canyon Road, Suite 100 Irvine, CA 92618

-Analyze loan packages and determine if additional items are needed to complete loan file

-Complete final Audit and Pre-Underwrite files prior to submission for final approval

-Responsible for ordering, VOEs, VODs, VOMs, Subordination requests, Etc...

-Use Encompass, Data Trac, Microsoft Word, Excel, LP, DU and other Software required

-Communicate with LOs, UWs, Title & Escrow, Doc Dept. & Funding Dept. on a daily basis

-Handled accounts for Ditech and USAA

Sr. Mortgage Loan Processor - May 1997 – January 3,2016

Southland Mortgage Group

12540 Slauson Avenue ., Suite I Santa Fe Springs, CA 90670

- Ensured all files were complete prior to underwriting hand off and coordinated effectively with title companies to ensure smooth closings

- Process loans from set up to submission, from conditions to close

- Processed all FHA, VA, Fannie Mae loan according to Program Guidelines

- Successfully processed some of the most challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories)

- Provide support to loan officers by ensuring timely, judicious and accurate processing of mortgages. Review and verify borrowers income, credit report, employment history, property appraisals and title insurance information to prepare loan applications for underwriting.

- Input and update data, prepare the transaction for closing by ordering payoffs and gathering 3rd party fees

Computer & Office Skills:

- Calyx Point Mortgage

- Encompass

- FHA Connection

- MS Word

-Microsoft Outlook

- General Office Machines

- Typing Speed – 55 WP

_ Bilingual: English/Spanish

Education:

-Garfield High School – General Education September 1998 to June 1991

Los Angeles, CA

- Southwestern College – Interpreter /Translator Certification September 1991 to May 1992

San Diego, CA

-Century Business College – Paralegal / Legal Secretary Certification July 1993 to March 1994

Los Angeles, CA

References Upon Request

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