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Manager Loan

Location:
Tiruchirappalli, Tamil Nadu, India
Salary:
200000-250000
Posted:
March 29, 2019

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Resume:

S.SUGANYA

Mobile: 975*******

Email id: ac8xvd@r.postjobfree.com

Date of Birth: 07.03.1992,

OBJECTIVE

To obtain a position that will enable me to use my strong organizational skills, educational background and ability to work well with people.

PERSONAL PROFILE

Father’s Name : S. Selvaraj

Date of Birth : 07.03.1992

Sex : Female

Marital status : unmarried

Strengths : Positive Attitude, Hard work & Team Player.

Languages Known : English, Tamil

ACADEMIC PERFORMANCE

COURSE

INSTITUTION

YEAR OF PASSING

PERCENTAGE

M.B.A(HR)

Dhanalakshmi srinivasan college of arts and science for women

Perambalur 621212

April 2014

71.88

BBA

Dhanalakshmi srinivasan college of arts and science for women

Perambalur 621212

April 2012

69

H.Sc

Annai EveMarie Koch Girls

Higher sec school Thuraimangalam-621220

April 2009

62

S.S.L.C

Dhanalakshmi srinivasan higher sec school. Perambalur 621212

April 2007

69.6

CERTIFICATE, DIPLOMO COURSE & PROJECTS

DCA- Diploma in computer Application.

Tally 7.2

Work shop – environment management

A Study on employee welfare in Jothi Malleables Private Ltd at Thuvakudi in Trichy.

PROFESSIONAL EXPERIENCE

DHANALAKSHMI SRINIVASAN NIDHI LTD

July 2015 - Present

Designation: JUNIOUR EXECUTIVE

Location: LALGUDI

Responsibilities

Responsible for ensuring the achievement of gold loan sales and revenue targets for the branch.

Achieving the given target within time limits. Attending the leads, explaining about the products, procedure and benefits. And also Cross sell lead generate.

Initial screening of customers, collection of documents, inspection of their properties and co ordination between customers and branch officials.

Sourcing of gold loan new business on daily basis, explaining the gold loan product feature to the customers.

Following it up with the gold loan customer for lead conversion, Ensure to make an appointment with the customer

An operational responsibility in processing of a gold loan transaction, scrutinizing the KYC documents.

Inputting the customer basic details in the loan software, servicing the customers by taking necessary approval as per their requirements.

Preparation of daily MIS & monthly MIS for our Branch manager, coordinating with the other function for lead generation

Ensure to tally the no. of ornaments vs the details available in valuation certificate since being the 2nd custodian

Sourcing of other products leads as per the management requirements, achieving the monthly targets assigned to me for the last four year, Ensure to disburse the loan amount to customers.

Various register maintenance, filling of booking from login to disbursement, receipt book management, branch administration, petty cash, vault management and various other customer works.

To ensure maximum collection and recoveries. All customers to be followed up and visited for collection.

Monthly resolution and reversal targets are met and providing timely feedback and update to collection to track productivity.

Hand holding branches in initial stages for better understanding of process including customer assessment cash flow etc.

Ensuring that all legal notices, Auction notices are timely issued to borrowers by co ordaining with team. Liaison with legal team of both the products for all recovery related matters (Legal notices, replies, auction etc.)Expected to extend assistance to Gold loan and team for resolution of cases

Recovery / auction & keeping the NPA at ZERO for both the products. Delinquency management for gold loan portfolio. Collection analysis & preparing MIS, Collection Reports. Assisting in settlement of all reported cases of pledge of spurious, low quality, and stolen ornaments through recovery and or / compromise settlement. Timely Interest servicing and Renewal for Overdraft accounts.

REFERRENCES

Reference: 1

Name: Backiyaraj.D

Organization: Dhanalakshmi srinivasan nidhi ltd

Designation: Manager

Contact no: 809-***-****

Place: PERAMBALUR

Date: S. Suganya



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