KEVIN G. GILMARTIN

** ***** ****** ******, **********, NEW YORK 11758 516-***-**** ac8x03@r.postjobfree.com P A G E 1

FINANCE DIRECTOR

QUALIFICATIONS PROFILE

Multifaceted, results-driven, and performance-focused professional, with comprehensive experience in finance and accounting, business process, and profitability improvement, as well as investment optimization. Equipped with expertise in preparing financial reports, variance analysis, and business plans to determine the competitive edge of the organization. Effective at establishing long- and short-term financial strategies, successfully working across organizations, and negotiating with business partners and vendors toward revenue growth. CORE COMPETENCIES

Financial and Business Reporting

Forecasting and Planning

Cost Reduction Analysis

Investment Analysis and Optimization

Program and Product Development

Corporate Strategy and Performance Management

Business and Product Profitability

Vendor and Partner Management

Regulatory Compliance and Standards

Cross-functional Collaboration and Leadership

Business Case Development

Financial Modeling

PROFESSIONAL EXPERIENCE

CITIBANK – LONG ISLAND CITY, NY

U.S Branded Cards Cobrand Finance Head, Citi Cards Finance: 2017–Present

Closely coordinate with the business partners in designing new American air products for 2018 market, and currently in the initial stage of an AT&T product re-launch.

Administer business with $235B in sales, $40B in receivables, and $3.3B revenue, as well as the validation and reserve for approximately $330M customer remediation in 2018.

Deal with financial negotiations and related contract changes with American Airlines, Costco, AT&T, and Expedia.

Guarantee timely and accurate delivery of over $5.5B of annual partner payments.

Improved the use of offshore resources through effective financial procedures; and enhanced marketing program P&L projections and process approval through additional control, standard routines, communication, and analytics.

Product Management Finance Head, Citi Cards Finance: 2015–2017

Developed and implemented a portfolio of long-range planning model until 2022; and an interest rate sensitivity model to capture the impact of rate increase on branded cards.

Work closely with the following teams and professionals to accomplish duties:

- Accounting Policy Team and controllers in ensuring proper profit and loss treatment of revenue and expenses;

- Chief financial officer in updating performance of the new double cash product; and

- Cross-functional team in conducting ongoing analysis and evaluation of affinity rebate liability adequacy; and streamline company’s finance methodologies across the globe;

- Business functional partners in delivering profit and loss projections for corporate investments; and

- Product Team in evaluating and forecasting impacts of initiatives and business strategies.

Effectively supervised a staff of seven onshore and two offshore finance analysts.

Acted as a primary finance lead for the global reward project, aiming to enhance customer rewards redemption platform globally.

Designed and executed forecasts, outlooks and business plans for all credit card products. KEVIN G. GILMARTIN

10 RHODE ISLAND AVENUE, MASSAPEQUA, NEW YORK 11758 516-***-**** ac8x03@r.postjobfree.com P A G E 2

Rendered direct finance support for all proprietary and cobrand product teams.

Made key contributions to the acquisition and management of newly acquired Costco portfolio onboarding with about $11B receivables; and to the tracking of all branded cards regulatory remediation issues, including CFPB items.

Marketing Chief Financial Officer, Citi Cards Finance: 2007–2015

Keenly assessed several merger and acquisition and business development transactions.

Observed strict compliance of internal controls with accounting policies and standards.

Served as a finance officer, accountable for marketing organization and annual budget management of $1B.

Strategically led the cross-functional digital targeting and sales tax recovery programs; and all aspects of external partner relationship in securing $30M of annual investment funding, such as pricing negotiations and contract development

Verified all program spending and technology investment proposals, as well as executed processes and tools to ensure effective and profitable investment decisions.

Brought key contribution to the company in attaining cost savings and efficiency improvement. Earlier Position Held:

Vice President Manager, Citi Cards Business Planning and Analysis EARLIER CAREER

JPMORGAN CHASE – NEW YORK, NY

Vice President/Finance Controller, Corporate Sector Finance Vice President of Revenue Forecasting and Analysis, Chase Card Member Services Vice President of Asset Securitizations and Funding, Chase Card Member Services Assistant Vice President of Revenue and Profitability, Chase Automotive Finance Division Assistant Vice President of Financial Analysis, Chase Commercial Banking Division Financial Analyst, Chase Retail Systems Division

Finance and Service Quality Analyst, Chase Retail Operations and Systems Consumer Bank Associate, Chase Management Development Program Transaction Processing Group Leader, Chase Education Finance Division EDUCATION

Master of Business in Finance

ST. JOHN’S UNIVERSITY – JAMAICA, NY

Bachelor of Science in Business Administration, Major in Management (Graduated cum laude) LONG ISLAND UNIVERSITY – BROOKVILLE, NY

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