BETI MARIA MEDINA

***-*** **** *** ****** Apartment No. 6, New York, New York 10031

Telephone Number: 305- 989- 5060 or 347-***-****

Email: ac8rtl@r.postjobfree.com

PROFESSIONAL SUMMARY

** *ears of experience working with LATAM and European clients in Marketing as well as BSA/AML/KYC.

EDUCATION

Bachelor of Science in Business Marketing- University of Phoenix, Arizona, Graduated in 2009.

Associate in Applied Science in Business Management FIORELLO H. LA GUARDIA, Long Island, New York- USA Graduated in 1991.

ACAMS- Association of Anti Money Laundering –CERTIFIED

Anti Money Laundering- Citibank - Certificate

Highlights

Reviewing and ensuring that the KYC files meet the Bank’s BSA/AML policy and procedures and regulatory standards;

Confirming that the appropriate level of due diligence was performed and that the CIP/CDD information collected on the customer is reasonable and agrees to the supporting documentation;

Approving Low/Medium/High risk case files;

KYC Enhance Due Diligence Approver

Escalating to Compliance and local Money Laundering Reporting Officer (“MLRO”) of High/Very High risk files and other matters of concern (i.e. Extensions, Bearer Share, Sanctions);

Reviewing and approving FATCA classification within COM/CMD;

Reviewing Customer Screening results and confirming that the regulatory rationales documented are reasonable and sound;

Clearly documenting an overall assessment and opining on the customer’s potential AML risk to the Bank;

Ensuring that information collected is accurate and provides a clear picture of the customer’s AML, Financial Crime and Sanctions risks;

Coordinating the escalation of exception base cases to Compliance and/or local MLRO for review and approval;

Attending KYC status meetings and presenting clearly their workload status to Senior Management and Line Manager as required;

Completing all regulatory training as required by the job to a satisfactory level;

Developing strong working relationships with team members, Front Office, Compliance and Operations;

Understanding Information Program (CIP)/Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) requirements;

Ability to orchestrate multiple tasks with varying procedures as well as been resourceful and pro-active;

Strong Microsoft Office skills, including MS Word and MS Excel;

Researching and verifying clients involved in suspicious transactions against various database, Factiva, LexisNexis, OFAC, and World-check;

Screening customers against designed Watch Lists to identify any potential sanctions, Politically Exposed Persons (PEPs) and Specially Designated Nationals (SDN);

Fluent in Spanish, written, oral and knowledge of Portuguese;

PROFESSIONAL EXPERIENCE:

CITIBANK- Miami, Florida-USA June 2018 to February 2019- Contract

COMPLIANCE ANALYST in BUSINESS AML

Reviewed and ensured that the KYC files met the Bank’s BSA/AML policy and procedures and regulatory standards;

Confirmed that the appropriate level of due diligence was performed and that the CIP/CDD information collected on the customer is reasonable and agrees to the supporting documentation;

Approved Low /Medium/High risk case files;

Analyzed and approved Trend Transaction Monitoring (TTM) activity;

Reviewed PICs/TRUST/LLCs/ Partnership/ documentation in Spanish & Portuguese;

Analyzed and approved Net Worth, Financial Statements & Corroboration;

Screened clients through EDD (Enhanced Due Diligence), CSS (Client Screening Solutions), Citi Country Officer No Objections, and addressing any other validation issues;

Escalated to Compliance and local Money Laundering Reporting Officer (“MLRO”) of High/Very High risk files and other matters of concern (i.e. Extensions, Bearer Share, Sanctions);

Reviewed and approved FATCA classification within COM/CMD;

Attended weekly meeting of Root Cause Analysis to identify KYC and Transaction Trend Monitoring that were not disposition incorrectly.

BANCO SANTANDER INTERNATIONAL- Miami, Florida-USA February 2017- To June 2018 COMPLIANCE ANALYST- CONSULTANT

Conducted KYC- CDD/EDD reviews on existing accounts as part of annual review project for LATAM/European PEPs and High Risk clients;

Escalated to local Money Laundering Reporting Officer (“MLRO”) of High/Very High risk files and other matters of concern (i.e. Extensions, Bearer Share, Sanctions);

Performed negative media searches on recurring originators and beneficiaries using WORLD CHECK/FACTIVA/OFAC/CSS/ and EMIS;

Screened customers against designed Watch Lists to identify any potential sanctions, Politically Exposed Persons (PEPs);

Reviewed and approved FATCA classification within COM/CMD;

In charged of project to obtaining documentation to transfer companies from Bearer to Nominal Shares;

Prepared organizational chart for PICs, LLCs, and Partnership and for data entry purposes using ORACLE, GLOBUS and ACCESS systems;

Escalated any potential, or material, AML or Sanctions risks discovered during the review of KYC Profiles to the RM/FP, BUCO, Direct Manager, ACRM and/or FIU;

Managed case- load and communicating clearly and directly with the business, Compliance and Line Manager when necessary;

Attended weekly meeting conducted by Quality Control Department to discussed new procedures implemented regarding Corroboration/AML/KYCs

JP Morgan Chase & Co, Miami, Florida-USA May 2015 – January 2017 BILINGUAL KYC SPECIALIST – Consultant

Conducted KYC- CDD/EDD reviews on existing accounts as part of a remediation project for LATAM clients;

Reviewed legal entity structure including LLCs, Trust, Foundations, PHC, and PICs;

Interacted with client facing officer to obtain KYC related material and documents needed to complete KYC when necessary;

Reviewed Transaction Trend Monitoring (TTM) cases for high risk clients

Participated in the Compliance Review process when derogatory information requires an investigation and followed-up;

Screened customers against designed Watch Lists to identify any potential sanctions, Politically Exposed Person (PEPs);

FATCA, letter of explanations on US Address, W8-BEN files, escalated potential US Tax payers under W8 status, review existing Account Documents, followed up on document renewals;

Ensured that information collected is accurate and provides a clear picture of the customer’s AML, Financial Crime and Sanctions risks;

Attended KYC status meetings to Senior Management and Line Manager as required on progress of remediation project

Merrill Lynch Private Wealth Services, Miami, Florida- USA Feb.2015 to May 2015- CLIENT ASSOCIATE/KYC ANALYST

Prepared recommendations to Relationship Manager on the required KYC screening on new clients by documenting and corroborating the information obtained on the client as required by the KYC Procedures utilizing a variety of independent research sources;

Screened customers against designed Watch Lists to identify any potential sanctions, Politically Exposed Persons (PEPs);

FATCA, letter of explanations on US Address, W8-BEN files, escalated potential US Tax payers under W8 status, review existing Account documents, followed up on document renewals;

Reviewed legal entity structure including LLCs, Trust, Foundations, PHC, and PICs for on boarding of new clients;

In charged of on boarding individuals and institutions clients

Royal Bank of Canada Wealth Management, Miami, Florida -USA

Sept. 2011 To Jan. 2015- SENIOR RELATIONSHIP OFFICER

Co-Managed with Senior Manager a USD100MM portfolio of Latin American & European clients;

Conducted due diligence reviews on individual and business accounts and updated KYC profiles in accordance with KYC requirements;

Reviewed and approved client files to ensure compliance with KYC/ BSA and EDD program for clients with complex corporate structures;

Set up fiduciary structures including PICs/ Trusts/ LLCs/ and Foundations.

Assisted with identifying and reporting potential money laundering activity, derogatory or negative client information;

Screened customers against designed Watch Lists to identify any potential sanctions, Politically Exposed Persons (PEPs)

Lloyds TSB Banking Group- IPB- Miami, Florida-USA Feb. 1996 To Sept. 2011

ASSISTANT VICE PRESIDENT

Co-Managed with Senior Manager a USD75MM portfolio of Latin American & European clients;

Prepared recommendations to Relationship Manager on the required KYC screening on new clients by documenting and corroborating the information obtained on the client as required by the KYC Procedures utilizing a variety of independent research sources;

Reviewed and approving FATCA classification within COM/CMD;

Reviewed and ensured that all KYC documents and that the end-to-end KYC/CIP client onboarding processes were completed; incorporating all due diligence documentation into the KYC/CIP AML platform;

Reviewed Trend Transaction Monitoring cased based on ALERTS and re-profiled accounts based on exceeded thresholds;

Set up fiduciary structures including PICs, Trusts, LLCs and Foundations;

Conducted KYC- CDD/EDD reviews on accounts as part of a remediation project for LATAM and European clients

Piano International Bank, New York, New York- USA Oct. 1991 To Jan. 1996

ADMINSTRATIVE ASSISTANT

Assisted Manager in the daily activities including coordinating meetings and schedules;

Prepared marketing presentation materials;

Collaborated on project for On Boarding clients with Representative Office in Argentina and Brazil;

Updated and maintaining the marketing department’s documentation and database

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