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Collections/Account Receivable

Mississauga, ON, Canada
March 08, 2019

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***-**** ******* *****,***********, Ontario L5V 3C9

Phone: 905-***-****



Have an extensive experience in Customer Service / Sales / Collections with exceptional negotiating interpersonal and communication skills and working with diverse groups.

Team player who is a self-starter with the ability to work independently

Detail-oriented, innovative and resourceful in completing tasks on time

Strong verbal and written communication skills and decision making skills

Always customer centric – with elaborate business and product knowledge which leads to customer satisfaction


January 2014 – August 2018

RBC Insurance Agency Limited – Licensed Insurance Advisor

Accelerate premium growth by maximizing opportunity spotting with all clients to enhance cross-selling sales activities, referrals based on client needs

Always identified profitable risk keeping into view the underwriting

Assist in after-sales service for clients by acting as a single point of contact for customers in renewing and servicing insurance products

February 2005 – February 2012

Wells Fargo Financial Corporation Canada – Collections Specialist

Worked in call centre environment in front and mid stage collections for consumer loans, auto loans and retail cards.

I followed up with delinquent card holders, negotiated and offered them payment options. I had been meeting my targets every month.

Negotiated with customers to reduce corporate bad debt loss and to improve cash flow and updated information provided by customers such as credit counseling and bankruptcy details

Located delinquent account holders through skip tracing, credit bureau reports, and property searches.

Handled inbound calls about billing inquires and discrepancies in the statements for our retail clients.

Awarded multiple times with “Shining Star” and client appreciation letters

Strived continually to improve quality of work on every call and accomplished a year-end high rating of 95%+

December 2004 – January 2005

Total Credit Recovery – Collection Representative

I worked as collection agent for outstanding payments from Capital One delinquent card holders

September 2004 – December 2004

Sitel Communication – Outbound Telesales Representative

I worked in CIBC campaign, selling Accidental Death Insurance Plans

March 2002 – August 2004

Tele-Performance Canada - Customer Sales Representative

I was assigned the job of selling MBNA master card over the phone. My performance was always rated high by one and all.


Post Graduate Diploma in Travel and Tourism S.N.D.T. Women’s University, Mumbai, India in 1987

Bachelor of Arts, Jalandhar City, India in 1986

References available on request


Contact this candidate