Fatemeh Moradi

Email: ac8j1a@r.postjobfree.com

514-***-****

Insurance Advisor and Adjuster

Languages: English, French, Persian

Computer Skills: Microsoft Office (Word, Excel, PowerPoint)

Skills and Qualifications

10 years of experience doing all aspects of underwriting, claim examiner and adjustement in life and accident, disability, health, and travel insurance

A distinguished lecturer (and reader) in group life, accident, critical illness and disability insurances.

Able to work with sales with agents, brokers, skills departments, and clients; good team working, strong analytical, problem solving and decision making.

Professional attitudes:

Excellent experience of customer services and representation of services, team work player, autonomy

Time management skills, including multi-tasking and prioritizing ability, excellent problem solving skills

Professional Experience

Data entry representative Nov 2018-present

(Redeeming hardship in locked-in accounts like LIRA, LIF, RRIF, and RRSP)

BMO financial group, Montreal-Canada

Control received documents of hardships and small amounts

Calculate and control branch calculation due to the rules of each province

Recognize client eligibility to unlock fund

Prepare rejection letters

Do redemption prosses

Life, Accident and Health Insurance Underwriter, Insurance Claim Examiner and Adjuster 2005-2015

Mellat Insurance Co. Tehran-Iran

Provided underwriting advice and answered inquiries from clients (individual and group) and from insurance agents (nearing 1200), brokers, physicians, and consultants.

Evaluated new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjusted premiums, coverage or risk itself to make acceptance of new and renewal applications possible

Evaluated settled insurance claims to determine that payments and settlements had been made in accordance with company practices and procedures.

Approved sale of insurance policies and ensured compliance with government and company policies and regulations.

Prepared underwriting reports and updated insurance forms when necessary

calculated the premium for life insurance products, disability insurance, critical illness insurance, annuities, travel and accident insurance.

Consulted lawyers, doctors, representatives and etc. to discuss insurance claims.

Achievements:

For the first time in our company, I cooperated with a group to:

Design a software system for life and accident insurance products such as Group and Individual Life Insurance, Travel and Assistance Insurance (AXA), etc. (Superintendent of Technical Insurance Division).

Design, calculate the premium, and issue the Family Health Insurance policies and expand to Group Family Health Insurance.

Assistant Administrative 2003-2005

TAKSAM CO (Cooperative of the National Land & Housing Org.), Iran

Calculated subsidies for different social classes

Checked subsidy received by people;

Supervised punctual payment of subsidies by banks;

Communicate with clients and try to solve their issues and problem.

Processed enrolments, cancellations, claims transactions, policy changes and premium payments

Created and manage the different data bases

Calculated financial assistance and budget to support selected families by government

Controlled payable accounts and receivable support

Other Experiences

Teaching Experience, Iran

Insurance courses (life insurance, life insurance underwriting, insurance claim examiner and adjuster, travel and assistance insurance, principal insurance, health insurance)

Education

B.Sc., Insurance Management, Azad University, Tehran, Iran 2002-2005

Interests

Painting, reading, and watching movies

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