Five years if KYC experience .

Indroutie D Singh

New York, NY 917-***-**** ******-*****@*******.***

SUMMARY

To find a challenging position where my business skills can be fully utilized. I am a self-motivated and driven individual who always takes initiative and works effectively with minimum supervision. Expertise in Client Onboarding, Anti-Money Laundering/Know Your Customer, Brokerage Operations/ Trade Settlement

PROFESSIONAL EXPERIENCE

BNP Paribas-Jersey City, NJ. (April 2018-December 2018) (Consultant).

AML/KYC Due Diligence Officer ( CIB/Wholesale Banking).

Conduct Periodic Reviews according to risk level SDD/RDD/EDD.

Wholesale Banking experience in analyzing complex ownership structures for large organizations such as (corporate clients, Domestic and Foreign Financial Institutions, Investment Advisers. Pension Funds).

Ensure the client received Patriot Act Notification.

Evaluate client sensitivity risk level based in scoring grid and client activity.

Upload documents into KYC documentation portal.(GCARS).

Assist in Ad-hoc projects and request.

Communicate with Middle Office to obtain required documentation in order to recertify accounts.

Perform light KYC and OFAC checks on existing and new clients.

Liaise with compliance, legal, client integration and middle office teams when applicable.

Identified PEPS and adjusted the due diligence risk level accordingly.

Ensure sufficient identification of beneficial owners (UBOs).

Follow up on urgent requests and escalate accordingly.

HSBC Private Bank, New York, NY (July 2016 - July 2017

KYC/Onboarding FATCA Analyst.

Account on-boarding of new and existing customers g, new relationships product and services

CDD Review (Account Purpose, Initial Deposit, Ordering Party, Business Layers/Owners, Expected Activity, Counterparty Details, Business Description, Sensitive Occupation Industry, Estimated Net Worth, SOW narrative, Risk Tabs, Visitation, Exception approvals in place, Screenings including negative media, CNN checklists if applicable, Sustainability if marked, Independent SOW Corroboration).

Provide Maintenance Service for material changes for existing accounts

Periodic Review of Existing Clients

Verification of Tax Documentation for FATCA Classification and Tax Transparency

Complete client enhanced due diligence review forms including information such as corporate registry information, client ownership, PEPs, activity in sanctioned countries, corporate social responsibility concerns and negative news for review by Senior Business, Legal, and Compliance

Using knowledge of regulatory laws, the Account Officer assess if the documents provided meet the requirements to open an account for the client

They work with AML, Legal, Tax and other areas as necessary during the whole process as necessary.

Assist in Remediation projects.

Senior AML/KYC/Analyst, November 2013-July 2016 – (Consultant)

Conduct Periodic Reviews on existing clients for Low Medium High Risk and SCC accounts

Reviewed Articles of Organization and LLC Operating Agreements, Articles of Incorporation, Bylaws, Share Registries, Board Resolutions and Meeting Minutes, Partnership Agreements, and Trusts to confirm structures, beneficial ownership, and control.

Performed a high level of investigative research to ensure the legitimacy of any new accounts and mitigate any potential risk involved with new and existing clients.

Manage and update client profiles in accordance with KYC regulatory requirements, obtaining documents as required from the relationship manager and undertaking due diligence.

Undertook review of existing clients within the database to ensure that their documentation was kept up-to-date.

Experience with complex corporate structures, Special Category Clients (SCC), Personal Investment Companies (PIC), LLC’s, Partnerships, Trusts, Estates and Foundations.

Perform research via external and internal sources (Lexis Nexis, World Check ETC).

Engage with relationship managers to discuss and provide advice on the approach around resolution of cases with deficiencies by following up with compliance and performing alternative due diligence procedures.

Conduct CDD and complete all KYC requirements on new and existing clients.

Manage team projects and Bank initiatives while performing everyday duties

BOA/Merrill Lynch, NYC, NY

Senior Services Specialist May 2000 – June 2012

Ensure proper settlement clearing and timely validation and affirmation/confirmation/pre-matching of DTC domestic equity trades.

Follow up on all DTC ‘fail to receive/deliver’ trades. Identify reason for failure and resolve issues to complete all trades within deadlines. Worked closely with traders, Sales, Middle Office teams.

Verified reclaims before delivery, submit items for compliance action, and communicate with clients, brokers, front and back office to ensure acceptance of trades upon delivery.

Processed wire transfers daily for domestic and international clients.

Investigate fund and position issues relating to out-of-balance commission accounts.

Oversees new account opening via ALERT system DVP/Broker Dealer/Retail accounts Prime Broker accounts,(clients/street side accounts),and carry out follow up activities due diligence (AML/KYC), and ensure all information are complete and accurate

Process, review, research and resolved cash/stock dividend claims.

Processed client transactions and inquiries daily such as account maintenance, statement request, account closings, account updates etc.

Chase Manhattan Bank, NY, NY

Client –Onboarding/Sales Associate –September 1990 –April 2000

Carried out sales of bank services. Opened personal, trust, and business accounts.

Oversaw the onboarding of a client through a complex internal infrastructure that involves many different departments and applications.

Promoted investment services offered by bank. Referred customers to investment counselors.

Processed loan payments. Sold money market funds. Assisted with home equity loan sales.

Maintained over 1,000 priority account portfolios. Expanded accounts by cross-selling services and upgrades. Additionally acquired new accounts. Review accounts for suspicious activity-(BSA) Bank Secrecy- due diligence.

Exceeded assigned goal in new revenue per quarter on a consistent basis.

Recipient of 1996 Sales Award for Number One in Investment Referrals at branch.

EDUCATION

BA in Business Administration, Hunter College, NY, NY

LICENSES

Notary Public

COMPUTER SKILLS

Microsoft Office, Lexis/Nexis, World Check, Lotus Notes, CRM,CLM(( Client Life Cycle) Portfolio View, GCARS.

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