Manager, Mortgage, Underwriter, Processor, Processing Manager, QA
Resume:
Victor Rodriguez
DE Underwriter
Glendale, AZ ***02
******@***.***
OBJECTIVE
Passionate Mortgage Professional with over 20 years of experience. Skilled in time management, detail oriented, communication skills, multitasker. Goal oriented, self-starter seeks a position in the Mortgage industry. Possesses good people skills, is resourceful and able to work independently. Offers hands-on Supervisory/ Managerial experience.
EXPERIENCE
DE Underwriter
On Q Financial - Phoenix, AZ
April 2018 to 09/18
Responsible for underwriting FHA, Conventional, Bond and USDA loans
• Meet monthly goal with no quality concerns.
• Maintain daily pipeline for both new and resubmission loans.
• Comply with On Q Financial internal policies and procedures.
• Analyze credit, income, assets and appraisals as applicable for each individual loan program.
• Efficient in DU, LP and GUS automated systems.
• Complete all training made available to ensure up to date knowledge.
• Communicate Approval and or Suspense conditions to appropriate parties.
• Maintain open line of communication with all partners to establish team work and open-door policy.
• Complete timesheet daily and correctly.
DE Underwriter
Alliance Home Loans - Phoenix, AZ
October 2017 to February 2018
Responsible for underwriting FHA, Conventional, Bond and USDA loans
• Meet daily goals set by Alliance Home Loans
• Maintain pipeline of conditions and new files
• Comply with Alliance Home Loans policies and procedures
• Analyze credit, income, assets and appraisals as applicable for each individual loan program.
• Efficient in DU, LP and GUS automated systems.
• Communicate Approval and or Suspense conditions to appropriate parties.
DE Underwriter
Geneva Financial LLC - Tempe, AZ
July 2017 to September 2017
• Responsible for underwriting FHA & Conventional loans
• Meet daily goals set by Geneva Financial LLC
• Maintain pipeline of conditions and new files
• Comply with Geneva Financial LLC policies and procedures
• Analyze credit, income, assets and appraisals as applicable for each individual loan program
• Efficient in DU, LP and GUS automated systems.
Processing Manager
Caliber Home Loans - Scottsdale, AZ
August 2016 to June 2017
• Responsible for Pipeline management
• Provide assignments to staff
• Meetings ie monthly managers meeting, one on ones with team members.
• Hiring, all areas of ongoing training for all team members
• Assist sales and processing teams with any needed support to move pipeline forward
• Process loans, review credit, income, title, appraisal, all order outs.
• Analyze all areas applicable for each individual loan program.
• Efficient in DU, LP and GUS automated systems.
DE Underwriter
Caliber Home Loans - Scottsdale, AZ
August 2015 to July 2016 •
Responsible for underwriting FHA & Conventional loans
• Meet daily goals set by Caliber Home Loans
• Maintain pipeline of conditions and new files
• Comply with Caliber Home Loans policies and procedures
• Analyze credit, income, assets and appraisals as applicable for each individual loan program.
• Efficient in DU, LP and GUS automated systems.
Credit Quality Reviewer
Stearns Lending - Santa Ana, CA
December 2012 to August 2015 DE Underwriter (FHA DE CHUMS #FH53)
• Analyze credit, income, assets and appraisals as applicable for individual loan programs.
• DU, LP and GUS experience.
• Responsibilities include accurate input of CQR data to compete daily and monthly assignments.
• Comply with Stearns Lending policies and procedures
• Efficient in DU, LP and GUS automated systems.
• Ability to provide alternate resolutions to insurability / salability challenges.
• Provide scenarios and error trends to training dept for additional training.
SKILLS
Ability to meet production, quality and service standards
Basic knowledge of mortgage credit processing and underwriting
Proven ability to perform quality work while maintaining productivity and compliance standards
Excellent attention to detail
Ability to effectively make decisions in an independent manner and as a resource advisor for all staff
Very good knowledge of mortgage credit processing and underwriting
Advanced working knowledge of Microsoft Office software
Contact this candidate