TARENE KEEGAN

DE Underwriter

ac7zw3@r.postjobfree.com *6 Second Avenue, Ossining, New York 10562

914-***-**** (Home)/ 646-***-**** (Cell)

Objective

To utilize my professional skills that will facilitate my career all while broadening my experience in the mortgage industry and add to the growth of the organization.

Summary

Comprehensive Knowledge of Underwriting Guidelines & Restrictions for Conventional & Government-Insured Loan Programs for both Conforming & Non-Conforming Mortgages, and Specific Investor. Work collaboratively with team members to drive deals to a successful funding and close. Lending & Underwriting Guidelines, Credit & Income Analysis, Cash-Flow Analysis, Risk Assessment, Loan-to-Value Ratios, Debt-to-Income Ratios, ARMs, Loan Closing, Funding & Documentation Review, Professional Underwriting Experience, Self Motivated, Team Player, Excellent Communication.

Skills

FHA, USDA, FNMA, FHLMC, Bonds, 203K, DU and LP systems, MS Word and Excel, Encompass, Data Trac, and Blitz Docs.

Experience

De Underwriter/Remote, HomeBridge Financial, Beacon NY

Remote De Underwriter, Loan Simple Inc, Englewood, CO

08/2017 to 11/2018

10/2016 to 07/31/17

De Underwriter, HomeBridge Financial, Hackensack, NJ

06/2014 to 10/2016

Remote De Underwriter, The Money Store, Florham Park, NJ

05/2014 to 06/2014

Remote De Underwriter, Endeavor America Loan Services, Walnut Creek, CA

11/2013 to 01/2014

Remote De Underwriter, Stearns Lending, Pittsburgh, PA

07/2013 to 10/2013

Remote De Underwriter, American Financial Resources Inc, Parsippany, NJ

07/2012 to 06/2013

De Underwriter, Residential Home Funding, Parsippany, NJ

09/2010 to 06/2012

De Underwriter, Prospect Mortgage/Lending, Paramus NJ, New City NY

06/2009 to 02/2010

De Underwriter, Ideal Mortgage Bankers Ltd, Melville, NY

04/2007 to 06/2008

Credentials

Direct Endorsed Underwriter

2007

Education

St. Helena’s Commercial H.S. Bronx, New York

1992

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