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Linthicum, Maryland, 21090, United States
December 18, 2018

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Richard Mark Pavlick

**** ******* ****, *********, ******** 21090 410-***-****

EDUCATION: Juris Doctor, May 2005


Master of Science Degree in Finance, May 2002

Joseph A. Sellinger School of Business & Management

LOYOLA COLLEGE, Baltimore, Maryland

Bachelor of Business Administration Degree in Accounting, May 1996

JAMES MADISON UNIVERSITY, Harrisonburg, Virginia

Member, Institute of Management Accountants


08/18 - Present FOOD LION, Linthicum, Maryland


03/17 - 11/17 CHIAPPARELLI’S RESTAURANT, Baltimore, Maryland


09/16 - 03/17 Mi & Yu Noodle Bar, Baltimore, Maryland


11/07 - 10/15 LAW OFFICE OF RICHARD PAVLICK, Baltimore, Maryland


Handled cases and provided legal services for a variety of clients as a sole practitioner.


Primarily argued cases in Baltimore City, Baltimore County, Harford County, Howard County, Anne Arundel County, Carroll County and many other counties to a lesser extent.

Had over 50 court trials defending clients accused of various crimes including DUIs, assaults, theft, drug crimes - including possession and possession with intent to distribute, sex crimes, and other offenses.

Had over 50 Motor Vehicle Administration hearings to plead for a suspended or revoked license to allow my client to drive a motor vehicle in Maryland.

Have argued 1 jury trial in Worchester County, Maryland defending a client accused of possession while he was an inmate at the county jail.

Successfully resolved over 250 criminal complaints against clients through plea negotiations.


Have successfully obtained discharges for over 35 clients through Chapter 7 of the U.S. Bankruptcy code.


Successfully defended a claim and won a counter-suit for $2,600.00 in a case brought by a landlord against my clients for damages of over $15,000.

Have obtained settlements for clients in accident cases.

Formed LLCs and partnerships for various businesses.

Developed operating agreements for several different businesses including a car detailing garage, a horse racing syndicate, a cable contracting partnership and a real estate investing company.

Assisted in resolving a partnership dispute over franchise rights.

Successfully had a Confessed Judgment vacated through a motion filed in Baltimore County arguing a little-known necessity required of Maryland notaries that had not been met.

Negotiated loan modifications, short sales, and deed in lieus for distressed homeowners.

Have saved many client homes after the foreclosure sale of their home by filing exceptions to sale.

Provided advice in a variety of legal issues including divorce proceedings, contract disputes, and real estate matters.

2012-2013 SPECIAL COUNSEL, Baltimore, Maryland

Temporary Staff Attorney

Performed privilege document review assignment for major pharmaceutical litigation.

11/07 – 4/09 JOHNS HOPKINS HEALTH SYSTEM, Baltimore, Maryland

Fixed Asset Accountant

Responsible for capitalizing fixed asset projects and setting up the related depreciation schedules.

Was the lead accountant assigned to developing a spreadsheet model to track and categorize capital expenditures for a new $1 billion clinical building and for a $70 million building renovation.

Developed various spreadsheet models to forecast capital spending.

Provided financial budget analysis to upper management and developed spreadsheets to show where variances occurred and how these variances could be reconciled.

08/07 – 11/07 ACCOUNTEMPS, Baltimore, Maryland

Staff Accountant

Temporary staff accountant assisting on a year-end audit.

Performed account reconciliations.

Performed bank reconciliations.

09/06 – 08/07 SPECIAL COUNSEL, Baltimore, Maryland

Temporary Staff Attorney

Performed document review assignments for various legal firms.


Settlement Attorney and Business Manager, All Star Settlements

Conducted real-estate settlements.

Explained all financial terms of the transaction.

Explained all lender documents to the borrower, including the Note, the Deed of Trust, the Truth in Lending and all other disclosures.

Collected and disbursed all funds.

Organized a billing system and paid all invoices.

Staff Attorney, Law Office of James Holderness

Assisted in starting up a new practice that supported investors in need of legal services.

Drafted Demand Letters: Assisted clients by drafting and sending collection letters.

Prepared and filed complaints to foreclosure on Deeds of Trust.

Represented various clients in Court for eviction proceedings.

Prepared and filed tax sale complaints.

Advised clients on various real estate legal matters such as lien positions, various city codes, and contract disputes.

2003 OFFICE OF RAYMOND CARIGNAN, Chartered, Severna Park, Maryland

Law Clerk, June – December 2003

Researched and drafted memoranda and pleadings for matters involving criminal, civil, and family law.

Assisted in developing strategies for civil domestic litigation.

2003 – 2005 CREATIVE FINANCIAL STAFFING, Baltimore, Maryland

Sarbanes-Oxley Field Tester, Financial Accounting Department, September-December 2004

PHH Arval, Hunt Valley, Maryland

Participated in establishing new internal controls for financial reporting to put the company in compliance with procedures required by the Sarbanes-Oxley Act of 2004.

Senior Accountant, April– September 2004

AVPORTS, Baltimore, Maryland

Assisted in recreating financial statements for the years 2001 and 2002 in preparation for an S-1 filing prior to the company’s imminent IPO.

Participated in the due diligence process and assisted in preparing for an audit conducted by Ernst & Young.


Staff Accountant, January 2000 – June 2002

Compiled month-end reconciliations and financial statements.

Processed monthly payments on the mortgage loan portfolio and determined quarterly returns.

Analyzed financial statements and account transactions for reasonableness and accuracy.

Performed ratio analysis to identify strengths and weaknesses of financial statements.

Developed and maintained automated systems to produce timely financial statements.

Developed models to calculate risk-based capital to ensure compliance with rating agencies and to project and budget capital asset allocation and related amortization costs.

Conducted research on determining new NAIC reporting requirements, purchase-GAAP requirements to ensure compliance with new reporting guidelines, and New York State insurance law to determine rules for recording deferred tax assets.

1998 – 1999 DEUTSCHE BANC ALEX. BROWN, Baltimore, Maryland

Mutual Fund Accountant, Mutual Fund Department, January 1998 – December 1999

Priced two fixed-income funds daily and reported prices to NASDAQ.

Compiled month-end reconciliations and financial statements for various mutual funds.

Produced annual and semi-annual financial statements.

Worked with compliance and independent auditors to resolve issues affecting SEC


Executed overnight repurchase agreement trades.

Set up repurchase agreement accounts with various brokers to minimize risk exposure.

Identified factors affecting daily interest rates and reported results to portfolio managers.

Investigated daily bond price fluctuations for portfolio managers.

References available upon request.

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