Qualifications

Experienced Compliance and Fraud professional. Accustomed to handling sensitive, confidential records. Demonstrates history of producing accurate, timely results, meeting stringent government and company guidelines. Strong analytical and problem solving skills. Knowledgeable of USA Patriot Act, Department of the Treasury, and Financial Crimes Enforcement (FinCEN) Principles. Effective in managing, developing and maintaining successful employee and client relationships.

Skills Summary

Strong analytical skills.

Proficient in MS Word, Excel (pivot tables and VLOOKUP),

Strong multitasking skills, with attention to detail.

Experience with databases.

Possesses a working knowledge to extract and analyze data.

Knowledge of financial forecasting and diagnosis.

Experience with Fraud/AML/Compliance environment.

Registered with FinCEN

Anti-Money Laundering Knowledge

Enhanced Due Diligence

OFAC Sanction Investigations Process oriented and organized

Sense of fraud – have inherent ability to identify risk.

Strong written and oral communication skills.

Previous experience working with SAR reporting, AML, or Check Fraud.

Ready Access Portal (KYC)

Access

Business Objects

DTCC Website

QuickBooks

UAT Testing BETA

Professional History

Bancorp via Cognizant Consultant Wilmington DE August 2018 to November 2018

Financial (Enhanced Due Diligence) Analyst

* Conduct financial analyst reviews on previous clients transactions.

*Risk assessment on previous transitions on various card products.

*Review journal entries for usual or abnormal entries and resolve discrepancies.

*Perform enhanced due diligence (EDD) reviews of all assigned high risk customers. Use customer risk scoring models in accordance with departmental processes and procedures.

*Document EDD review findings in the appropriate databases including all pertinent facts and information to support result.

*Escalate and or Elevate questions and concerns to the team lead as needed to make determinations and close reviews.

Deloitte via SSI Consultant Philadelphia PA June.2018 to August 2018

OFAC Sanction Investigator

* Conducting reviews of past trade finance transitions.

* Distinguish clients and transitions that hit off sanction list.

* Document disposition reasoning on alerts and cases.

* Verify sanction list alerts for suspicious clients.

* Upload supporting documentation in ECM database.

Wells Fargo via Randstad Consultant Philadelphia PA Nov.2017 to April 2018

Due Diligence Consultant

* Examine clients and related parties and/or transactions that present high level of risk.

* Review of hit alerts for suspicious clients.

* Building false positives on clients that hit alerts

* Assessment of clients with possible match on Sanctions list

* Building of new rules that affect OFAC alerts on GSMOS database.

Bank of America via BCForward Consultant Newark DE July 2017 to Oct 2017

Fraud Investigator

* Reviews complex products for the prevention and detection of possible fraud.

*Research and analysis of account activity to asses level of risk.

*Asses the level of risk and make decisions which directly impact client and bank.

* Ensure cases meet and exceed closure and quality metrics

JPMorgan Chase Newark DE Sept. 2015 to May 2017

Class Action Litigations Manager

* Overseen daily activity of Class Action team meeting daily goals.

*Managed handling of class action IB Litigation process.

*Distribution of IB Settlement CA checks processing to proper internal desk.

*Forward DTCC Demand Letters on behalf of Middle Office brokers.

*Preformed on boarding and off boarding of Class Action accounts.

* Liaise with Project team and FRT for Reconciliation and Entitlements.

JPMorgan Chase Newark DE Aug. 2013 to Sept. 2015

AML Compliance Officer, Associate

* Processed Branch and Web Referral fraud and suspicious activity Alerts.

*Research, document and analyze background information on prospective and existing clients through public record databases.

*Identify risks and escalate derogatory/high risk findings.

*Research alerts for negative media, Politically Exposed Person (PEP) & sanctions.

*Construct and email team metrics report to upper management.

*Analyze Futrix reporting daily for discrepancies and incorrectly routed alerts and cases.

JPMorgan Chase Newark DE Aug. 2011 to Sept. 2013

314(b) Operations Officer Compliance &AML Alert Analyst

*FenCIN Point of Contact for all exchange of information between financial institutions related to

money laundering and/or terrorist financing investigations.

*Create Halo cases for inbound & outbound inquires pertaining to 314(b) request.

*Resolve all issues pertaining created cases, and verify that the FI is registered with FinCEN.

* Review and analyze underlying data gathered to assess reasonable cause to advance an alert to Investigations or to clear

*Impute proper residences for wire addresses within ALISIS

HSBC Bank Aerotek Consultant 12-2010 to 07-2011 New Castle DE

Compliance Officer, Consultant

*Prepare reports for management, on public, private companies, foreign and domestic banks, ensuring full compliance with agency requirements and tight deadlines.

*Request KYC correspondence from customers and vendors.

*Reviewed Company Financials for legitimacy

* Conduct periodic internal account/customer reviews to identify potentially suspicious

*Update profiles and data of clients

TD Bank US Adecco Consultant 02-2008 to 06-2009 Mount Laurel, NJ

AML FIU Compliance Investigator, Consultant

*Review SAS AML Alerts (for structured transactions) *Write narratives on suspicious cash & checks deposits/withdrawals

*Produce SAR (suspicious activity report) reports to present to FinCen

*Perform EDD (Enhanced Due diligence) on high risk alerts

*Respond to subpoenas for further investigation

Citigroup Inc. 09-2006 to 01-2008 New Castle DE

Global Loans Administrator

*Managed accounting records, tracked positions, and processed loans restructuring to reflect portfolio activity.

*Negotiated with clients for increase in loan amounts for customers in good standings.

*Settled new loan trades and assignments, impute principal, interest, and fee payments and execute loan advances.

*Investigations research and solve outstanding GL, DDA and other risk items.

*Liaison between the client and the investor bank group, Traders, Relationship Managers, Structures, Audit and Compliance staff.

JPMorgan Chase Bank 01-2002 – 08-2006 Newark DE

Investment Banking, Compliance Officer

*Prepared daily, weekly and monthly matrix and reports to management, which provided information on client’s relationship and compliance of firms “Client Identification Program” per the U.S Patriot Act.

*Insured Foreign Bank clients are within compliance with U.S. Patriot Act.

*Analyzed documentation to ensure it satisfies proper Investment banking requirements.

*Created and record KYC Documentation request records in Dox, following CDG requirements.

*Participated in system enhancements for DOX and CDR Imaging System as well as participating in internal and external Audits.

Financial Analyst, Randstad Consultant

*Responsibilities included providing support as requested by controllers, provide timely distribution of daily invoices, process transmittals’ and provide necessary reports.

*Submitted and tracked accuracy of transmittal’s and payments; Process vouchers for any corrections.

*Assisted in daily reconciliations of financial spreadsheets; researching variances; and preparing vouchers for monthly accruals/reversals.

*Daily interaction and on-going support of clients, Compliance, Corporate Tax, Credit, JPMSI business.

Education

Attended Coppin State College.

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