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Mortgage Loan

Location:
Millington, Tennessee, United States
Salary:
48000.00
Posted:
November 09, 2018

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Resume:

Connie F Cook

**** ***** ****** #*

Millington Tn

901-***-****

ac7ngh@r.postjobfree.com

SUMMARY

I am a motivated professional with 33 years of excellent communication and leadership skills, specializing in Finance. I am seeking a challenging career opportunity that will utilize my underwriting, auditing and overall well-rounded mortgage experience and education to promote the achievement of organizational goals.

PROFESSIONAL EXPERIENCE

Cook Consultants Sept.2010-Presnet

Brighton Bank- Post Closing Manager/Processor (Aug.2017 to July 2018)

Reviewed Credit and Closed document's for completeness and accuracy and upload to the investor to be sold.

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Cleared all conditions from the investor, paid all FHA and VA funding fee's, MERS and transferred the MERS and UCD to the investors

Responsible for the quality control of documents daily

Perform related duties of inspecting documents and completing daily reports

Maintain compliance with policy and procedures

Work with others to ensure that the entire team’s work is within SLA

Assist with the onboarding process for new employees

Assist with reporting daily manual processes for management

Responsible for all other duties as assigned

Collection of mortgage payments

QMIS/QMS (Jan. 2014 to Nov 2017) Pre- Funding and Post Closing Auditor- worked full & part time

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Manual Front-line Underwriting Conventional/Conforming loan products.

Pre- Funding reviews on FHA, VA, Conv., and USDA loan-Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Indecomm Global Services- Posing Closing Auditor (Aug. 2016 to Jan. 2017)

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

New Oak Capital Conv. Underwriter (March 2013 to Dec. 2013)

Underwrote (FNMA & FHLMC) front-line (remote) for wholesale and retail loans for conventional and agency lending. Jumbo Loans

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Manual Front-line Underwriting Conventional/Conforming loan products.

Gold Star Mortgage Conv. Underwriter and training for DE (Oct. 2012 to Feb. 2013)

Underwrote (FNMA & FHLMC) front-line (remote) for wholesale and retail loans for conventional and agency lending. Jumbo Loans

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Manual Front-line Underwriting Conventional/Conforming loan products.

Training on FHA loans to get my DE

Wells Fargo Conv. Underwriter (Sept 2010 to Oct. 2012)

Underwrote (FNMA & FHLMC) front-line (remote) for wholesale and retail loans for conventional and agency lending. Jumbo Loans

Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals, and all applicable compliance documents.

Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

Manual Front-line Underwriting Conventional/Conforming loan products.

LIS, LPS

DU, LP

Calyx, Encompass

AVM/CCR Data Entry Work

Mortgage Care

Kazien, Citrix

Microsoft Suite: Word, Excel, Outlook, and Access

Security Clearance in 6/11(SBA)

Excellent organizational skills and great ability to multi-task.

Remarkably detail oriented with a strong work ethic.

Proven leadership abilities and strong integrity.

Excellent math, analytical and time management skills.

Strong written and verbal communication skills.

Ability to analyze financial information



Contact this candidate