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Financial Analyst Credit Analyst Risk Management

Dallas, TX, 75287
October 23, 2018

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**** ******* ***** ****, *** ****, Dallas, TX ****7


Kamela A. Russell


To obtain a position where I can make positive contributions to your company and have the opportunity for continuous growth as a professional. My work ethic and dedication are some of the reasons I know that I can make a positive impact.

Summary of Skills qualifications

Microsoft Office Professional Suites 11+ Years

Data Analysis/SQL/Oracle/SAP 9+ Years

Underwriting/Credit Analysis 8+Years

Supervisor/Training 8+Years


Harley Davidson Financial Services Plano, TX Aug-2013-Nov 2017

Senior Credit Analyst- Consumer and Commercial

Perform both quantitative and qualitative analysis of applicant requests for financing, which includes analysis of personal and business credit reports; financial packages including W2 paystubs/tax returns/global and personal cash flow statements/budgets and projections

Team Lead of Risk Management team which includes extensive verifications and identify fraudulent documents; Prepare SAR reports once fraud confirmed; Also partnered with the dealership teams for commercial analysis and maintenance

Daily usage of 3rd party vendors i.e Lexis Nexus, Innovis, SCRA, TheWorkNumber, Dun & Bradstreet reports, and Pacer. Loan approval limits between $100k-$2 Million per dealership

(SME)Subject Matter Expert- Provide training, mentorship, and development of consumer credit analysts; Continuous Improvement, T.I.M.W.O.O.D and formal credit trained.


Capital One Bank Plano, TX Oct-2010- July 2013

Underwriter~ Financial Analyst

Evaluating clients’ credit data and financial statements to determine the degree of risk involved in lending money to them; prepared reports about the degree of risk in lending money to clients

Reviewed all funding packages from dealerships and analyze all information to make sure it meets Federal guidelines

Take charge of the development and maintenance of activity costing rates used for profit analysis and be able to provide analysis in support of organizational initiative

U.S. Census Bureau Fort Worth, TX Oct 2009- Sept 2010

Human Resources Assistant/ Quality Assurance

Collected, reviewed, and processed personnel and payroll for 3000+ applicants and 2000+ employees using PeopleSoft v 8.49; weekly payroll over $1 Million

Reconciled timecard calculation discrepancies and created an effective filing system for transitory files

Provided feedback to employees and supervisors on QA audits done on census reporting

Administrative assistant-monitoring the coming and going of employees and answering calls


University of Texas Richardson, TX Aug 2018- Present

Major: Business Management/ Minor: Finance

Expected graduating date of May 2020

Collin County Community College Plano, TX

A.A.S in Business Management (Grad Date 8/2018)

Arlington Career Institute Grand Prairie, TX

Certified Court Reporter (Grad date 4/2010)

70wpm; 12000ksph

P.L Dunbar High School- High School Diploma (Grad date 5/2006)

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