Mortgage

Anthony Scrofini

***** *. **** **. *** Lakes, AZ 85248

Phone: 480-***-**** Email: *********@*****.***

I have ten years of experience in mortgage operations, prior to that I was an originator for over 15 years. I know what loan officers expect from their team and I will do whatever I can to insure an on time closing. I can provide you a dedicated, experienced closer or processor that will give you my best every day.

PROFESSIONAL EXPERIENCE

Movement Mortgage 12/18/2017-10/04/2018

Pre-Closer

Prepared and balanced with title initial Closing Disclosures for residential mortgages. Released CD to client via Doc Magic for execution. Monitored CD’s and notified Loan Officer and teams of receipted status.

Kept in constant communication with loan officers, their assistants and processors to make sure we were clear and in compliance on every disclosure sent to the client. Wallick and Volk Mortgage Banker 02/13/2017-08/25/2017 Closing Disclosure Specialist

Prepared and balanced with title initial Closing Disclosures for residential mortgages. Released CD to client via Doc Magic for execution. Monitored CD’s and notified Loan Officer and teams of receipted status

Prepared follow up Closing Disclosures when required for any Change of Circumstance

Maintained standard monthly pipeline of over 100 CD’s Gencor Mortgage Company/Annie-Mac Mortgage 07/15/2014-12/28/2016 Closer/Funder

Prepared closing documents for Conventional, VA, FHA and USDA residential mortgages. These loans were done primarily in AZ, CA, TX, NM, CO, WA, PA, DE, FL, IN, IL, SC, TN, GA and often included local Down Payment Assistance and Grant programs. Reviewed and approved HUDs and CDs after TRID. Balanced final CD for COE. Utilized 2 warehouse lines for funding loans with Gencor. Used funding department for loans closed with Annie Mac. Maintained a pipeline closing approximately 60 loans a month.

Reviewed closing package and assisted post closing department with any requests they had.

Colony American Homes, Scottsdale, AZ 07/30/2013-01/05/2014 Closer

Hired to close purchase transactions for this quickly growing Real Estate Investment Trust. The company decided to upgrade their computer closing platforms shortly after I was hired. During this time Colony drastically reduced their purchases of income properties. I was laid off with compensation after 6 months.

The Northern Trust Company, Phoenix, AZ 07/01/2009-04/01/2013 Processor/Closer

Risk assess new loan files, order services, submit file to underwriting

Satisfied loan conditions and prepared and sent closing instructions to title/escrow,

Review and approve closing statement(HUD). Prepared and sent closing document package as applicable to state, individual, trust and entity.

Review and approve closing documents for proper execution

Coordinate funding with title/escrow agent. Prepare wire and send funds to title/escrow.

Transfer executed files to quality control with recommendations to remedy any file deficiencies.

Oracle Home Mortgage, Tempe, AZ 06/01/1998-01/15/2009 Builder Relationship Manager

Developed relationships with Realtors and home builders by making myself available to assist their clients, who couldn’t qualify for the builder’s internal financing, through our mortgage process.

Supervised and trained employees in utilizing Fannie Mae’s Desktop Underwriter and Freddie Mac’s Loan Prospector

RELEVANT COURSE WORK:

TRID

Closing Platforms: Encompass, PC Lender, Doc Magic, Virpack, DataTrac, Empower AUS: DU, LP, GUS

Flood Disaster and Protection Act (SFHA)

Equal Credit Opportunity Act (ECOA)

Truth in Lending Act and Real Estate Procedures Act (TILA & RESPA)

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