Certified DE/SAR Underwriter

Objectives

Professional Underwriter seeking a position in the Mortgage Industry. I am highly motivated individual who is an asset to any company that I join.

Experience

JUNE 2015 – NOVEMBER 2018

SENIOR UNDERWRITER, Sun American Mortgage

•Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.

•Worked on more complex projects with Quality Control and Management.

•Develop and maintain positive working relationship with co-workers, internal and external clients/business partners and vendors

•Achieved certifications for FHA with DE Certified and VA Certified with SAR/LAPP

•Conduct proactive and effective pipeline management in accordance with performance standard expectations

•Performs other responsibilities and as directed by management

•Authority to decision and strong knowledge of multiple mortgage programs

APRIL 2012 – JUNE 2015

UNDERWRITER III, Wells Fargo Home Mortgage

4/27/14 Home Equity

•Establish strong relationships with business partners (ie. Sales force, Risk Management, Contact Centers and Fulfillment teams etc.)

•Manages assigned pipeline; Disposition loans within 24-48 hours of receipt and timely resolves conditions

•Informs processors, closers and management of changes, status updates, findings and credit decisions

•Work in collaboration with the team to ensure all targets are met

•Orients, trains, assists and mentor more junior level Underwriters

1/6/14 – 5/16/14 Star Assignment

•Special project to assist with HARP and HAMP loans

•Participates in special projects and assignments and performs other duties as assigned

6/25/2012 Consumer Loan Underwriter 3

•Establish and maintain a direct relationship with the business areas on lending propositions in order to provide structured, consistent and tailored advice

•Assists in the development of policy, procedure, process flows and integration of new clients

•Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages

APRIL 2007 – APRIL 2012

PROCESSOR/ JR. UNDERWRITER/MSRII, USAA

•Maintain and close high volume of loans successfully

•Prepare and regularly review my annual goals and career development plan with my manager/supervisor

•Basic knowledge of mortgage credit processing and underwriting

4/16/2007 Policy Service

•Basic knowledge of insurance policies

•Issue policies for Home, Auto, VPP

•Promoted to special pilot project within Auto Circle and Home Circle

Completed Auto loans and Home Loans Financials

Education

Rio Salado Community College, Phoenix, Associates Degree

Insurance License, 2007

Paradise Valley Community College, Phoenix, Certificate of Completion

MIS and CIS, 2003

References

Anna McGowan, Sun American Mortgage

Manager 480-***-****

Richard Valgento, Wells Fargo Home Mortgage

Manager 480-***-****

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