Detail-oriented Financial Analyst/Pricing Adviser with 12+ years’ experience working for finance and tech institutions. I personally priced and approved hundreds of millions in new loans for commercial clients, analyzing their financial and credit worthiness. With excellent communication skills, I can connect with, manage and supervise personnel at all levels; a resourceful and creative designer able to work independently or with groups; and someone who really enjoys working under pressure solving the most difficult business challenges.

Experience

Pricing Advisor, Financial Analyst

Dell Financial Services, Round Rock, TX 9/2019 - present

•Partner with Business Development Managers and Sales to provide deal structure and pricing recommendations.

• Train pricing team members on policies and procedures.

• Coach sales team on different pricing structures and vendor relationships.

• Coordinate with operations and accounting to ensure all contracts are booked properly.

• Build relationships with Dell Finance team to negotiate available subsidy.

• Modify pricing scenarios as needed and develop multiple customer options

Senior National Account Analyst

Fifth Third Bank, Irvine, CA 11/2018 – 9/2019

• Work with sales team to provide complex and competitive lease structures to customers

• Review balance sheets and journal entries.

• Use Excel Pivot Tables, V-lookups to analyze complex financial information

• Initiate contract formation and finalize contracts.

• Work within corporate and public accounting standards and banking regulations pertaining to lending and commercial compliance, including fair lending laws.

Financial Analyst

CalFirst National Bank, Irvine CA 11/2016 - 11/2018

• Analyze audited financial statements & tax returns for companies with annual revenues between $25 Million - $8 Billion and determine credit worthiness.

• Develop detailed spreadsheets to identify trends and develop forecasts.

• Consolidate and analyze monthly results and budgets.

• Negotiate complex financial transactions.

• Prepare underwriting documentation consistent with industry standards.

Leadership Development Associate/Account Executive

Imperial PFS, Santa Ana, CA 06/2012 - 02/2016

• Completed extensive management training in various aspects of commercial lending/financing which included: E- commerce, Journal Entries, Compliance, Booking, Collections, Quoting, Variance Reports, Credit Underwriting, Account Receivables, Sales

• Forecast and tracked monthly P&L.

• Negotiated terms, rates and fees with vendors and trained them on company software.

• Conducted ROI analysis to evaluate efficiency and profitability of various programs & projects.

•Served on the Legendary Service Committee to conceive and execute projects that promoted internal and external legendary service throughout the company.

Education

University of Houston, C.T. Bauer College of Business, Houston TX

Bachelors of Business Administration in Finance 2008

William

Salinas

Financial, Data Analyst /Program Manager

Personal Info

Address

1201 Hummingbird Ct.

Round Rock, TX 78681

Phone

Cell: 562-***-****

E-mail

ac72t0@r.postjobfree.com

Date of birth

04/23/1983

LinkedIn

https://www.linkedin.com/in/william-salinas-4480b46/

Hard and Soft Skills

Salesforce (CRM)

Public Accounting

Corporate Accounting

Microsoft Office Suite (Excel, Word, PowerPoint, Access, Outlook)

Excel: PivotTables, Pivot Charts, V-lookup, Flash Fill, Quick Analysis

SAP & Oracle

MySQL

Financial Accounting

Operating Lease

Capital Leases

Residual Value Calculation

EOL Concessions

Data mining and analysis

Project Management

Fraud Prevention

Risk and Relationship management

Vendor Relations

Communication and negotiation

Integrity

LMS

Helix

Odessa

Contact this candidate