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Treasury & Finance Professional

Location:
Ridgewood, New Jersey, United States
Posted:
September 10, 2018

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Resume:

RAFAEL (RALPH) P. TRAMA

*** ******* *****, *********, ** 07450 201-***-**** ac6zwb@r.postjobfree.com LinkedIn: https://www.linkedin.com/in/r-trama-2315211 Experienced executive with an extensive background in Corporate Treasury who has operated across a range of industries in a global context. A hands-on leader with strong interpersonal skills and a proven track record of collaboration and successfully managing teams. Proficiencies include: Liquidity Management / Risk, Cash Forecasting, Cash Management, Corporate Finance, Bank Relations, Investments, Capital Management, FX Management, Regulatory Interaction and Automation. Has demonstrated effectiveness across a wide range of topics, with a strong grounding in Finance; earned a BS from Wharton and an MBA from NYU Stern, and holds the Certified Treasury Professional (CTP) designation. Successfully executed strategic transformation / restructuring plans. Skilled communicator who can capably interface with senior-level internal and external stakeholders. EXPERIENCE

AMERICAN INTERNATIONAL GROUP (AIG), New York, NY; May 2000 – Present A leading global insurance organization serving commercial and individual clients in more than 80 countries. Director, Corporate Engagement, Global Business Services; Jan. 2017 – Present

Identify, influence and execute strategic efforts under the new Global Business Services model, providing integrated solutions to partners by leveraging technology and scale via captive service centers.

Engagement has evaluated and implemented several key initiatives across various functions, incorporating robotics, machine learning and outsourcing, yielding projected benefits of $14M over 3 years. Director, Treasury Operational Review, Enterprise Finance Transformation; Sep. 2015 – Dec. 2016

Developed a target operating model aligned with best practices, designed to leverage a shared service strategy, providing substantial savings, improved service quality and risk mitigation.

Evaluated strategies to reduce the use of standalone electronic banking portals and the associated risks.

Worked with Treasury leadership to build out a strategic KPI and benchmarking framework. Treasurer – Latin America and the Caribbean, Global Treasury & Capital Markets; Jan. 2013 – Aug. 2015

Successfully upgraded all Treasury functions to support rapid business growth for this $1.3B region.

Implemented enhanced liquidity forecasting and management processes supporting improved investment and funding strategies, leading to a 30% reduction in cash and a $5M increase in investment income.

Designed and applied an enhanced liquidity risk framework, including stress tests and risk metrics, to meet non-bank Systemically Important Financial Institution (SIFI) designation expectations.

Executed optimized capital management strategies to ensure funding and tax efficiencies were achieved.

Led the regional Treasury transformation initiative, setting up a Bogota, Colombia hub to centralize operations, increasing efficiency by 25% and supporting a more robust control environment.

Effectively retained and motivated a Treasury staff of 32 in 15 countries during a period of intensive change, building a collaborative environment and supporting mobility and career development.

Provided guidance relating to liquidity, investments, capital management and M&A opportunities for key executive committees – the Regional Investment Advisory Committee and the Financial Advisory Group.

Managed regional bank relations, partnering with primary providers to strengthen relationships by focusing business and obtaining preferential pricing for cash management, custody and investment services. Director, Liquidity Management, Global Treasury & Capital Markets; Sep. 2011 – Dec. 2012

As a key player in developing Treasury’s plans to address SIFI requirements, upgraded the holding company liquidity forecasting function, formalized liquidity stress tests, and strengthened associated processes and controls; created initial versions of the AIG Liquidity Management Policy and the Contingency Funding Plan.

Collaborated with Risk Mgmt. to create a new framework for business liquidity stress modeling and metrics.

Developed Liquidity and Capital Resources commentary for 10-K/Q filings and other public disclosures.

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Director, Financial Analysis, Corporate Treasury; May 2000 – Aug. 2011

Managed holding company cash flow and reporting to senior leadership; worked with business units globally to coordinate capital activities; liaised with Capital Markets and Investments to optimize liquidity.

Responsible for Insurance cash flow and liquidity metrics reporting for the Finance Committee of the Board.

Supervised credit assessments for internally managed short-term investment portfolios.

Member of multi-functional executive advisory team tasked with liquidity stress scenario modeling and mitigation strategies during 2008 Crisis. Developed enterprise-wide monitoring for senior stakeholders.

Coordinated extensively with the Federal Reserve Bank of New York and US Treasury to build out a liquidity management framework to satisfy credit monitoring requirements; process culminated with 2011-2012 recapitalization transactions resulting in the full repayment of obligations to the U.S. government.

Managed various finance and capital-related activities including rating agency financial leverage and coverage forecasting, insurance unit capital activity forecast reporting, and hurdle rate (WACC) estimates. BOOZ, ALLEN & HAMILTON (prior to 2008 BAH / Booz & Co. separation), Parsippany, NJ; 1996 – 2000 Global Treasury Manager, Treasury and Risk Management

Established a Treasury function for this leading management and technology consulting firm with operations in 40 countries and $2B in revenue. Successfully enhanced liquidity and investment management practices, re-engineered credit facilities and improved operational processes, yielding substantial savings and reduced risk. Actively managed foreign currency exposures, and executed FX trading and hedging transactions. BECTON, DICKINSON AND CO., Franklin Lakes, NJ; 1992 – 1996 Senior Treasury Analyst, Corporate Treasury

Directed domestic Treasury operations, cash flow forecasting and coordination of commercial paper funding for this global medical technology firm with $3B in revenue; managed tax-advantaged investment portfolio. UJB FINANCIAL CORP. (subsequently acquired by Bank of America), Princeton, NJ; 1989 – 1992 Commercial Banking Officer, United Jersey Bank, National Accounts Division

Completed credit training program at this $40B regional commercial bank; achieved early placement on the relationship team servicing Fortune 500 clients, supporting their financing and cash management needs. EDUCATION & CERTIFICATIONS

NEW YORK UNIVERSITY, Leonard N. Stern School of Business; New York, NY

Master of Business Administration, May 1999; Concentrations in Finance and International Business UNIVERSITY OF PENNSYLVANIA, Wharton School of Business; Philadelphia, PA

Bachelor of Science in Economics, May 1989; Concentration in Finance Certified Treasury Professional (CTP): Accredited by the Association for Financial Professionals (to Jun. 2019) OTHER

Affiliations / Organizations: AIG Latino Network Employee Resource Group Outreach Co-Chair; AIG Pro Bono Committee liaison; Translator / Intermediary for several New York City based non-profits (Her Justice, Safe Passage Project, and Legal Aid Society) providing local at-risk community groups with free legal support; Alumni Society member; Penn Association of Latino Alumni member.

Languages: Fluent in Spanish, proficient in Italian (written and verbal).

Interests: International travel, coaching youth sports, community service, science and technology.



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