Sales Loan

JITIN KAMDAR

*****-* ******** ****, ******, IL **077

Phone: 847-***-**** e-mail: ********@*****.***

CAREER PROFILE

Diversity in all aspects of the Mortgage Financial Industry. A veteran of the mortgage industry with 9 year of mortgage experience. Experience inclusive to underwriting. Possess strong verbal, written and solid analytical skills and work great under pressure. Champion of Change. Excellent team player. Detail oriented.

CAREER OBJECTIVES

To contribute to overall company objectives. To be in an environment where I can utilize my experience, knowledge and skills to its fullest potential. To maintain individual accountability to meet 100% customer satisfaction while delivering quality loans on time. To meet all regulatory requirements and deliver for our company, clients and shareholders. Goal to do it once, do it right.

EXPERIENCE

Loan Depot/imortgage, Schaumburg IL (February 2017-June 2018)

Mortgage Processor III

Review, set up (within 3 days of the application) and process Residential Loan Applications for Conforming, Non-Conforming, FHA, VA and Bond purchase and refinance loans.

Communicate with Loan Officers, Borrowers, Attorneys, Title, Appraisers and all related parties.

Obtain and verify all income, assets, collateral, title, appraisal and supporting documentation for underwriting to obtain a clean approval with minimal conditions. Responsible for requesting PMI as well as condo approval.

Team work with underwriter and loan officers for approval, processing and closing requirements.

Assured that loans were processed in accordance with company policies, investor guidelines, and applicable laws and regulations.

Weekly loan status meeting with sales partners and managers.

Clearance of all loan conditions within my authority.

Responsible for any post-closing findings regardless of the responsible party.

Win Trust Mortgage, Rosemont, IL (June 2015-December 2016)

Sr. Mortgage Processor

Process Residential Loan Applications for purchase and refinance, FHA and VA loans

Communicate with Loan Officers, Borrowers, Attorneys, Title, Appraisers and all related parties.

Obtain and verify all income, assets, collateral, title, appraisal and supporting documentation for underwriting to obtain a clean approval with minimal conditions. Responsible for requesting PMI as well as condo approval.

Team work with underwriter and loan officers for approval, processing and closing requirement

Assured that loans were processed in accordance with company policies, investors’ guidelines, and applicable laws and regulations.

Bank of America, Rolling Meadows, IL (July 2012-May 2015)

Home Service Specialist III/Mortgage Processor/Underwriter

Review, process and underwrite Residential Loan Applications for Conforming, Non-Conforming, FHA purchase and refinance loans.

Communicate with sales partners and applicable parties of transaction throughout the loan process for required documentation to obtain loan a clean approval with minimal conditions.

Obtain and verify all income, assets, collateral, title and supporting documents for underwriting to obtain a clean approval with minimal conditions.

Co-ordinate with underwriter and closing team for approval, processing and closing requirement

Submit loan for exceptions to the Structure Loan Desk as required for loan approvals.

Underwrote Conventional loans accordance with company, agency and investor guidelines, and applicable laws and regulations.

Cleared all loan conditions within my authority

Weekly loan status meeting with sales partners and managers.

Yakub & Company Inc. CPA (June 2009-July 2012)

Accountant

Reconcile bank statements for various businesses in QuickBooks and maintain financial details up to date each month

Run payroll on weekly, biweekly, semi monthly or monthly basis as per customers needs, prepare payroll checks, prepare state and federal payroll tax returns on quarterly and yearly basis, and prepare W-2’s at the end of the year

Prepare sales tax returns on monthly basis

Evaluate various tax notices for local, state and federal government, provide necessary explanation for it, and resolve it on timely basis.

Prepare financial statements at regular intervals according to the customers’ needs

Prepare corporate and personal tax returns using ATX software

Handle various accounting needs for customers and possess comprehensive knowledge of accounting practices and procedures

EDUCATION

Accounting Associate, Oakton Community College

Diploma in Business Management

B.S. (Business/Accounting)

PROFESSIONAL DEVELOPMENT

Candidate for the CPA Exam as deemed by the Illinois Board of Examiners

Certificate: IL State Loan Origination (January 2007)

Certificate: Realtors Real Estate School (2005)

SKILLS

QuickBooks

Software and operating systems: Edge (loan processing), Status Mart (pipeline management), DM Portal, Interact (reviewing current loan documents and assets management), Clue (underwriting software)

Loan Prospectors, Encompass, Mortgage Builder, Empower and M4 (paperless software)

Microsoft Office Applications

Fluent in English, Hindi, Gujarati

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