NIKOLAY RASHKOV
*** ******** **, **** **** Newark, DE 19711
215-***-**** ****************@*****.***
EDUCATION Wilmington University, M.S. New Castle, DE
• Concentration: Internet / Web Design 2015-2017
• Recipient of Dean’s List Award
Wilmington University New Castle, DE
Bachelor of Science in Business Management 2009-2013
• Concentration: Marketing
• Recipient of Dean’s List Award
EXPERIENCE Bank Of America Newark, DE
Collections and Recovery Specialist I December, 2017 - present
• Customer service, collections and various other loss mitigation and recovery activities
• In charge of contacting delinquent customers, in order to secure payments and determine reason for delinquency on active or inactive loans, deposits and/or credit card accounts
• Working with customers to establish full balance repayment plans or settlements via conducting financial assessments and offering BoA programs/products
• In charge of solving routine to complex billing problems and inquiries
• In charge of negotiating payment arrangements to cure delinquent accounts Audio Jam Bear, DE
Sales Analyst and Promoter June, 2013 - January, 2016
• Supported Quality Assurance processes to analyze high and low success product lines, impacting future purchases
• Liaised with marketing to boost sales of certain products
• Analyzed industry trends and sales reports to outline trends and opportunities for the business and product portfolio
• Prepared monthly inventory
• Monitored competitors and adjusted actions to meet goals
• Assured adequate inventory and customer service levels were maintained for the tri-state area
• Coordinated with members from the extended team on new product launches, deals and promotions
• Improved Customer Service database, reducing order fulfillment errors. Pat’s Pizzeria Family Restaurant Newark, DE
Store Manager June, 2009 - January, 2013
• Lead and motivated a team to meet store expectations
• Successfully worked under pressure and handled challenging customer situations
• Analyzed sales numbers and adjusted actions to drive sales
• Oversaw needs in recruitment and training staff
• Kept track of inventory and ordering
• Organized sales promotions/discounts
• Handled complaints and feedback from customers to lead successful resolutions SKILLS Leadership, Initiative, Analysis, Communication, Process improvement, Team-building, Problem assessment and resolution, Strategic planning, Project management, Marketing, Multitasking, Time management, Presentation, Internet/Social Media Marketing Software: Windows / Microsoft Office Word, Powerpoint, Outlook, Excel, Access, MAC OS X, HTML, SQL, Java, Sharepoint, UCRS, IEX, Dreamweaver, Logic Pro X Languages: Fluent in English and Bulgarian