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Sales Loan

Chicago, Illinois, United States
August 14, 2018

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Kenneth C. Ezeh


Dependable, result oriented professional seeking a position where my extensive experience will be further developed and utilized. Does extremely well in fast-paced environments to advance the company's profitability. Trouble shooting and problem solving. Works well as a part of team and independently.


Nationwide Mortgage Licensing System and Registry: 2011 NMLS: 1200018 Skills

• Excellent communication skills, exceptional organization and planning skills

• Excellent team leader and team player

• Pay close attention to details

• Proficient Computer Skills: Word, Excel, PowerPoint, MS Office Relevant Experience

BMO Harris Bank, Naperville, Illinois 02/2018 - Present HMDA Compliance Specialist

• Perform validation and targeted reviews of HMDA data to ensure the data collected and reported is following the regulatory interpretation.

• Determine the HMDA action taken code for all loan originated, declined and canceled loan applications

• Coordination of all HMDA- Home Mortgage Disclosure Act and Community Re- investment Act information

• Providing accurate and complete analysis and reporting of all required information to meet regulations

• Ensuring all mortgage employees are trained to understand all reporting requirements accurately

• Inputting HMDA data loan origination software for all canceled loan applications daily JP Morgan Chase – Westmont, Illinois 02/2016- 11/2017 Appraisal Review Analyst

• Review mortgages, appraisal documents and make ready for processors and underwriters

• Report inconsistencies and irregularities on appraisals with the Appraisal Service Group to be revised

• Upload Appraisal, Engagement Letter, Appraisal Invoice, Appraisal Review and Appraisal Delivery into NetOxygen and Dealworks

• Perform Appraisal Invoice Fee Disclosure to client in compliance with government regulations

BMO Harris Bank - Naperville, IL 2015-2016

Mortgage Document Review Specialist (Contractor)

• Assisting management in converting project documents into digital format

• Monitor quality of incoming work to identify trends and avoidable upstream errors; provide feedback and suggestions for corrections and improvements

• Log all pertinent documents into the system

• perform document control by reviewing or editing documents prior to them being sent to clients or archived

• Ensure files are routed to the appropriate department in a timely manner

• Mortgage packaging review and conversion

• Implemented quality assurance and compliance

JP Morgan Chase - Downers Grove, IL 2011-2015

Mortgage Banker

• Loan Evaluation and verification of applicants' employment status, salary, credit history and other financial information

• Complete mortgage applications using loan product systems, including initial required documentation and stipulations ensuring compliance Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing

• Proactively converting inbound and outbound sales leads into applications, including Conventional, VA and FHA products

• Recommending optimum product/rate program combinations to prospects

• Collecting all necessary documents for loan package

• Ensuring compliance with applicable statues and procedures

• Meeting required sales performance for pre-established funded loan volume goal Education

Delta State University 1996 - 2000

Bachelor of Science


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