HEBA OMRAN
**** ****** ** ****** ** *****
708-***-**** ***********@*****.***
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SKILL SET
Regulation X Certified Fannie Mae Guidelines Freddie Mac Guidelines Ginnie Mae Guidelines
Construction to Permanet Purchase/Refinance Loan Transactions Wholesale Retail Cross- Functional Team Environment Mortgage Banking & Lending Loan Originations RESPA TRID Third Party Brokers
PROFESSIONAL EXPERIENCE
CONGRESSIONAL BANK Senior Loan Processor Atlanta Ga September 17- Current
Able to review all initial documentation and Pre underwrite each loan
Able to calculate income
Obtain all requested documentation from customer
Pre file for closing and audit review
CALIBER HOME LOANS Loan Processor Alpharetta Ga October/16 - June/17
Reviewed all initial documents submitted by sales/customer for initial approval
Obtained desktop approval on each loan and verified documentation in order for underwriter to approve
Worked with customer to obtain all documentation for final approval
Obtained all 3rd party verification including verification of employment, IRS Transcripts and mortgage history
Explained closing disclosure and cash to close to each customer prior to closing. PNC BANK Loan Officer Assistant Fort Lauderdale FL December/15 – September/16
Managing relationships with customers, and operations team.
Assisting in sales of mortgage, equity finance and banking sales.
Collecting appropriate documentation for loan approval
Funding an average of 2million per month
PNC BANK Senior Loan Processor Downers Grove, IL September/12 – Nov 15
Managing pipelines averaging 40-60 loans per month, resulting in 30+ closings
Pipeline includes Fannie mae/Freddie mac, conventional, jumbo, fha, va and construction to permanent loans
Consistently maintaining a tight App to Closing turn-time of 27 days per loan
Gather and verifying loan documentation from initial approval to final underwriter loan approval and closing CALIBER HOME LOANS Client Relationship Manager Itasca, IL March/12-September/12
Supporting a pipeline of 60-100+ loans per month resulting in 55+ average closings per month
Requesting and reviewing third party documentation such as IRS transcripts and wvoe
Verifying other various loan documentation prior to submitting for final underwriter loan approval
Actively interacting with 3rd party business partners, underwriters and Closers on a daily basis to ensure established turn EDUCATION
University of Phoneix Business Finance, BS 2015
Moraine Valley Community College Business Finance, AS 2011 REFERENCES
Andy Dyer- 513-***-**** Loan Officer at PNC Bank, worked as his processor
Jason Myers - 954-***-**** Loan Officer at PNC bank, worked as his loan officer assistant
FLorence Cooper - (336) 500- 7397 Processing Manager at Caliber Home Loans 2
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