Banking Finance Insurance

JAMES F. PEAVEY

**** ****** ***** ******, ** ****6 205- 907-9053 **********@*****.***

PROFILE

Experienced professional with over 20 years in financial services. Proficiencies include consumer lending, dealer lending, mortgage underwriting, commercial underwriting, credit administration, credit review, branch management, branch operations, collections, recovery, asset disposition, accounting and insurance sales. EXPERIENCE

PRA Group, Birmingham, AL, September 2016 to April 2017 Disputes Analyst

• Researched proprietary databases to determine if debtor accounts were being erroneously, inaccurately or fraudulently reported to the three major credit reporting agencies. Wells Fargo Home Mortgage, Birmingham, AL, August 2011 to April 2016 Loss Mitigation/Home Preservation Underwriter

• Decisioned requests by distressed homeowners to modify their mortgage loans in order to avert foreclosure.

• Performed settlement process on approved FHA, FNMA and FHLMC modifications.

• Conducted Final Foreclosure Sale Review on denials. Bankruptcy Research and Remediation

• Ensured compliance on special projects comprised of investor-specific criteria and judicial account revisions.

Self –Employed, Birmingham, AL, January 2010 to August 2011 Independent Insurance Agent

• Represented multiple carriers of life, health, disability, long-term care and property and casualty insurance.

Regions Financial Corporation, Birmingham, AL, July 2007 to January 2010 Commercial Credit Review Analyst

• Conducted credit risk assessment on Business Banking loan portfolio by analyzing individual loan transactions for risk rating accuracy, policy compliance and prudent credit risk management practices.

Commercial Real Estate Credit Underwriter

• Prepared in-depth front-end analysis of credit including gathering all necessary financial information, discussing credit request and financial information with customer and initial preparation of credit approval documents.

• Provided front-line portfolio maintenance including preparation of annual credit reviews, loan documentation, monthly reporting and loan covenant compliance. Beasley Allen Law Firm, Montgomery, AL, January 2002 to July 2007 Accountant

• Processed, reconciled and paid vendor invoices and business card statements.

• Resolved Vendor Inquiries regarding billing and payment.

• Imported soft-cost data and ensured correct case-charging.

• Contributed to month-end, quarter-end and year-end reconciliation processes. Staff Legal Assistant

• Prepared pharmaceutical product liability cases for litigation. Financial Institutions, Montgomery, AL, July 1985 – January 2002 Branch Manager - Mutual Savings Credit Union Credit Administration Officer - SouthTrust Bank Consumer Lending Officer - City Federal Savings and Loan Association Dealer Lending Officer - Colonial Bank

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